Chime Financial, Inc. Class A Common Stock (CHYM) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.65x

Chime Financial, Inc. Class A Common Stock (CHYM) has a Cash Flow Reinvestment Rate of 0.65x as of June 2026, reinvesting $134.75 Million (capex $9.11 Million plus investments $-125.64 Million) from operating cash flow of $207.48 Million. See how much free cash does Chime Financial, Inc. Class A Common Sto generate to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.65x
(Capex + Investments) / Operating CF

Total Reinvested

$134.75 Million
Capex + Investments

Operating Cash Flow

$207.48 Million
USD

Capital Expenditures

$9.11 Million
USD

Chime Financial, Inc. Class A Common Stock Cash Flow Reinvestment Rate (2024–2025)

Historical reinvestment intensity for Chime Financial, Inc. Class A Common Stock across 2 annual periods. For the full cash flow conversion analysis, see Chime Financial, Inc. Class A Common Sto (CHYM) cash conversion ratio.

Annual Cash Flow Reinvestment Rate for Chime Financial, Inc. Class A Common Stock (2024–2025)

Year-by-year capital reinvestment analysis for Chime Financial, Inc. Class A Common Stock. See CHYM FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 4.43x $233.63 Million $52.78 Million $19.89 Million ▲ +372.2%
2024 0.94x $60.13 Million $64.14 Million $14.47 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow