EML Payments Ltd Financial Flexibility Index
EML Payments Ltd financial flexibility index. EML Payments Ltd (EML) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of AU$-32.99 Million (operating CF AU$-33.19 Million minus capex AU$205.00K) represents 0% of total liabilities (AU$2.80 Billion). See how much free cash does EML Payments Ltd generate to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of EML Payments Ltd (1997–2025)
Financial flexibility index of EML Payments Ltd from 1997 to 2025. Historical Financial Flexibility Index trend for EML Payments Ltd across 24 annual periods. Check EML Payments Ltd (EML) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
EML Payments Ltd Financial Flexibility Index by Year (1997–2025)
EML Payments Ltd financial flexibility index by year from 1997 to 2025. Year-by-year free cash flow to debt coverage for EML Payments Ltd. For the full cash flow conversion analysis, see EML Payments Ltd (EML) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$22.71 Million | AU$16.75 Million | AU$2.54 Billion | ▲ +34.9% |
| 2024 | 0.01x | AU$15.44 Million | AU$14.07 Million | AU$2.32 Billion | ▼ -95.4% |
| 2023 | 0.14x | AU$403.52 Million | AU$391.78 Million | AU$2.82 Billion | ▲ +16.0% |
| 2022 | 0.12x | AU$276.88 Million | AU$262.82 Million | AU$2.25 Billion | ▲ +288.5% |
| 2021 | 0.03x | AU$59.48 Million | AU$46.86 Million | AU$1.87 Billion | ▲ +44.1% |
| 2020 | 0.02x | AU$31.73 Million | AU$20.74 Million | AU$1.44 Billion | ▼ -76.0% |
| 2019 | 0.09x | AU$30.46 Million | AU$29.16 Million | AU$332.48 Million | ▲ +29.5% |
| 2018 | 0.07x | AU$7.76 Million | AU$6.37 Million | AU$109.77 Million | ▼ -77.3% |
| 2017 | 0.31x | AU$20.84 Million | AU$19.25 Million | AU$66.92 Million | ▲ +379.9% |
| 2016 | 0.06x | AU$1.99 Million | AU$1.98 Million | AU$30.69 Million | ▲ +366.4% |
| 2015 | -0.02x | AU$-296.78K | AU$-352.00K | AU$12.18 Million | ▲ +98.3% |
| 2014 | -1.44x | AU$-2.55 Million | AU$-3.19 Million | AU$1.77 Million | ▲ +35.7% |
| 2013 | -2.24x | AU$-2.94 Million | AU$-3.10 Million | AU$1.31 Million | ▲ +20.2% |
| 2012 | -2.81x | AU$-5.32 Million | AU$-6.51 Million | AU$1.89 Million | ▼ -2426.9% |
| 2011 | -0.11x | AU$-1.21 Million | AU$-1.64 Million | AU$10.84 Million | ▲ +80.2% |
| 2010 | -0.56x | AU$-109.31K | AU$-209.18K | AU$194.85K | ▼ -107.9% |
| 2009 | 7.07x | AU$738.88K | AU$-277.76K | AU$104.47K | ▲ +14.3% |
| 2008 | 6.19x | AU$1.29 Million | AU$-541.45K | AU$207.85K | ▲ +170.3% |
| 2007 | 2.29x | AU$840.30K | AU$-277.14K | AU$367.02K | ▲ +294.6% |
| 2006 | 0.58x | AU$26.03K | AU$-189.28K | AU$44.87K | ▲ +92.1% |
| 2000 | 0.30x | AU$235.90 Million | AU$169.50 Million | AU$781.10 Million | ▲ +354.8% |
| 1999 | 0.07x | AU$48.70 Million | AU$-14.80 Million | AU$733.40 Million | ▼ -76.7% |
| 1998 | 0.28x | AU$241.84 Million | AU$180.76 Million | AU$848.75 Million | ▲ +1.8% |
| 1997 | 0.28x | AU$228.06 Million | AU$171.17 Million | AU$814.64 Million | — |