EML Payments Ltd (EML) — Financial Flexibility Index
EML Payments Ltd (EML) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of AU$-32.99 Million (operating CF AU$-33.19 Million minus capex AU$205.00K) represents 0% of total liabilities (AU$2.80 Billion). Check EML strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
EML Payments Ltd Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for EML Payments Ltd across 24 annual periods. See EML net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for EML Payments Ltd (1997–2025)
Year-by-year free cash flow to debt coverage for EML Payments Ltd. For the full company profile including market capitalisation, see how much is EML Payments Ltd worth.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$22.71 Million | AU$16.75 Million | AU$2.54 Billion | ▲ +34.9% |
| 2024 | 0.01x | AU$15.44 Million | AU$14.07 Million | AU$2.32 Billion | ▼ -95.4% |
| 2023 | 0.14x | AU$403.52 Million | AU$391.78 Million | AU$2.82 Billion | ▲ +16.0% |
| 2022 | 0.12x | AU$276.88 Million | AU$262.82 Million | AU$2.25 Billion | ▲ +288.5% |
| 2021 | 0.03x | AU$59.48 Million | AU$46.86 Million | AU$1.87 Billion | ▲ +44.1% |
| 2020 | 0.02x | AU$31.73 Million | AU$20.74 Million | AU$1.44 Billion | ▼ -76.0% |
| 2019 | 0.09x | AU$30.46 Million | AU$29.16 Million | AU$332.48 Million | ▲ +29.5% |
| 2018 | 0.07x | AU$7.76 Million | AU$6.37 Million | AU$109.77 Million | ▼ -77.3% |
| 2017 | 0.31x | AU$20.84 Million | AU$19.25 Million | AU$66.92 Million | ▲ +379.9% |
| 2016 | 0.06x | AU$1.99 Million | AU$1.98 Million | AU$30.69 Million | ▲ +366.4% |
| 2015 | -0.02x | AU$-296.78K | AU$-352.00K | AU$12.18 Million | ▲ +98.3% |
| 2014 | -1.44x | AU$-2.55 Million | AU$-3.19 Million | AU$1.77 Million | ▲ +35.7% |
| 2013 | -2.24x | AU$-2.94 Million | AU$-3.10 Million | AU$1.31 Million | ▲ +20.2% |
| 2012 | -2.81x | AU$-5.32 Million | AU$-6.51 Million | AU$1.89 Million | ▼ -2426.9% |
| 2011 | -0.11x | AU$-1.21 Million | AU$-1.64 Million | AU$10.84 Million | ▲ +80.2% |
| 2010 | -0.56x | AU$-109.31K | AU$-209.18K | AU$194.85K | ▼ -107.9% |
| 2009 | 7.07x | AU$738.88K | AU$-277.76K | AU$104.47K | ▲ +14.3% |
| 2008 | 6.19x | AU$1.29 Million | AU$-541.45K | AU$207.85K | ▲ +170.3% |
| 2007 | 2.29x | AU$840.30K | AU$-277.14K | AU$367.02K | ▲ +294.6% |
| 2006 | 0.58x | AU$26.03K | AU$-189.28K | AU$44.87K | ▲ +92.1% |
| 2000 | 0.30x | AU$235.90 Million | AU$169.50 Million | AU$781.10 Million | ▲ +354.8% |
| 1999 | 0.07x | AU$48.70 Million | AU$-14.80 Million | AU$733.40 Million | ▼ -76.7% |
| 1998 | 0.28x | AU$241.84 Million | AU$180.76 Million | AU$848.75 Million | ▲ +1.8% |
| 1997 | 0.28x | AU$228.06 Million | AU$171.17 Million | AU$814.64 Million | — |