EML Payments Ltd Cash Flow-to-Debt Ratio
EML Payments Ltd cash flow-to-debt ratio. EML Payments Ltd (EML) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of AU$-33.19 Million could theoretically repay 0% of its total liabilities (AU$2.80 Billion) in one year. Check EML operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of EML Payments Ltd (1997–2025)
Cash flow-to-debt ratio of EML Payments Ltd from 1997 to 2025. Historical debt coverage capacity for EML Payments Ltd across 24 annual periods. Check EML total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
EML Payments Ltd Cash Flow-to-Debt Ratio by Year (1997–2025)
EML Payments Ltd cash flow-to-debt ratio by year from 1997 to 2025. Year-by-year debt coverage analysis for EML Payments Ltd. For the full cash flow conversion analysis, see EML Payments Ltd (EML) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | AU$16.75 Million | AU$2.54 Billion | ▲ +9.1% |
| 2024 | 0.01x | AU$14.07 Million | AU$2.32 Billion | ▼ -95.6% |
| 2023 | 0.14x | AU$391.78 Million | AU$2.82 Billion | ▲ +18.7% |
| 2022 | 0.12x | AU$262.82 Million | AU$2.25 Billion | ▲ +368.1% |
| 2021 | 0.03x | AU$46.86 Million | AU$1.87 Billion | ▲ +73.7% |
| 2020 | 0.01x | AU$20.74 Million | AU$1.44 Billion | ▼ -83.6% |
| 2019 | 0.09x | AU$29.16 Million | AU$332.48 Million | ▲ +51.1% |
| 2018 | 0.06x | AU$6.37 Million | AU$109.77 Million | ▼ -79.8% |
| 2017 | 0.29x | AU$19.25 Million | AU$66.92 Million | ▲ +346.5% |
| 2016 | 0.06x | AU$1.98 Million | AU$30.69 Million | ▲ +323.0% |
| 2015 | -0.03x | AU$-352.00K | AU$12.18 Million | ▲ +98.4% |
| 2014 | -1.80x | AU$-3.19 Million | AU$1.77 Million | ▲ +23.8% |
| 2013 | -2.37x | AU$-3.10 Million | AU$1.31 Million | ▲ +31.2% |
| 2012 | -3.44x | AU$-6.51 Million | AU$1.89 Million | ▼ -2177.6% |
| 2011 | -0.15x | AU$-1.64 Million | AU$10.84 Million | ▲ +85.9% |
| 2010 | -1.07x | AU$-209.18K | AU$194.85K | ▲ +59.6% |
| 2009 | -2.66x | AU$-277.76K | AU$104.47K | ▼ -2.1% |
| 2008 | -2.61x | AU$-541.45K | AU$207.85K | ▼ -245.0% |
| 2007 | -0.76x | AU$-277.14K | AU$367.02K | ▲ +82.1% |
| 2006 | -4.22x | AU$-189.28K | AU$44.87K | ▼ -2044.1% |
| 2000 | 0.22x | AU$169.50 Million | AU$781.10 Million | ▲ +1175.3% |
| 1999 | -0.02x | AU$-14.80 Million | AU$733.40 Million | ▼ -109.5% |
| 1998 | 0.21x | AU$180.76 Million | AU$848.75 Million | ▲ +1.4% |
| 1997 | 0.21x | AU$171.17 Million | AU$814.64 Million | — |