EML Payments Ltd Net Asset Quality Index
EML Payments Ltd net asset quality index. EML Payments Ltd (EML) has a Net Asset Quality Index of 5.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of AU$2.95 Billion minus total liabilities of AU$2.80 Billion yields net assets of AU$147.70 Million. A higher index indicates a stronger, lower-leverage balance sheet. See what is EML Payments Ltd's book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of EML Payments Ltd (1997–2025)
Net asset quality index of EML Payments Ltd from 1997 to 2025. This chart shows how EML Payments Ltd's Net Asset Quality Index has evolved across 26 annual periods from 1997 to 2025. As of December 2025, the index stands at 5.0%, representing net assets of AU$147.70 Million against total assets of AU$2.95 Billion AUD. Check EML Payments Ltd (EML) strategic investment index to assess the company's strategic physical and investment asset allocation.
EML Payments Ltd Net Asset Quality Index by Year (1997–2025)
EML Payments Ltd net asset quality index by year from 1997 to 2025. The table below presents the year-by-year Net Asset Quality Index for EML Payments Ltd from 1997 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market value of EML Payments Ltd.
| Year | Quality Index | Net Assets (AUD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 5.5% | AU$146.44 Million | AU$2.68 Billion | AU$2.54 Billion | ▼ -0.9 pp |
| 2024 | 6.4% | AU$159.02 Million | AU$2.48 Billion | AU$2.32 Billion | ▲ +0.6 pp |
| 2023 | 5.8% | AU$174.55 Million | AU$2.99 Billion | AU$2.82 Billion | ▼ -10.5 pp |
| 2022 | 16.3% | AU$437.12 Million | AU$2.68 Billion | AU$2.25 Billion | ▼ -1.8 pp |
| 2021 | 18.1% | AU$414.89 Million | AU$2.29 Billion | AU$1.87 Billion | ▼ -5.3 pp |
| 2020 | 23.4% | AU$440.24 Million | AU$1.88 Billion | AU$1.44 Billion | ▼ -6.8 pp |
| 2019 | 30.3% | AU$144.23 Million | AU$476.71 Million | AU$332.48 Million | ▼ -23.9 pp |
| 2018 | 54.2% | AU$129.77 Million | AU$239.54 Million | AU$109.77 Million | ▼ -10.1 pp |
| 2017 | 64.3% | AU$120.58 Million | AU$187.50 Million | AU$66.92 Million | ▼ -15.2 pp |
| 2016 | 79.5% | AU$119.21 Million | AU$149.90 Million | AU$30.69 Million | ▼ -1.7 pp |
| 2015 | 81.2% | AU$52.58 Million | AU$64.76 Million | AU$12.18 Million | ▼ -9.2 pp |
| 2014 | 90.4% | AU$16.71 Million | AU$18.47 Million | AU$1.77 Million | ▼ -0.8 pp |
| 2013 | 91.2% | AU$13.65 Million | AU$14.96 Million | AU$1.31 Million | ▲ +2.5 pp |
| 2012 | 88.8% | AU$14.96 Million | AU$16.86 Million | AU$1.89 Million | ▲ +61.7 pp |
| 2011 | 27.1% | AU$4.03 Million | AU$14.87 Million | AU$10.84 Million | ▼ -68.3 pp |
| 2010 | 95.4% | AU$4.04 Million | AU$4.24 Million | AU$194.85K | ▼ -1.4 pp |
| 2009 | 96.8% | AU$3.20 Million | AU$3.30 Million | AU$104.47K | ▲ +0.7 pp |
| 2008 | 96.2% | AU$5.23 Million | AU$5.44 Million | AU$207.85K | ▲ +2.0 pp |
| 2007 | 94.2% | AU$5.91 Million | AU$6.28 Million | AU$367.02K | ▼ -5.0 pp |
| 2006 | 99.2% | AU$5.24 Million | AU$5.29 Million | AU$44.87K | ▼ -0.2 pp |
| 2005 | 99.4% | AU$5.32 Million | AU$5.35 Million | AU$33.04K | ▲ +1.3 pp |
| 2004 | 98.1% | AU$2.60 Million | AU$2.65 Million | AU$50.00K | ▲ +54.9 pp |
| 2000 | 43.2% | AU$595.10 Million | AU$1.38 Billion | AU$781.10 Million | ▼ -4.1 pp |
| 1999 | 47.4% | AU$660.60 Million | AU$1.39 Billion | AU$733.40 Million | ▲ +3.0 pp |
| 1998 | 44.4% | AU$678.43 Million | AU$1.53 Billion | AU$848.75 Million | ▼ -2.7 pp |
| 1997 | 47.1% | AU$725.00 Million | AU$1.54 Billion | AU$814.64 Million | — |