Chime Financial, Inc. Class A Common Stock (CHYM) — Defensive Interval Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has a Defensive Interval Ratio of 768 days as of June 2026. Defensive assets of $815.15 Million (cash $-, short-term investments $527.38 Million, receivables $287.77 Million) cover 768 days of daily cash needs of $1.06 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Chime Financial, Inc. Class A Common Stock Defensive Interval Ratio (2022–2025)
This chart shows how Chime Financial, Inc. Class A Common Stock's Defensive Interval Ratio has evolved across 4 annual periods from 2022 to 2025. As of June 2026, the ratio stands at 768 days, meaning defensive assets of $815.15 Million can fund 768 days of operations without new revenue. For the complete balance sheet picture, see Chime Financial, Inc. Class A Common Sto balance sheet assets.
Annual Defensive Interval Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below presents the year-by-year Defensive Interval Ratio for Chime Financial, Inc. Class A Common Stock from 2022 to 2025, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See CHYM net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 863 days | $917.29 Million | $1.06 Million/day | $- | $587.83 Million | ▲ +196 days |
| 2024 | 667 days | $684.85 Million | $1.03 Million/day | $- | $368.89 Million | ▼ -266 days |
| 2023 | 932 days | $737.43 Million | $790.83K/day | $- | $560.88 Million | ▼ -520 days |
| 2022 | 1453 days | $857.81 Million | $590.45K/day | $- | $734.61 Million | — |