Popular Inc (BPOP) - Net Assets
Based on the latest financial reports, Popular Inc (BPOP) has net assets worth $6.25 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($75.35 Billion) and total liabilities ($69.10 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Popular Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $6.25 Billion |
| % of Total Assets | 8.29% |
| Annual Growth Rate | 6.92% |
| 5-Year Change | 4.69% |
| 10-Year Change | 20.22% |
| Growth Volatility | 13.61 |
Popular Inc - Net Assets Trend (1990–2025)
This chart illustrates how Popular Inc's net assets have evolved over time, based on quarterly financial data. Also explore Popular Inc asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Popular Inc (1990–2025)
The table below shows the annual net assets of Popular Inc from 1990 to 2025. For live valuation and market cap data, see Popular Inc market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $6.25 Billion | +11.33% |
| 2024-12-31 | $5.61 Billion | +9.06% |
| 2023-12-31 | $5.15 Billion | +25.74% |
| 2022-12-31 | $4.09 Billion | -31.43% |
| 2021-12-31 | $5.97 Billion | -0.98% |
| 2020-12-31 | $6.03 Billion | +0.20% |
| 2019-12-31 | $6.02 Billion | +10.70% |
| 2018-12-31 | $5.44 Billion | +6.49% |
| 2017-12-31 | $5.10 Billion | -1.81% |
| 2016-12-31 | $5.20 Billion | +1.81% |
| 2015-12-31 | $5.11 Billion | +19.64% |
| 2014-12-31 | $4.27 Billion | -7.76% |
| 2013-12-31 | $4.63 Billion | +12.56% |
| 2012-12-31 | $4.11 Billion | +4.88% |
| 2011-12-31 | $3.92 Billion | +5.67% |
| 2010-12-31 | $3.71 Billion | +46.07% |
| 2009-12-31 | $2.54 Billion | -22.32% |
| 2008-12-31 | $3.27 Billion | -8.75% |
| 2007-12-31 | $3.58 Billion | -1.06% |
| 2006-12-31 | $3.62 Billion | +4.96% |
| 2005-12-31 | $3.45 Billion | +11.10% |
| 2004-12-31 | $3.10 Billion | +12.71% |
| 2003-12-31 | $2.75 Billion | +14.20% |
| 2002-12-31 | $2.41 Billion | +6.08% |
| 2001-12-31 | $2.27 Billion | +14.00% |
| 2000-12-31 | $1.99 Billion | +18.47% |
| 1999-12-31 | $1.68 Billion | -3.06% |
| 1998-12-31 | $1.74 Billion | +5.06% |
| 1997-12-31 | $1.65 Billion | +30.94% |
| 1996-12-31 | $1.26 Billion | +10.58% |
| 1995-12-31 | $1.14 Billion | +13.90% |
| 1994-12-31 | $1.00 Billion | +18.60% |
| 1993-12-31 | $845.20 Million | +10.76% |
| 1992-12-31 | $763.10 Million | +18.71% |
| 1991-12-31 | $642.80 Million | +7.15% |
| 1990-12-31 | $599.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Popular Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 5486.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $5.21 Billion | 83.32% |
| Common Stock | $1.05 Million | 0.02% |
| Other Comprehensive Income | $-1.18 Billion | -18.92% |
| Other Components | $2.22 Billion | 35.58% |
| Total Equity | $6.25 Billion | 100.00% |
Popular Inc Competitors by Market Cap
The table below lists competitors of Popular Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
AVIC Aircraft Co Ltd
SHE:000768
|
$9.56 Billion |
|
Klepierre SA
PA:LI
|
$9.57 Billion |
|
Epiroc AB (publ)
ST:EPI-B
|
$9.58 Billion |
|
Sinomine Resource Exploration Co Ltd
SHE:002738
|
$9.59 Billion |
|
MOWI ASA SP.ADR
F:PNDA
|
$9.54 Billion |
|
Weichai Power Co. Ltd
F:WI4
|
$9.54 Billion |
|
Renault SA
PA:RNO
|
$9.51 Billion |
|
Anhui Tongguan Copper Foil Group Co. Ltd.
SHE:301217
|
$9.50 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Popular Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,613,066,000 to 6,249,079,000, a change of 636,013,000 (11.3%).
- Net income of 833,159,000 contributed positively to equity growth.
- Dividend payments of 197,568,000 reduced retained earnings.
- Share repurchases of 504,721,000 reduced equity.
- New share issuances of 7,118,000 increased equity.
- Other comprehensive income decreased equity by 4,429,540,000.
