Chime Financial, Inc. Class A Common Stock Cash Flow Reinvestment Rate

Latest as of June 2026: 0.65x

Chime Financial, Inc. Class A Common Stock cash flow reinvestment rate. Chime Financial, Inc. Class A Common Stock (CHYM) has a Cash Flow Reinvestment Rate of 0.65x as of June 2026, reinvesting $134.75 Million (capex $9.11 Million plus investments $-125.64 Million) from operating cash flow of $207.48 Million. Explore Chime Financial, Inc. Class A Common Sto debt service capacity to assess how comfortably operating cash covers total debt obligations.

Reinvestment Rate

0.65x
(Capex + Investments) / Operating CF

Total Reinvested

$134.75 Million
Capex + Investments

Operating Cash Flow

$207.48 Million
USD

Capital Expenditures

$9.11 Million
USD

Cash Flow Reinvestment Rate of Chime Financial, Inc. Class A Common Stock (2024–2025)

Cash flow reinvestment rate of Chime Financial, Inc. Class A Common Stock from 2024 to 2025. Historical reinvestment intensity for Chime Financial, Inc. Class A Common Stock across 2 annual periods. Explore Chime Financial, Inc. Class A Common Sto capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Chime Financial, Inc. Class A Common Stock Cash Flow Reinvestment Rate by Year (2024–2025)

Chime Financial, Inc. Class A Common Stock cash flow reinvestment rate by year from 2024 to 2025. Year-by-year capital reinvestment analysis for Chime Financial, Inc. Class A Common Stock. For the full cash flow conversion analysis, see Chime Financial, Inc. Class A Common Sto (CHYM) cash conversion ratio.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 4.43x $233.63 Million $52.78 Million $19.89 Million ▲ +372.2%
2024 0.94x $60.13 Million $64.14 Million $14.47 Million —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow