Chime Financial, Inc. Class A Common Stock (CHYM) — Cash Flow-to-Debt Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has a Cash Flow-to-Debt Ratio of 0.35x as of June 2026, meaning its operating cash flow of $207.48 Million could theoretically repay 0% of its total liabilities ($591.83 Million) in one year. See Chime Financial, Inc. Class A Common Sto financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Chime Financial, Inc. Class A Common Stock Cash Flow-to-Debt Ratio (2022–2025)
Historical debt coverage capacity for Chime Financial, Inc. Class A Common Stock across 4 annual periods. For the full cash flow conversion analysis, see Chime Financial, Inc. Class A Common Sto operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)
Year-by-year debt coverage analysis for Chime Financial, Inc. Class A Common Stock. Check CHYM cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $52.78 Million | $562.90 Million | ▼ -26.7% |
| 2024 | 0.13x | $64.14 Million | $501.52 Million | ▲ +131.3% |
| 2023 | -0.41x | $-156.59 Million | $383.74 Million | ▲ +70.2% |
| 2022 | -1.37x | $-434.13 Million | $316.71 Million | — |