EML Payments Ltd (EML) — Cash Flow-to-Debt Ratio
EML Payments Ltd (EML) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of AU$-33.19 Million could theoretically repay 0% of its total liabilities (AU$2.80 Billion) in one year. See EML Payments Ltd (EML) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
EML Payments Ltd Cash Flow-to-Debt Ratio (1997–2025)
Historical debt coverage capacity for EML Payments Ltd across 24 annual periods. Also explore net asset growth rate of EML Payments Ltd to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for EML Payments Ltd (1997–2025)
Year-by-year debt coverage analysis for EML Payments Ltd. For market capitalisation and broader financial context, see EML market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | AU$16.75 Million | AU$2.54 Billion | ▲ +9.1% |
| 2024 | 0.01x | AU$14.07 Million | AU$2.32 Billion | ▼ -95.6% |
| 2023 | 0.14x | AU$391.78 Million | AU$2.82 Billion | ▲ +18.7% |
| 2022 | 0.12x | AU$262.82 Million | AU$2.25 Billion | ▲ +368.1% |
| 2021 | 0.03x | AU$46.86 Million | AU$1.87 Billion | ▲ +73.7% |
| 2020 | 0.01x | AU$20.74 Million | AU$1.44 Billion | ▼ -83.6% |
| 2019 | 0.09x | AU$29.16 Million | AU$332.48 Million | ▲ +51.1% |
| 2018 | 0.06x | AU$6.37 Million | AU$109.77 Million | ▼ -79.8% |
| 2017 | 0.29x | AU$19.25 Million | AU$66.92 Million | ▲ +346.5% |
| 2016 | 0.06x | AU$1.98 Million | AU$30.69 Million | ▲ +323.0% |
| 2015 | -0.03x | AU$-352.00K | AU$12.18 Million | ▲ +98.4% |
| 2014 | -1.80x | AU$-3.19 Million | AU$1.77 Million | ▲ +23.8% |
| 2013 | -2.37x | AU$-3.10 Million | AU$1.31 Million | ▲ +31.2% |
| 2012 | -3.44x | AU$-6.51 Million | AU$1.89 Million | ▼ -2177.6% |
| 2011 | -0.15x | AU$-1.64 Million | AU$10.84 Million | ▲ +85.9% |
| 2010 | -1.07x | AU$-209.18K | AU$194.85K | ▲ +59.6% |
| 2009 | -2.66x | AU$-277.76K | AU$104.47K | ▼ -2.1% |
| 2008 | -2.61x | AU$-541.45K | AU$207.85K | ▼ -245.0% |
| 2007 | -0.76x | AU$-277.14K | AU$367.02K | ▲ +82.1% |
| 2006 | -4.22x | AU$-189.28K | AU$44.87K | ▼ -2044.1% |
| 2000 | 0.22x | AU$169.50 Million | AU$781.10 Million | ▲ +1175.3% |
| 1999 | -0.02x | AU$-14.80 Million | AU$733.40 Million | ▼ -109.5% |
| 1998 | 0.21x | AU$180.76 Million | AU$848.75 Million | ▲ +1.4% |
| 1997 | 0.21x | AU$171.17 Million | AU$814.64 Million | — |