UP FINT. HLDG (SP.ADR) A Cash Flow-to-Debt Ratio
UP FINT. HLDG (SP.ADR) A cash flow-to-debt ratio. UP FINT. HLDG (SP.ADR) A (1M5) has a Cash Flow-to-Debt Ratio of 0.18x as of December 2025, meaning its operating cash flow of €1.32 Billion could theoretically repay 0% of its total liabilities (€7.36 Billion) in one year. Check UP FINT. HLDG (SP.ADR) A (1M5) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of UP FINT. HLDG (SP.ADR) A (2021–2025)
Cash flow-to-debt ratio of UP FINT. HLDG (SP.ADR) A from 2021 to 2025. Historical debt coverage capacity for UP FINT. HLDG (SP.ADR) A across 5 annual periods. Check UP FINT. HLDG (SP.ADR) A investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
UP FINT. HLDG (SP.ADR) A Cash Flow-to-Debt Ratio by Year (2021–2025)
UP FINT. HLDG (SP.ADR) A cash flow-to-debt ratio by year from 2021 to 2025. Year-by-year debt coverage analysis for UP FINT. HLDG (SP.ADR) A. For the full cash flow conversion analysis, see cash efficiency ratio of UP FINT. HLDG (SP.ADR) A.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.18x | €1.32 Billion | €7.36 Billion | ▲ +23.8% |
| 2024 | 0.14x | €827.98 Million | €5.73 Billion | ▲ +7254.3% |
| 2023 | 0.00x | €-6.57 Million | €3.25 Billion | ▼ -102.6% |
| 2022 | 0.08x | €258.06 Million | €3.35 Billion | ▼ -46.4% |
| 2021 | 0.14x | €413.20 Million | €2.87 Billion | — |