- Other factors increased equity by 4,927,565,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $833.16 Million | +13.33% |
| Dividends Paid | $197.57 Million | -3.16% |
| Share Repurchases | $504.72 Million | -8.08% |
| Share Issuances | $7.12 Million | +0.11% |
| Other Comprehensive Income | $-4.43 Billion | -70.88% |
| Other Changes | $4.93 Billion | +78.85% |
| Total Change | $- | 11.33% |
Book Value vs Market Value Analysis
This analysis compares Popular Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.62x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.96x to 1.62x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1990-12-31 | $25.04 | $149.35 | x |
| 1991-12-31 | $26.87 | $149.35 | x |
| 1992-12-31 | $31.61 | $149.35 | x |
| 1993-12-31 | $32.45 | $149.35 | x |
| 1994-12-31 | $36.88 | $149.35 | x |
| 1995-12-31 | $40.89 | $149.35 | x |
| 1996-12-31 | $45.67 | $149.35 | x |
| 1997-12-31 | $59.15 | $149.35 | x |
| 1998-12-31 | $61.88 | $149.35 | x |
| 1999-12-31 | $60.10 | $149.35 | x |
| 2000-12-31 | $73.38 | $149.35 | x |
| 2001-12-31 | $83.10 | $149.35 | x |
| 2002-12-31 | $90.43 | $149.35 | x |
| 2003-12-31 | $103.67 | $149.35 | x |
| 2004-12-31 | $116.26 | $149.35 | x |
| 2005-12-31 | $128.51 | $149.35 | x |
| 2006-12-31 | $129.84 | $149.35 | x |
| 2007-12-31 | $128.16 | $149.35 | x |
| 2008-12-31 | $116.28 | $149.35 | x |
| 2009-12-31 | $62.19 | $149.35 | x |
| 2010-12-31 | $41.90 | $149.35 | x |
| 2011-12-31 | $38.31 | $149.35 | x |
| 2012-12-31 | $40.04 | $149.35 | x |
| 2013-12-31 | $44.89 | $149.35 | x |
| 2014-12-31 | $41.49 | $149.35 | x |
| 2015-12-31 | $49.51 | $149.35 | x |
| 2016-12-31 | $50.28 | $149.35 | x |
| 2017-12-31 | $50.02 | $149.35 | x |
| 2018-12-31 | $53.65 | $149.35 | x |
| 2019-12-31 | $62.03 | $149.35 | x |
| 2020-12-31 | $70.12 | $149.35 | x |
| 2021-12-31 | $73.32 | $149.35 | x |
| 2022-12-31 | $54.38 | $149.35 | x |
| 2023-12-31 | $71.69 | $149.35 | x |
| 2024-12-31 | $78.37 | $149.35 | x |
| 2025-12-31 | $92.42 | $149.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Popular Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.33%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.81%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 12.06x
- Recent ROE (13.33%) is above the historical average (8.76%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1990 | 10.57% | 9.96% | 0.07x | 14.98x | $3.41 Million |
| 1991 | 10.17% | 7.06% | 0.11x | 13.66x | $1.12 Million |
| 1992 | 11.15% | 9.84% | 0.09x | 13.11x | $8.79 Million |
| 1993 | 13.04% | 12.28% | 0.08x | 13.62x | $25.68 Million |
| 1994 | 12.48% | 12.17% | 0.08x | 12.75x | $24.86 Million |
| 1995 | 12.82% | 11.45% | 0.08x | 13.73x | $32.23 Million |
| 1996 | 14.67% | 12.53% | 0.09x | 13.28x | $58.95 Million |
| 1997 | 12.68% | 12.05% | 0.09x | 11.68x | $44.29 Million |
| 1998 | 13.38% | 11.96% | 0.08x | 13.34x | $58.63 Million |
| 1999 | 15.29% | 11.58% | 0.09x | 15.12x | $89.14 Million |
| 2000 | 13.84% | 10.56% | 0.09x | 14.07x | $76.65 Million |
| 2001 | 13.39% | 11.77% | 0.08x | 13.52x | $77.17 Million |
| 2002 | 14.59% | 13.71% | 0.08x | 13.96x | $110.73 Million |
| 2003 | 17.10% | 17.70% | 0.07x | 13.23x | $195.46 Million |
| 2004 | 15.78% | 17.34% | 0.06x | 14.30x | $179.44 Million |
| 2005 | 15.68% | 15.67% | 0.07x | 14.10x | $195.77 Million |
| 2006 | 9.88% | 9.23% | 0.08x | 13.09x | $-4.37 Million |
| 2007 | -1.80% | -1.88% | 0.08x | 12.40x | $-422.69 Million |
| 2008 | -38.06% | -40.07% | 0.08x | 11.90x | $-1.57 Billion |
| 2009 | -22.61% | -20.86% | 0.08x | 13.68x | $-827.80 Million |
| 2010 | 3.71% | 5.38% | 0.07x | 10.44x | $-233.45 Million |
| 2011 | 3.86% | 5.94% | 0.07x | 9.53x | $-240.55 Million |
| 2012 | 5.97% | 11.48% | 0.06x | 8.88x | $-165.72 Million |
| 2013 | 12.96% | 24.78% | 0.07x | 7.73x | $136.71 Million |
| 2014 | -7.35% | -15.69% | 0.06x | 7.76x | $-740.23 Million |
| 2015 | 17.54% | 42.18% | 0.06x | 7.00x | $384.81 Million |
| 2016 | 4.17% | 11.33% | 0.05x | 7.44x | $-303.10 Million |
| 2017 | 2.11% | 5.08% | 0.05x | 8.68x | $-402.71 Million |
| 2018 | 11.37% | 23.36% | 0.06x | 8.76x | $74.65 Million |
| 2019 | 11.15% | 24.03% | 0.05x | 8.66x | $69.46 Million |
| 2020 | 8.40% | 20.33% | 0.04x | 10.94x | $-96.25 Million |
| 2021 | 15.66% | 35.37% | 0.04x | 12.58x | $337.95 Million |
| 2022 | 26.94% | 34.08% | 0.05x | 16.52x | $693.30 Million |
| 2023 | 10.52% | 14.41% | 0.05x | 13.75x | $26.65 Million |
| 2024 | 10.94% | 14.66% | 0.06x | 13.01x | $52.91 Million |
| 2025 | 13.33% | 18.81% | 0.06x | 12.06x | $208.25 Million |
Industry Comparison
This section compares Popular Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Popular Inc (BPOP) | $6.25 Billion | 10.57% | 11.06x | $9.56 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Popular Inc
Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; checking accounts; individual reti… Read more