EML Payments Ltd (EML) — Financial Flexibility Index

Latest as of December 2025: -0.01x

EML Payments Ltd (EML) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of AU$-32.99 Million (operating CF AU$-33.19 Million minus capex AU$205.00K) represents 0% of total liabilities (AU$2.80 Billion). Also explore EML Payments Ltd annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

AU$-32.99 Million
Operating CF − Capex

Total Liabilities

AU$2.80 Billion
AUD

Capital Expenditures

AU$205.00K
AUD

EML Payments Ltd Financial Flexibility Index (1997–2025)

Historical Financial Flexibility Index trend for EML Payments Ltd across 24 annual periods. Check EML Payments Ltd (EML) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for EML Payments Ltd (1997–2025)

Year-by-year free cash flow to debt coverage for EML Payments Ltd. For the full company profile including market capitalisation, see how much is EML Payments Ltd worth.

Year Flexibility Index Free Cash Flow (AUD) Operating CF Total Liabilities YoY Change
2025 0.01x AU$22.71 Million AU$16.75 Million AU$2.54 Billion ▲ +34.9%
2024 0.01x AU$15.44 Million AU$14.07 Million AU$2.32 Billion ▼ -95.4%
2023 0.14x AU$403.52 Million AU$391.78 Million AU$2.82 Billion ▲ +16.0%
2022 0.12x AU$276.88 Million AU$262.82 Million AU$2.25 Billion ▲ +288.5%
2021 0.03x AU$59.48 Million AU$46.86 Million AU$1.87 Billion ▲ +44.1%
2020 0.02x AU$31.73 Million AU$20.74 Million AU$1.44 Billion ▼ -76.0%
2019 0.09x AU$30.46 Million AU$29.16 Million AU$332.48 Million ▲ +29.5%
2018 0.07x AU$7.76 Million AU$6.37 Million AU$109.77 Million ▼ -77.3%
2017 0.31x AU$20.84 Million AU$19.25 Million AU$66.92 Million ▲ +379.9%
2016 0.06x AU$1.99 Million AU$1.98 Million AU$30.69 Million ▲ +366.4%
2015 -0.02x AU$-296.78K AU$-352.00K AU$12.18 Million ▲ +98.3%
2014 -1.44x AU$-2.55 Million AU$-3.19 Million AU$1.77 Million ▲ +35.7%
2013 -2.24x AU$-2.94 Million AU$-3.10 Million AU$1.31 Million ▲ +20.2%
2012 -2.81x AU$-5.32 Million AU$-6.51 Million AU$1.89 Million ▼ -2426.9%
2011 -0.11x AU$-1.21 Million AU$-1.64 Million AU$10.84 Million ▲ +80.2%
2010 -0.56x AU$-109.31K AU$-209.18K AU$194.85K ▼ -107.9%
2009 7.07x AU$738.88K AU$-277.76K AU$104.47K ▲ +14.3%
2008 6.19x AU$1.29 Million AU$-541.45K AU$207.85K ▲ +170.3%
2007 2.29x AU$840.30K AU$-277.14K AU$367.02K ▲ +294.6%
2006 0.58x AU$26.03K AU$-189.28K AU$44.87K ▲ +92.1%
2000 0.30x AU$235.90 Million AU$169.50 Million AU$781.10 Million ▲ +354.8%
1999 0.07x AU$48.70 Million AU$-14.80 Million AU$733.40 Million ▼ -76.7%
1998 0.28x AU$241.84 Million AU$180.76 Million AU$848.75 Million ▲ +1.8%
1997 0.28x AU$228.06 Million AU$171.17 Million AU$814.64 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities