Chime Financial, Inc. Class A Common Stock (CHYM) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.17x

Chime Financial, Inc. Class A Common Stock (CHYM) has a Cash Flow-to-Debt Ratio of 0.17x as of March 2026, meaning its operating cash flow of $87.48 Million could theoretically repay 0% of its total liabilities ($508.94 Million) in one year. See cash generation quality of Chime Financial, Inc. Class A Common Sto to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.17x
Operating CF / Total Liabilities

Operating Cash Flow

$87.48 Million
USD

Total Liabilities

$508.94 Million
USD

Data as of

Mar 2026
Most recent filing

Chime Financial, Inc. Class A Common Stock Cash Flow-to-Debt Ratio (2022–2025)

Historical debt coverage capacity for Chime Financial, Inc. Class A Common Stock across 4 annual periods. Also explore Chime Financial, Inc. Class A Common Sto net asset momentum to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)

Year-by-year debt coverage analysis for Chime Financial, Inc. Class A Common Stock. For market capitalisation and broader financial context, see CHYM market cap.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.09x $52.78 Million $562.90 Million ▼ -26.7%
2024 0.13x $64.14 Million $501.52 Million ▲ +131.3%
2023 -0.41x $-156.59 Million $383.74 Million ▲ +70.2%
2022 -1.37x $-434.13 Million $316.71 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.