Chime Financial, Inc. Class A Common Stock (CHYM) — Financial Flexibility Index
Chime Financial, Inc. Class A Common Stock (CHYM) has a Financial Flexibility Index of 0.37x as of June 2026. Free cash flow of $216.59 Million (operating CF $207.48 Million minus capex $9.11 Million) represents 0% of total liabilities ($591.83 Million). Check how aggressively does Chime Financial, Inc. Class A Common Sto reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Chime Financial, Inc. Class A Common Stock Financial Flexibility Index (2022–2025)
Historical Financial Flexibility Index trend for Chime Financial, Inc. Class A Common Stock across 4 annual periods. For the full cash flow conversion analysis, see Chime Financial, Inc. Class A Common Sto cash conversion from operations.
Annual Financial Flexibility Index for Chime Financial, Inc. Class A Common Stock (2022–2025)
Year-by-year free cash flow to debt coverage for Chime Financial, Inc. Class A Common Stock. Explore CHYM operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.13x | $72.67 Million | $52.78 Million | $562.90 Million | ▼ -17.6% |
| 2024 | 0.16x | $78.61 Million | $64.14 Million | $501.52 Million | ▲ +146.7% |
| 2023 | -0.34x | $-128.78 Million | $-156.59 Million | $383.74 Million | ▲ +70.6% |
| 2022 | -1.14x | $-361.22 Million | $-434.13 Million | $316.71 Million | — |