Farmers & Merchants Bancorp Inc Net Asset Quality Index

Latest as of December 2025: 10.8%

Farmers & Merchants Bancorp Inc net asset quality index. Farmers & Merchants Bancorp Inc (FMAO) has a Net Asset Quality Index of 10.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.43 Billion minus total liabilities of $3.06 Billion yields net assets of $370.86 Million. A higher index indicates a stronger, lower-leverage balance sheet. See net assets of Farmers & Merchants Bancorp Inc for net asset value and shareholders' equity analysis.

Quality Index

10.8%
Equity / Total Assets

Net Assets

$370.86 Million
USD

Total Assets

$3.43 Billion
USD

Total Liabilities

$3.06 Billion
USD

Net Asset Quality Index of Farmers & Merchants Bancorp Inc (1998–2024)

Net asset quality index of Farmers & Merchants Bancorp Inc from 1998 to 2024. This chart shows how Farmers & Merchants Bancorp Inc's Net Asset Quality Index has evolved across 27 annual periods from 1998 to 2024. As of December 2025, the index stands at 10.8%, representing net assets of $370.86 Million against total assets of $3.43 Billion USD. Check strategic asset allocation of Farmers & Merchants Bancorp Inc to assess the company's strategic physical and investment asset allocation.

Farmers & Merchants Bancorp Inc Net Asset Quality Index by Year (1998–2024)

Farmers & Merchants Bancorp Inc net asset quality index by year from 1998 to 2024. The table below presents the year-by-year Net Asset Quality Index for Farmers & Merchants Bancorp Inc from 1998 to 2024, covering 27 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see how much is Farmers & Merchants Bancorp Inc worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2024 10.0% $335.21 Million $3.36 Billion $3.03 Billion ▲ +0.3 pp
2023 9.6% $316.54 Million $3.28 Billion $2.97 Billion ▼ -0.2 pp
2022 9.9% $298.14 Million $3.02 Billion $2.72 Billion ▼ -86.4 pp
2021 96.3% $2.54 Billion $2.64 Billion $98.54 Million ▲ +83.2 pp
2020 13.0% $249.16 Million $1.91 Billion $1.66 Billion ▼ -1.3 pp
2019 14.3% $230.26 Million $1.61 Billion $1.38 Billion ▲ +1.5 pp
2018 12.8% $143.29 Million $1.12 Billion $972.88 Million ▲ +0.7 pp
2017 12.1% $134.14 Million $1.11 Billion $972.87 Million ▲ +0.2 pp
2016 11.9% $125.58 Million $1.06 Billion $930.32 Million ▼ -0.2 pp
2015 12.1% $120.10 Million $989.07 Million $868.97 Million ▼ 0.0 pp
2014 12.2% $114.49 Million $941.21 Million $826.72 Million ▲ +0.9 pp
2013 11.2% $108.34 Million $965.94 Million $857.60 Million ▼ -0.4 pp
2012 11.6% $110.24 Million $946.66 Million $836.42 Million ▲ +0.3 pp
2011 11.4% $105.09 Million $922.99 Million $817.90 Million ▲ +1.0 pp
2010 10.4% $94.40 Million $906.36 Million $811.96 Million ▼ -0.5 pp
2009 11.0% $93.58 Million $853.86 Million $760.28 Million ▼ -0.3 pp
2008 11.2% $90.55 Million $805.73 Million $715.18 Million ▲ +0.1 pp
2007 11.1% $89.38 Million $803.97 Million $714.60 Million ▼ -0.8 pp
2006 11.9% $87.73 Million $737.10 Million $649.36 Million ▲ +0.4 pp
2005 11.5% $82.59 Million $720.95 Million $638.36 Million ▲ +0.2 pp
2004 11.2% $78.84 Million $702.51 Million $623.67 Million ▲ +0.6 pp
2003 10.6% $74.86 Million $705.70 Million $630.85 Million ▲ +0.5 pp
2002 10.1% $103.56 Million $1.02 Billion $918.34 Million ▼ -0.2 pp
2001 10.4% $100.74 Million $970.88 Million $870.15 Million ▲ +0.3 pp
2000 10.0% $90.88 Million $905.55 Million $814.67 Million ▲ +0.3 pp
1999 9.8% $80.20 Million $819.88 Million $739.68 Million ▼ -0.7 pp
1998 10.5% $79.41 Million $758.80 Million $679.39 Million —
pp = percentage points