Chime Financial, Inc. Class A Common Stock (CHYM) — Financial Flexibility Index

Latest as of March 2026: 0.19x

Chime Financial, Inc. Class A Common Stock (CHYM) has a Financial Flexibility Index of 0.19x as of March 2026. Free cash flow of $94.93 Million (operating CF $87.48 Million minus capex $7.45 Million) represents 0% of total liabilities ($508.94 Million). Also explore Chime Financial, Inc. Class A Common Sto (CHYM) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.19x
Free Cash Flow / Total Liabilities

Free Cash Flow

$94.93 Million
Operating CF − Capex

Total Liabilities

$508.94 Million
USD

Capital Expenditures

$7.45 Million
USD

Chime Financial, Inc. Class A Common Stock Financial Flexibility Index (2022–2025)

Historical Financial Flexibility Index trend for Chime Financial, Inc. Class A Common Stock across 4 annual periods. Check financial resilience of Chime Financial, Inc. Class A Common Sto to evaluate the company's liquid asset resilience ratio.

Annual Financial Flexibility Index for Chime Financial, Inc. Class A Common Stock (2022–2025)

Year-by-year free cash flow to debt coverage for Chime Financial, Inc. Class A Common Stock. For the full company profile including market capitalisation, see CHYM company net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.13x $72.67 Million $52.78 Million $562.90 Million ▼ -17.6%
2024 0.16x $78.61 Million $64.14 Million $501.52 Million ▲ +146.7%
2023 -0.34x $-128.78 Million $-156.59 Million $383.74 Million ▲ +70.6%
2022 -1.14x $-361.22 Million $-434.13 Million $316.71 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities