EML Payments Ltd (EML) — Tangible Net Worth Ratio
EML Payments Ltd (EML) has a Tangible Net Worth Ratio of 26.1% as of December 2025. This metric is calculated by deducting intangible assets (AU$109.11 Million) from net assets (AU$147.70 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See EML Payments Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
EML Payments Ltd Tangible Net Worth Ratio (1997–2025)
This chart shows how EML Payments Ltd's Tangible Net Worth Ratio has changed across 26 annual periods from 1997 to 2025. As of December 2025, the ratio stands at 26.1%, reflecting net assets of AU$147.70 Million with intangible assets of AU$109.11 Million AUD. See EML Payments Ltd defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for EML Payments Ltd (1997–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for EML Payments Ltd from 1997 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see EML Payments Ltd market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (AUD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 79.9% | AU$146.44 Million | AU$29.44 Million | AU$2.68 Billion | ▲ +20.1 pp |
| 2024 | 59.8% | AU$159.02 Million | AU$63.99 Million | AU$2.48 Billion | ▲ +70.0 pp |
| 2023 | -10.3% | AU$174.55 Million | AU$192.47 Million | AU$2.99 Billion | ▼ -7.7 pp |
| 2022 | -2.6% | AU$437.12 Million | AU$448.46 Million | AU$2.68 Billion | ▼ -18.2 pp |
| 2021 | 15.6% | AU$414.89 Million | AU$350.13 Million | AU$2.29 Billion | ▲ +0.0 pp |
| 2020 | 15.6% | AU$440.24 Million | AU$371.71 Million | AU$1.88 Billion | ▼ -64.8 pp |
| 2019 | 80.3% | AU$144.23 Million | AU$28.37 Million | AU$476.71 Million | ▼ -1.6 pp |
| 2018 | 81.9% | AU$129.77 Million | AU$23.43 Million | AU$239.54 Million | ▲ +3.8 pp |
| 2017 | 78.2% | AU$120.58 Million | AU$26.31 Million | AU$187.50 Million | ▲ +8.6 pp |
| 2016 | 69.6% | AU$119.21 Million | AU$36.27 Million | AU$149.90 Million | ▼ -14.3 pp |
| 2015 | 83.9% | AU$52.58 Million | AU$8.46 Million | AU$64.76 Million | ▼ -13.4 pp |
| 2014 | 97.3% | AU$16.71 Million | AU$445.51K | AU$18.47 Million | ▲ +2.7 pp |
| 2013 | 94.7% | AU$13.65 Million | AU$727.20K | AU$14.96 Million | ▲ +3.9 pp |
| 2012 | 90.8% | AU$14.96 Million | AU$1.38 Million | AU$16.86 Million | ▼ -9.2 pp |
| 2011 | 100.0% | AU$4.03 Million | AU$0.00 | AU$14.87 Million | ▲ +0.0 pp |
| 2010 | 100.0% | AU$4.04 Million | AU$0.00 | AU$4.24 Million | ▲ +0.0 pp |
| 2009 | 100.0% | AU$3.20 Million | AU$0.00 | AU$3.30 Million | ▲ +0.0 pp |
| 2008 | 100.0% | AU$5.23 Million | AU$0.00 | AU$5.44 Million | ▲ +0.0 pp |
| 2007 | 100.0% | AU$5.91 Million | AU$0.00 | AU$6.28 Million | ▲ +0.0 pp |
| 2006 | 100.0% | AU$5.24 Million | AU$0.00 | AU$5.29 Million | ▲ +0.0 pp |
| 2005 | 100.0% | AU$5.32 Million | AU$0.00 | AU$5.35 Million | ▲ +0.0 pp |
| 2004 | 100.0% | AU$2.60 Million | AU$0.00 | AU$2.65 Million | ▲ +9.4 pp |
| 2000 | 90.6% | AU$595.10 Million | AU$56.10 Million | AU$1.38 Billion | ▼ -0.8 pp |
| 1999 | 91.4% | AU$660.60 Million | AU$57.00 Million | AU$1.39 Billion | ▲ +9.2 pp |
| 1998 | 82.2% | AU$678.43 Million | AU$120.75 Million | AU$1.53 Billion | ▼ -1.1 pp |
| 1997 | 83.3% | AU$725.00 Million | AU$120.75 Million | AU$1.54 Billion | — |