Chime Financial, Inc. Class A Common Stock Cash Flow-to-Debt Ratio
Chime Financial, Inc. Class A Common Stock cash flow-to-debt ratio. Chime Financial, Inc. Class A Common Stock (CHYM) has a Cash Flow-to-Debt Ratio of 0.35x as of June 2026, meaning its operating cash flow of $207.48 Million could theoretically repay 0% of its total liabilities ($591.83 Million) in one year. Check Chime Financial, Inc. Class A Common Sto (CHYM) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Chime Financial, Inc. Class A Common Stock (2022–2025)
Cash flow-to-debt ratio of Chime Financial, Inc. Class A Common Stock from 2022 to 2025. Historical debt coverage capacity for Chime Financial, Inc. Class A Common Stock across 4 annual periods. Check CHYM total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Chime Financial, Inc. Class A Common Stock Cash Flow-to-Debt Ratio by Year (2022–2025)
Chime Financial, Inc. Class A Common Stock cash flow-to-debt ratio by year from 2022 to 2025. Year-by-year debt coverage analysis for Chime Financial, Inc. Class A Common Stock. For the full cash flow conversion analysis, see Chime Financial, Inc. Class A Common Sto (CHYM) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $52.78 Million | $562.90 Million | ▼ -26.7% |
| 2024 | 0.13x | $64.14 Million | $501.52 Million | ▲ +131.3% |
| 2023 | -0.41x | $-156.59 Million | $383.74 Million | ▲ +70.2% |
| 2022 | -1.37x | $-434.13 Million | $316.71 Million | — |