EML Payments Ltd (EML) — Financial Flexibility Index
EML Payments Ltd (EML) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of AU$-32.99 Million (operating CF AU$-33.19 Million minus capex AU$205.00K) represents 0% of total liabilities (AU$2.80 Billion). Check cash flow reinvestment rate of EML Payments Ltd to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
EML Payments Ltd Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for EML Payments Ltd across 24 annual periods. For the full cash flow conversion analysis, see how efficiently does EML Payments Ltd generate cash.
Annual Financial Flexibility Index for EML Payments Ltd (1997–2025)
Year-by-year free cash flow to debt coverage for EML Payments Ltd. Explore EML cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$22.71 Million | AU$16.75 Million | AU$2.54 Billion | ▲ +34.9% |
| 2024 | 0.01x | AU$15.44 Million | AU$14.07 Million | AU$2.32 Billion | ▼ -95.4% |
| 2023 | 0.14x | AU$403.52 Million | AU$391.78 Million | AU$2.82 Billion | ▲ +16.0% |
| 2022 | 0.12x | AU$276.88 Million | AU$262.82 Million | AU$2.25 Billion | ▲ +288.5% |
| 2021 | 0.03x | AU$59.48 Million | AU$46.86 Million | AU$1.87 Billion | ▲ +44.1% |
| 2020 | 0.02x | AU$31.73 Million | AU$20.74 Million | AU$1.44 Billion | ▼ -76.0% |
| 2019 | 0.09x | AU$30.46 Million | AU$29.16 Million | AU$332.48 Million | ▲ +29.5% |
| 2018 | 0.07x | AU$7.76 Million | AU$6.37 Million | AU$109.77 Million | ▼ -77.3% |
| 2017 | 0.31x | AU$20.84 Million | AU$19.25 Million | AU$66.92 Million | ▲ +379.9% |
| 2016 | 0.06x | AU$1.99 Million | AU$1.98 Million | AU$30.69 Million | ▲ +366.4% |
| 2015 | -0.02x | AU$-296.78K | AU$-352.00K | AU$12.18 Million | ▲ +98.3% |
| 2014 | -1.44x | AU$-2.55 Million | AU$-3.19 Million | AU$1.77 Million | ▲ +35.7% |
| 2013 | -2.24x | AU$-2.94 Million | AU$-3.10 Million | AU$1.31 Million | ▲ +20.2% |
| 2012 | -2.81x | AU$-5.32 Million | AU$-6.51 Million | AU$1.89 Million | ▼ -2426.9% |
| 2011 | -0.11x | AU$-1.21 Million | AU$-1.64 Million | AU$10.84 Million | ▲ +80.2% |
| 2010 | -0.56x | AU$-109.31K | AU$-209.18K | AU$194.85K | ▼ -107.9% |
| 2009 | 7.07x | AU$738.88K | AU$-277.76K | AU$104.47K | ▲ +14.3% |
| 2008 | 6.19x | AU$1.29 Million | AU$-541.45K | AU$207.85K | ▲ +170.3% |
| 2007 | 2.29x | AU$840.30K | AU$-277.14K | AU$367.02K | ▲ +294.6% |
| 2006 | 0.58x | AU$26.03K | AU$-189.28K | AU$44.87K | ▲ +92.1% |
| 2000 | 0.30x | AU$235.90 Million | AU$169.50 Million | AU$781.10 Million | ▲ +354.8% |
| 1999 | 0.07x | AU$48.70 Million | AU$-14.80 Million | AU$733.40 Million | ▼ -76.7% |
| 1998 | 0.28x | AU$241.84 Million | AU$180.76 Million | AU$848.75 Million | ▲ +1.8% |
| 1997 | 0.28x | AU$228.06 Million | AU$171.17 Million | AU$814.64 Million | — |