Farmers & Merchants Bancorp Inc (FMAO) — Net Asset Quality Index
Farmers & Merchants Bancorp Inc (FMAO) has a Net Asset Quality Index of 10.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.43 Billion minus total liabilities of $3.06 Billion yields net assets of $370.86 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check FMAO financial resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Farmers & Merchants Bancorp Inc Net Asset Quality Index Over Time (1998–2024)
This chart shows how Farmers & Merchants Bancorp Inc's Net Asset Quality Index has evolved across 27 annual periods from 1998 to 2024. As of December 2025, the index stands at 10.8%, representing net assets of $370.86 Million against total assets of $3.43 Billion USD. See FMAO current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Farmers & Merchants Bancorp Inc (1998–2024)
The table below presents the year-by-year Net Asset Quality Index for Farmers & Merchants Bancorp Inc from 1998 to 2024, covering 27 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Farmers & Merchants Bancorp Inc market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 10.0% | $335.21 Million | $3.36 Billion | $3.03 Billion | ▲ +0.3 pp |
| 2023 | 9.6% | $316.54 Million | $3.28 Billion | $2.97 Billion | ▼ -0.2 pp |
| 2022 | 9.9% | $298.14 Million | $3.02 Billion | $2.72 Billion | ▼ -86.4 pp |
| 2021 | 96.3% | $2.54 Billion | $2.64 Billion | $98.54 Million | ▲ +83.2 pp |
| 2020 | 13.0% | $249.16 Million | $1.91 Billion | $1.66 Billion | ▼ -1.3 pp |
| 2019 | 14.3% | $230.26 Million | $1.61 Billion | $1.38 Billion | ▲ +1.5 pp |
| 2018 | 12.8% | $143.29 Million | $1.12 Billion | $972.88 Million | ▲ +0.7 pp |
| 2017 | 12.1% | $134.14 Million | $1.11 Billion | $972.87 Million | ▲ +0.2 pp |
| 2016 | 11.9% | $125.58 Million | $1.06 Billion | $930.32 Million | ▼ -0.2 pp |
| 2015 | 12.1% | $120.10 Million | $989.07 Million | $868.97 Million | ▼ 0.0 pp |
| 2014 | 12.2% | $114.49 Million | $941.21 Million | $826.72 Million | ▲ +0.9 pp |
| 2013 | 11.2% | $108.34 Million | $965.94 Million | $857.60 Million | ▼ -0.4 pp |
| 2012 | 11.6% | $110.24 Million | $946.66 Million | $836.42 Million | ▲ +0.3 pp |
| 2011 | 11.4% | $105.09 Million | $922.99 Million | $817.90 Million | ▲ +1.0 pp |
| 2010 | 10.4% | $94.40 Million | $906.36 Million | $811.96 Million | ▼ -0.5 pp |
| 2009 | 11.0% | $93.58 Million | $853.86 Million | $760.28 Million | ▼ -0.3 pp |
| 2008 | 11.2% | $90.55 Million | $805.73 Million | $715.18 Million | ▲ +0.1 pp |
| 2007 | 11.1% | $89.38 Million | $803.97 Million | $714.60 Million | ▼ -0.8 pp |
| 2006 | 11.9% | $87.73 Million | $737.10 Million | $649.36 Million | ▲ +0.4 pp |
| 2005 | 11.5% | $82.59 Million | $720.95 Million | $638.36 Million | ▲ +0.2 pp |
| 2004 | 11.2% | $78.84 Million | $702.51 Million | $623.67 Million | ▲ +0.6 pp |
| 2003 | 10.6% | $74.86 Million | $705.70 Million | $630.85 Million | ▲ +0.5 pp |
| 2002 | 10.1% | $103.56 Million | $1.02 Billion | $918.34 Million | ▼ -0.2 pp |
| 2001 | 10.4% | $100.74 Million | $970.88 Million | $870.15 Million | ▲ +0.3 pp |
| 2000 | 10.0% | $90.88 Million | $905.55 Million | $814.67 Million | ▲ +0.3 pp |
| 1999 | 9.8% | $80.20 Million | $819.88 Million | $739.68 Million | ▼ -0.7 pp |
| 1998 | 10.5% | $79.41 Million | $758.80 Million | $679.39 Million | — |