Chime Financial, Inc. Class A Common Stock (CHYM) — Defensive Interval Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has a Defensive Interval Ratio of 740 days as of March 2026. Defensive assets of $697.94 Million (cash $-, short-term investments $403.61 Million, receivables $294.34 Million) cover 740 days of daily cash needs of $942.74K/day. See how liquid is Chime Financial, Inc. Class A Common Sto's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Chime Financial, Inc. Class A Common Stock Defensive Interval Ratio (2022–2025)
This chart shows how Chime Financial, Inc. Class A Common Stock's Defensive Interval Ratio has evolved across 4 annual periods from 2022 to 2025. As of March 2026, the ratio stands at 740 days, meaning defensive assets of $697.94 Million can fund 740 days of operations without new revenue. See CHYM equity to assets ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below presents the year-by-year Defensive Interval Ratio for Chime Financial, Inc. Class A Common Stock from 2022 to 2025, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Chime Financial, Inc. Class A Common Sto worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 863 days | $917.29 Million | $1.06 Million/day | $- | $587.83 Million | ▲ +196 days |
| 2024 | 667 days | $684.85 Million | $1.03 Million/day | $- | $368.89 Million | ▼ -266 days |
| 2023 | 932 days | $737.43 Million | $790.83K/day | $- | $560.88 Million | ▼ -520 days |
| 2022 | 1453 days | $857.81 Million | $590.45K/day | $- | $734.61 Million | — |