N1 Holdings Ltd
N1 Holdings Limited operates as a property-backed lender in Australia. It operates through four segments: Financial Services, Real Estate Services, Migration Services, and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or… Read more
N1 Holdings Ltd - Asset Resilience Ratio
N1 Holdings Ltd (N1H) has an Asset Resilience Ratio of 8.94% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how N1 Holdings Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down N1 Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$11.32 Million | 8.68% |
| Short-term Investments | AU$348.39K | 0.27% |
| Total Liquid Assets | AU$11.66 Million | 8.94% |
Asset Resilience Insights
- Limited Liquidity: N1 Holdings Ltd maintains only 8.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
N1 Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare N1 Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for N1 Holdings Ltd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for N1 Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 8.94% | AU$11.66 Million | AU$130.41 Million | -3.08pp |
| 2024-06-30 | 12.03% | AU$13.78 Million | AU$114.62 Million | +3.91pp |
| 2023-06-30 | 8.11% | AU$7.32 Million | AU$90.22 Million | -10.00pp |
| 2022-06-30 | 18.11% | AU$14.47 Million | AU$79.91 Million | -6.03pp |
| 2021-06-30 | 24.14% | AU$3.75 Million | AU$15.54 Million | -0.89pp |
| 2020-06-30 | 25.03% | AU$3.38 Million | AU$13.48 Million | +11.61pp |
| 2019-06-30 | 13.42% | AU$1.34 Million | AU$9.99 Million | +2.34pp |
| 2018-06-30 | 11.09% | AU$1.01 Million | AU$9.10 Million | -0.77pp |
| 2017-06-30 | 11.86% | AU$912.47K | AU$7.70 Million | +10.47pp |
| 2016-06-30 | 1.38% | AU$94.66K | AU$6.84 Million | -- |