UP FINT. HLDG (SP.ADR) A Asset Resilience Ratio

Latest as of March 2026: 2.31%

UP FINT. HLDG (SP.ADR) A asset resilience ratio. UP FINT. HLDG (SP.ADR) A (1M5) has an Asset Resilience Ratio of 2.31% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See UP FINT. HLDG (SP.ADR) A liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Liquid Assets

€204.65 Million

≈ $239.26 Million USD Cash + Short-term Investments

Total Assets

€8.86 Billion

≈ $10.36 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of UP FINT. HLDG (SP.ADR) A (2021–2025)

Asset resilience ratio of UP FINT. HLDG (SP.ADR) A from 2021 to 2025. This chart shows how UP FINT. HLDG (SP.ADR) A's Asset Resilience Ratio has changed over time. Read 1M5 total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down UP FINT. HLDG (SP.ADR) A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of UP FINT. HLDG (SP.ADR) A.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€204.65 Million	2.31%
Total Liquid Assets	€204.65 Million	2.31%

Asset Resilience Insights

Limited Liquidity: UP FINT. HLDG (SP.ADR) A maintains only 2.31% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

UP FINT. HLDG (SP.ADR) A Industry Peers by Asset Resilience Ratio

Compare UP FINT. HLDG (SP.ADR) A's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bourse Direct SA PA:BSD	Capital Markets	7.37%
OVB Holding AG XETRA:O4B	Capital Markets	21.36%
Lang & Schwarz Aktiengesellschaft XETRA:LUS1	Capital Markets	77.99%
Abans Holdings Limited NSE:AHL	Capital Markets	60.13%
Consolidated Finvest & Holdings Limited NSE:CONSOFINVT	Capital Markets	35.65%
Neptune Digital Assets Corp V:NDA	Capital Markets	12.79%
Ausom Enterprise Limited NSE:AUSOMENT	Capital Markets	3.81%
Sphere 3D Corp NASDAQ:ANY	Capital Markets	12.99%

UP FINT. HLDG (SP.ADR) A Asset Resilience Ratio by Year (2021–2025)

UP FINT. HLDG (SP.ADR) A asset resilience ratio by year from 2021 to 2025. The table below shows the annual Asset Resilience Ratio data for UP FINT. HLDG (SP.ADR) A.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	1.06%	€87.60 Million ≈ $102.42 Million	€8.23 Billion ≈ $9.62 Billion	-0.13pp
2024-12-31	1.20%	€76.62 Million ≈ $89.58 Million	€6.39 Billion ≈ $7.47 Billion	-10.25pp
2023-12-31	11.45%	€429.06 Million ≈ $501.61 Million	€3.75 Billion ≈ $4.38 Billion	+7.15pp
2022-12-31	4.31%	€163.48 Million ≈ $191.13 Million	€3.80 Billion ≈ $4.44 Billion	+4.10pp
2021-12-31	0.21%	€6.95 Million ≈ $8.12 Million	€3.32 Billion ≈ $3.88 Billion	--

pp = percentage points

About UP FINT. HLDG (SP.ADR) A

F:1M5 Germany Capital Markets

Market Cap

$1.17 Billion

€997.68 Million EUR

Market Cap Rank

#8516 Global

#1132 in Germany

Share Price

€5.80

Change (1 day)

+0.00%

52-Week Range

€5.20 - €11.40

All Time High

€31.00