EML Payments Ltd (EML) — Defensive Interval Ratio
EML Payments Ltd (EML) has a Defensive Interval Ratio of 3735 days as of December 2025. Defensive assets of AU$86.63 Million (cash AU$-, short-term investments AU$-, receivables AU$86.63 Million) cover 3735 days of daily cash needs of AU$23.19K/day. Check tangible equity quality of EML Payments Ltd to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
EML Payments Ltd Defensive Interval Ratio (1997–2025)
This chart shows how EML Payments Ltd's Defensive Interval Ratio has evolved across 26 annual periods from 1997 to 2025. As of December 2025, the ratio stands at 3735 days, meaning defensive assets of AU$86.63 Million can fund 3735 days of operations without new revenue. Also explore how fast is EML Payments Ltd growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for EML Payments Ltd (1997–2025)
The table below presents the year-by-year Defensive Interval Ratio for EML Payments Ltd from 1997 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see EML company net worth.
| Year | DIR (days) | Defensive Assets (AUD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 279 days | AU$1.90 Billion | AU$6.83 Million/day | AU$- | AU$1.87 Billion | ▼ -4 days |
| 2024 | 282 days | AU$1.78 Billion | AU$6.29 Million/day | AU$- | AU$1.72 Billion | ▼ -31 days |
| 2023 | 313 days | AU$2.32 Billion | AU$7.42 Million/day | AU$- | AU$2.26 Billion | ▲ +6 days |
| 2022 | 307 days | AU$1.77 Billion | AU$5.75 Million/day | AU$- | AU$1.71 Billion | ▲ +2 days |
| 2021 | 305 days | AU$1.50 Billion | AU$4.91 Million/day | AU$48.97 Million | AU$1.41 Billion | ▲ +57 days |
| 2020 | 247 days | AU$920.34 Million | AU$3.72 Million/day | AU$65.27 Million | AU$833.41 Million | ▼ -103 days |
| 2019 | 350 days | AU$286.73 Million | AU$819.16K/day | AU$10.58 Million | AU$244.82 Million | ▼ -93 days |
| 2018 | 444 days | AU$109.94 Million | AU$247.88K/day | AU$21.18 Million | AU$67.71 Million | ▼ -102 days |
| 2017 | 545 days | AU$93.77 Million | AU$171.97K/day | AU$39.87 Million | AU$37.57 Million | ▲ +134 days |
| 2016 | 411 days | AU$30.27 Million | AU$73.58K/day | AU$- | AU$17.06 Million | ▲ +264 days |
| 2015 | 147 days | AU$3.96 Million | AU$26.87K/day | AU$- | AU$- | ▼ -16 days |
| 2014 | 164 days | AU$653.46K | AU$3.99K/day | AU$- | AU$- | ▲ +82 days |
| 2013 | 82 days | AU$232.90K | AU$2.85K/day | AU$- | AU$- | ▼ -76 days |
| 2012 | 158 days | AU$680.19K | AU$4.31K/day | AU$- | AU$- | ▲ +139 days |
| 2011 | 18 days | AU$543.79K | AU$29.53K/day | AU$- | AU$- | ▼ -422 days |
| 2010 | 441 days | AU$164.04K | AU$372.18/day | AU$- | AU$- | ▲ +410 days |
| 2009 | 31 days | AU$3.87K | AU$124.56/day | AU$- | AU$- | ▼ -30 days |
| 2008 | 61 days | AU$24.09K | AU$393.61/day | AU$- | AU$- | ▼ -2 days |
| 2007 | 63 days | AU$61.66K | AU$971.58/day | AU$- | AU$- | ▼ -538 days |
| 2006 | 601 days | AU$69.61K | AU$115.81/day | AU$- | AU$4.93K | ▲ +527 days |
| 2005 | 74 days | AU$6.70K | AU$90.53/day | AU$- | AU$- | ▲ +30 days |
| 2004 | 44 days | AU$6.00K | AU$136.99/day | AU$- | AU$- | ▼ -239 days |
| 2000 | 283 days | AU$396.20 Million | AU$1.40 Million/day | AU$- | AU$- | ▼ -56 days |
| 1999 | 339 days | AU$410.60 Million | AU$1.21 Million/day | AU$- | AU$- | ▲ +109 days |
| 1998 | 230 days | AU$313.89 Million | AU$1.36 Million/day | AU$- | AU$- | ▼ -84 days |
| 1997 | 314 days | AU$301.81 Million | AU$959.71K/day | AU$- | AU$- | — |