Farmers & Merchants Bancorp Inc Defensive Interval Ratio
Farmers & Merchants Bancorp Inc defensive interval ratio. Farmers & Merchants Bancorp Inc (FMAO) has a Defensive Interval Ratio of 20 days as of September 2025. Defensive assets of $155.67 Million (cash $-, short-term investments $155.67 Million, receivables $-) cover 20 days of daily cash needs of $7.60 Million/day. See FMAO current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Farmers & Merchants Bancorp Inc (1998–2024)
Defensive interval ratio of Farmers & Merchants Bancorp Inc from 1998 to 2024. This chart shows how Farmers & Merchants Bancorp Inc's Defensive Interval Ratio has evolved across 23 annual periods from 1998 to 2024. As of September 2025, the ratio stands at 20 days, meaning defensive assets of $155.67 Million can fund 20 days of operations without new revenue. Check how resilient are Farmers & Merchants Bancorp Inc's assets to evaluate the company's liquid asset resilience ratio.
Farmers & Merchants Bancorp Inc Defensive Interval Ratio by Year (1998–2024)
Farmers & Merchants Bancorp Inc defensive interval ratio by year from 1998 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Farmers & Merchants Bancorp Inc from 1998 to 2024, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Farmers & Merchants Bancorp Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 57 days | $426.56 Million | $7.44 Million/day | $- | $426.56 Million | ▲ +8 days |
| 2023 | 50 days | $358.48 Million | $7.22 Million/day | $- | $358.48 Million | ▼ -6 days |
| 2022 | 56 days | $390.79 Million | $6.97 Million/day | $- | $390.79 Million | ▼ -79 days |
| 2021 | 136 days | $429.93 Million | $3.17 Million/day | $- | $429.93 Million | ▲ +67 days |
| 2020 | 68 days | $307.81 Million | $4.50 Million/day | $- | $307.81 Million | ▲ +8 days |
| 2019 | 60 days | $222.29 Million | $3.70 Million/day | $- | $222.29 Million | ▼ -3 days |
| 2018 | 63 days | $168.45 Million | $2.67 Million/day | $- | $168.45 Million | ▼ -11 days |
| 2017 | 74 days | $196.40 Million | $2.65 Million/day | $- | $196.40 Million | ▼ -13 days |
| 2016 | 87 days | $218.53 Million | $2.52 Million/day | $- | $218.53 Million | ▼ -13 days |
| 2015 | 100 days | $235.12 Million | $2.35 Million/day | $- | $235.12 Million | ▼ -10 days |
| 2014 | 110 days | $248.49 Million | $2.26 Million/day | $- | $248.49 Million | ▼ -31 days |
| 2013 | 140 days | $328.20 Million | $2.34 Million/day | $- | $324.51 Million | ▼ -19 days |
| 2012 | 159 days | $359.51 Million | $2.26 Million/day | $- | $355.90 Million | ▲ +10 days |
| 2011 | 149 days | $327.52 Million | $2.20 Million/day | $- | $327.52 Million | ▲ +15 days |
| 2010 | 134 days | $287.32 Million | $2.14 Million/day | $- | $287.32 Million | ▲ +30 days |
| 2009 | 104 days | $207.28 Million | $1.99 Million/day | $- | $207.28 Million | ▼ -3 days |
| 2008 | 107 days | $197.13 Million | $1.83 Million/day | $- | $177.66 Million | ▲ +96 days |
| 2007 | 11 days | $20.64 Million | $1.85 Million/day | $- | $- | ▼ -7 days |
| 2002 | 18 days | $43.07 Million | $2.40 Million/day | $- | $- | ▲ +4 days |
| 2001 | 14 days | $30.93 Million | $2.27 Million/day | $- | $- | ▲ +7 days |
| 2000 | 6 days | $13.53 Million | $2.12 Million/day | $- | $- | ▼ -1 days |
| 1999 | 8 days | $14.71 Million | $1.91 Million/day | $- | $- | ▼ -1 days |
| 1998 | 8 days | $14.33 Million | $1.75 Million/day | $- | $- | — |