PulteGroup Inc (PHM) — Financial Flexibility Index

Latest as of March 2026: 0.00x

PulteGroup Inc (PHM) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $185.15K (operating CF $159.75K minus capex $25.40K) represents 0% of total liabilities ($5.24 Billion). Check cash flow reinvestment rate of PulteGroup Inc to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$185.15K
Operating CF − Capex

Total Liabilities

$5.24 Billion
USD

Capital Expenditures

$25.40K
USD

PulteGroup Inc Financial Flexibility Index (1990–2025)

Historical Financial Flexibility Index trend for PulteGroup Inc across 36 annual periods. For the full cash flow conversion analysis, see PulteGroup Inc (PHM) cash conversion ratio.

Annual Financial Flexibility Index for PulteGroup Inc (1990–2025)

Year-by-year free cash flow to debt coverage for PulteGroup Inc. Explore cash flow to debt ratio of PulteGroup Inc to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.39x $1.99 Billion $1.87 Billion $5.06 Billion ▲ +14.7%
2024 0.34x $1.80 Billion $1.68 Billion $5.24 Billion ▼ -23.8%
2023 0.45x $2.29 Billion $2.20 Billion $5.08 Billion ▲ +239.4%
2022 0.13x $781.13 Million $668.47 Million $5.88 Billion ▼ -27.7%
2021 0.18x $1.08 Billion $1.00 Billion $5.86 Billion ▼ -43.8%
2020 0.33x $1.84 Billion $1.78 Billion $5.64 Billion ▲ +51.4%
2019 0.22x $1.14 Billion $1.08 Billion $5.26 Billion ▼ -23.3%
2018 0.28x $1.51 Billion $1.45 Billion $5.36 Billion ▲ +124.2%
2017 0.13x $695.13 Million $663.08 Million $5.53 Billion ▲ +544.6%
2016 0.02x $107.56 Million $68.27 Million $5.52 Billion ▲ +128.5%
2015 -0.07x $-302.69 Million $-348.13 Million $4.43 Billion ▼ -171.8%
2014 0.10x $358.04 Million $309.25 Million $3.76 Billion ▼ -57.3%
2013 0.22x $910.03 Million $881.14 Million $4.09 Billion ▲ +30.8%
2012 0.17x $774.08 Million $760.14 Million $4.54 Billion ▲ +2090.8%
2011 0.01x $38.46 Million $17.22 Million $4.95 Billion ▼ -92.7%
2010 0.11x $595.43 Million $580.26 Million $5.56 Billion ▼ -5.7%
2009 0.11x $778.11 Million $738.85 Million $6.86 Billion ▼ -55.4%
2008 0.25x $1.24 Billion $1.22 Billion $4.87 Billion ▲ +16.6%
2007 0.22x $1.29 Billion $1.22 Billion $5.91 Billion ▲ +952.5%
2006 -0.03x $-168.90 Million $-267.53 Million $6.60 Billion ▼ -268.7%
2005 0.02x $107.59 Million $18.70 Million $7.09 Billion ▲ +114.3%
2004 -0.11x $-623.06 Million $-698.28 Million $5.88 Billion ▼ -86.3%
2003 -0.06x $-262.73 Million $-301.85 Million $4.62 Billion ▼ -244.0%
2002 0.04x $162.20 Million $162.20 Million $4.11 Billion ▲ +132.3%
2001 -0.12x $-418.80 Million $-418.80 Million $3.43 Billion ▼ -956.8%
2000 0.01x $23.32 Million $23.32 Million $1.64 Billion ▼ -45.2%
1999 0.03x $36.20 Million $11.50 Million $1.39 Billion ▲ +34.9%
1998 0.02x $27.50 Million $-131.30 Million $1.43 Billion ▲ +156.1%
1997 -0.03x $-45.20 Million $-45.20 Million $1.32 Billion ▲ +45.7%
1996 -0.06x $-73.10 Million $-73.10 Million $1.16 Billion ▼ -112.1%
1995 -0.03x $-38.40 Million $-38.40 Million $1.29 Billion ▲ +52.6%
1994 -0.06x $-77.40 Million $-77.40 Million $1.23 Billion ▼ -13.3%
1993 -0.06x $-180.70 Million $-180.70 Million $3.25 Billion ▼ -202.2%
1992 0.05x $175.10 Million $175.10 Million $3.22 Billion ▼ -21.6%
1991 0.07x $227.20 Million $227.20 Million $3.28 Billion ▲ +50.1%
1990 0.05x $169.80 Million $169.80 Million $3.68 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities