Santander Bank Polska S.A. (WAR:SPL) — Stock Price
Santander Bank Polska S.A. (WAR:SPL) is currently trading at zł620.00 PLN, down 1.56% today. Over the past 52 weeks, shares have ranged between zł467.20 and zł667.40. This page tracks Santander Bank Polska S.A.'s live share price on the WAR exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see Santander Bank Polska S.A. market capitalisation.
Santander Bank Polska S.A. (SPL) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Santander Bank Polska S.A.'s daily closing share price and trading volume on the WAR exchange over the past year, giving a clear view of recent price momentum and liquidity.
Santander Bank Polska S.A. Income Statement — Revenue, Profit & Earnings by Year
Santander Bank Polska S.A.'s annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | zł15.97 Billion | zł17.08 Billion | zł14.78 Billion | zł12.30 Billion | zł9.05 Billion |
| Cost of Revenue | — | zł5.25 Billion | zł-7.12 Billion | — | — |
| Gross Profit | — | zł17.08 Billion | zł21.90 Billion | zł12.30 Billion | zł9.05 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | zł1.60 Billion | zł1.39 Billion | zł4.11 Billion | zł1.52 Billion | zł3.37 Billion |
| Total Operating Expenses | — | zł5.75 Billion | zł4.30 Billion | zł5.43 Billion | zł5.92 Billion |
| Operating Income | — | zł10.35 Billion | zł10.48 Billion | zł7.03 Billion | zł1.92 Billion |
| EBITDA | — | — | zł7.32 Billion | zł4.79 Billion | zł2.56 Billion |
| EBIT | — | — | zł6.75 Billion | zł4.27 Billion | zł1.98 Billion |
| Interest Expense | zł4.47 Billion | zł5.25 Billion | zł5.29 Billion | zł2.89 Billion | zł356.77 Million |
| Income Before Tax | zł8.26 Billion | zł7.27 Billion | zł6.85 Billion | zł4.35 Billion | zł2.06 Billion |
| Income Tax Expense | — | zł2.02 Billion | zł1.90 Billion | zł1.34 Billion | zł805.42 Million |
| Net Income | zł6.48 Billion | zł5.21 Billion | zł4.83 Billion | zł2.80 Billion | zł1.11 Billion |
Santander Bank Polska S.A. Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Santander Bank Polska S.A.'s financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | zł308.15 Billion | zł304.37 Billion | zł276.65 Billion | zł259.17 Billion | zł244.88 Billion |
| Total Current Assets | — | zł29.35 Billion | zł9.05 Billion | zł14.54 Billion | zł12.08 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | zł13.75 Billion | zł-2.60 Billion | — | — |
| Net Receivables | — | zł2.52 Billion | — | zł999.23 Million | zł1.18 Billion |
| Inventory | — | — | — | zł-35.43 Billion | zł-16.94 Billion |
| Property, Plant & Equipment | — | — | — | zł1.19 Billion | zł1.25 Billion |
| Goodwill | zł1.69 Billion | zł1.71 Billion | zł1.71 Billion | zł1.71 Billion | zł1.71 Billion |
| Total Liabilities | zł272.64 Billion | zł269.93 Billion | zł242.96 Billion | zł229.05 Billion | zł217.66 Billion |
| Total Current Liabilities | — | zł233.92 Billion | zł155.75 Billion | zł1.28 Billion | zł1.65 Billion |
| Long-term Debt | — | — | — | — | — |
| Net Debt | — | zł5.16 Billion | zł5.08 Billion | zł2.34 Billion | zł9.51 Billion |
| Total Stockholder Equity | zł35.43 Billion | zł32.53 Billion | zł31.76 Billion | zł28.32 Billion | zł25.53 Billion |
| Retained Earnings | zł10.09 Billion | zł7.30 Billion | zł5.94 Billion | zł4.57 Billion | zł3.69 Billion |
Santander Bank Polska S.A. Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Santander Bank Polska S.A. generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | zł10.65 Billion | zł3.20 Billion | zł-8.87 Billion | zł8.73 Billion | zł9.99 Billion |
| Capital Expenditures | zł640.48 Million | zł632.69 Million | zł634.90 Million | zł449.04 Million | zł424.36 Million |
| Free Cash Flow | zł10.01 Billion | zł2.57 Billion | zł17.16 Billion | zł8.28 Billion | zł9.56 Billion |
| Investing Cash Flow | — | zł-6.01 Billion | zł-5.20 Billion | zł13.45 Billion | zł-5.31 Billion |
| Financing Cash Flow | — | zł-2.76 Billion | zł14.15 Billion | zł-6.02 Billion | zł33.18 Million |
| Dividends Paid | zł4.79 Billion | zł4.61 Billion | zł2.41 Billion | zł350.12 Million | zł296.38 Million |
| Stock-Based Compensation | — | — | — | — | — |
| Depreciation | zł598.73 Million | zł614.20 Million | zł569.48 Million | zł523.59 Million | zł578.97 Million |
| Change in Cash | zł1.50 Billion | zł-5.57 Billion | zł82.15 Million | zł16.15 Billion | zł4.71 Billion |
Santander Bank Polska S.A. Earnings History — EPS Actual vs. Analyst Estimates
Track Santander Bank Polska S.A.'s quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Apr 30, 2026 | — | 14.48 | — |
| Feb 03, 2026 | 14.45 | 13.57 | +6.48% |
| Oct 27, 2025 | 18.48 | 18.83 | -1.86% |
| Jul 28, 2025 | 13.66 | 12.91 | +5.81% |
| Apr 29, 2025 | 16.96 | 14.22 | +19.27% |
| Feb 04, 2025 | 8.94 | 25.51 | -64.95% |
| Oct 29, 2024 | 18.98 | 10.87 | +74.61% |
| Jul 24, 2024 | 7.78 | 9.87 | -21.18% |