Chime Financial, Inc. Class A Common Stock (CHYM) — Cash Flow Reinvestment Rate

Latest as of March 2026: 2.17x

Chime Financial, Inc. Class A Common Stock (CHYM) has a Cash Flow Reinvestment Rate of 2.17x as of March 2026, reinvesting $189.75 Million (capex $7.45 Million plus investments $182.30 Million) from operating cash flow of $87.48 Million. Check Chime Financial, Inc. Class A Common Sto earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

2.17x
(Capex + Investments) / Operating CF

Total Reinvested

$189.75 Million
Capex + Investments

Operating Cash Flow

$87.48 Million
USD

Capital Expenditures

$7.45 Million
USD

Chime Financial, Inc. Class A Common Stock Cash Flow Reinvestment Rate (2024–2025)

Historical reinvestment intensity for Chime Financial, Inc. Class A Common Stock across 2 annual periods. Explore Chime Financial, Inc. Class A Common Sto (CHYM) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Cash Flow Reinvestment Rate for Chime Financial, Inc. Class A Common Stock (2024–2025)

Year-by-year capital reinvestment analysis for Chime Financial, Inc. Class A Common Stock. For live market cap and broader valuation context, see how much is Chime Financial, Inc. Class A Common Sto worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 4.43x $233.63 Million $52.78 Million $19.89 Million ▲ +372.2%
2024 0.94x $60.13 Million $64.14 Million $14.47 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow