Farmers & Merchants Bancorp Inc (FMAO) — Financial Flexibility Index
Farmers & Merchants Bancorp Inc (FMAO) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $11.68 Million (operating CF $11.20 Million minus capex $475.00K) represents 0% of total liabilities ($3.03 Billion). Check cash flow reinvestment rate of Farmers & Merchants Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Farmers & Merchants Bancorp Inc Financial Flexibility Index (1998–2024)
Historical Financial Flexibility Index trend for Farmers & Merchants Bancorp Inc across 27 annual periods. For the full cash flow conversion analysis, see Farmers & Merchants Bancorp Inc cash conversion from operations.
Annual Financial Flexibility Index for Farmers & Merchants Bancorp Inc (1998–2024)
Year-by-year free cash flow to debt coverage for Farmers & Merchants Bancorp Inc. Explore Farmers & Merchants Bancorp Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $34.34 Million | $32.47 Million | $3.03 Billion | ▲ +1.7% |
| 2023 | 0.01x | $33.08 Million | $22.15 Million | $2.97 Billion | ▼ -30.0% |
| 2022 | 0.02x | $43.27 Million | $40.67 Million | $2.72 Billion | ▼ -95.7% |
| 2021 | 0.37x | $36.71 Million | $34.74 Million | $98.54 Million | ▲ +1921.0% |
| 2020 | 0.02x | $30.60 Million | $27.38 Million | $1.66 Billion | ▼ -7.5% |
| 2019 | 0.02x | $27.44 Million | $23.93 Million | $1.38 Billion | ▲ +45.1% |
| 2018 | 0.01x | $13.37 Million | $10.74 Million | $972.88 Million | ▼ -31.6% |
| 2017 | 0.02x | $19.54 Million | $17.65 Million | $972.87 Million | ▲ +25.9% |
| 2016 | 0.02x | $14.84 Million | $12.43 Million | $930.32 Million | ▼ -16.1% |
| 2015 | 0.02x | $16.52 Million | $14.81 Million | $868.97 Million | ▼ -28.8% |
| 2014 | 0.03x | $22.07 Million | $19.16 Million | $826.72 Million | ▲ +20.1% |
| 2013 | 0.02x | $19.06 Million | $16.99 Million | $857.60 Million | ▲ +16.2% |
| 2012 | 0.02x | $15.99 Million | $14.21 Million | $836.42 Million | ▼ -3.2% |
| 2011 | 0.02x | $16.15 Million | $15.20 Million | $817.90 Million | ▲ +16.8% |
| 2010 | 0.02x | $13.73 Million | $11.44 Million | $811.96 Million | ▲ +107.5% |
| 2009 | 0.01x | $6.20 Million | $5.78 Million | $760.28 Million | ▼ -40.2% |
| 2008 | 0.01x | $9.75 Million | $8.67 Million | $715.18 Million | ▼ -13.2% |
| 2007 | 0.02x | $11.22 Million | $8.54 Million | $714.60 Million | ▼ -26.2% |
| 2006 | 0.02x | $13.81 Million | $13.38 Million | $649.36 Million | ▲ +39.1% |
| 2005 | 0.02x | $9.76 Million | $9.22 Million | $638.36 Million | ▼ -38.4% |
| 2004 | 0.02x | $15.48 Million | $14.69 Million | $623.67 Million | ▼ -27.3% |
| 2003 | 0.03x | $21.55 Million | $19.48 Million | $630.85 Million | ▲ +235.0% |
| 2002 | 0.01x | $9.37 Million | $7.87 Million | $918.34 Million | ▲ +569.3% |
| 2001 | 0.00x | $-1.89 Million | $-3.36 Million | $870.15 Million | ▼ -119.0% |
| 2000 | 0.01x | $9.30 Million | $8.69 Million | $814.67 Million | ▼ -64.6% |
| 1999 | 0.03x | $23.86 Million | $21.10 Million | $739.68 Million | ▲ +55.6% |
| 1998 | 0.02x | $14.09 Million | $12.35 Million | $679.39 Million | — |