Chime Financial, Inc. Class A Common Stock (CHYM) — Working Capital to Net Assets Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has a Working Capital to Net Assets ratio of 99.8% as of June 2026. Working capital of $1.40 Billion (current assets of $1.79 Billion minus current liabilities of $387.22 Million) is measured against net assets of $1.40 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Chime Financial, Inc. Class A Common Sto defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Chime Financial, Inc. Class A Common Stock Working Capital to Net Assets (2022–2025)
This chart shows how Chime Financial, Inc. Class A Common Stock's Working Capital to Net Assets ratio has evolved across 4 annual periods from 2022 to 2025. As of June 2026, the ratio stands at 99.8%, reflecting working capital of $1.40 Billion against net assets of $1.40 Billion USD. For the complete balance sheet picture, see how large is Chime Financial, Inc. Class A Common Sto's balance sheet.
Annual Working Capital to Net Assets for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Chime Financial, Inc. Class A Common Stock from 2022 to 2025, covering 4 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Chime Financial, Inc. Class A Common Sto liquidity resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 97.6% | $1.37 Billion | $1.40 Billion | $1.76 Billion | $387.92 Million | ▲ +2.5 pp |
| 2024 | 95.1% | $912.22 Million | $959.52 Million | $1.29 Billion | $374.82 Million | ▲ +1.8 pp |
| 2023 | 93.2% | $873.19 Million | $936.51 Million | $1.16 Billion | $288.65 Million | ▼ -2.7 pp |
| 2022 | 95.9% | $1.06 Billion | $1.10 Billion | $1.27 Billion | $215.51 Million | — |