Chime Financial, Inc. Class A Common Stock Working Capital to Net Assets Ratio

Latest as of June 2026: 99.8%

Chime Financial, Inc. Class A Common Stock working capital to net assets ratio. Chime Financial, Inc. Class A Common Stock (CHYM) has a Working Capital to Net Assets ratio of 99.8% as of June 2026. Working capital of $1.40 Billion (current assets of $1.79 Billion minus current liabilities of $387.22 Million) is measured against net assets of $1.40 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base.

WC/NA Ratio

99.8%
Working Capital / Net Assets

Working Capital

$1.40 Billion
USD

Current Assets

$1.79 Billion
USD

Current Liabilities

$387.22 Million
USD

Working Capital to Net Assets Ratio of Chime Financial, Inc. Class A Common Stock (2022–2025)

Working capital to net assets ratio of Chime Financial, Inc. Class A Common Stock from 2022 to 2025. This chart shows how Chime Financial, Inc. Class A Common Stock's Working Capital to Net Assets ratio has evolved across 4 annual periods from 2022 to 2025. As of June 2026, the ratio stands at 99.8%, reflecting working capital of $1.40 Billion against net assets of $1.40 Billion USD. See Chime Financial, Inc. Class A Common Sto (CHYM) defensive interval to measure how many days the company can operate on defensive assets alone.

Chime Financial, Inc. Class A Common Stock Working Capital to Net Assets Ratio by Year (2022–2025)

Chime Financial, Inc. Class A Common Stock working capital to net assets ratio by year from 2022 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Chime Financial, Inc. Class A Common Stock from 2022 to 2025, covering 4 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Chime Financial, Inc. Class A Common Sto balance sheet assets.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2025 97.6% $1.37 Billion $1.40 Billion $1.76 Billion $387.92 Million ▲ +2.5 pp
2024 95.1% $912.22 Million $959.52 Million $1.29 Billion $374.82 Million ▲ +1.8 pp
2023 93.2% $873.19 Million $936.51 Million $1.16 Billion $288.65 Million ▼ -2.7 pp
2022 95.9% $1.06 Billion $1.10 Billion $1.27 Billion $215.51 Million —
pp = percentage points