UP FINT. HLDG (SP.ADR) A Cash Flow Quality Index
UP FINT. HLDG (SP.ADR) A cash flow quality index. UP FINT. HLDG (SP.ADR) A (1M5) has a Cash Flow Quality Index of 7.70x as of December 2025. Operating cash flow of €1.32 Billion exceeds net income of €170.90 Million, indicating high earnings quality where cash backs reported profits. See 1M5 free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of UP FINT. HLDG (SP.ADR) A (2021–2025)
Cash flow quality index of UP FINT. HLDG (SP.ADR) A from 2021 to 2025. Historical Cash Flow Quality Index for UP FINT. HLDG (SP.ADR) A across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of UP FINT. HLDG (SP.ADR) A to assess how comfortably operating cash covers total debt obligations.
UP FINT. HLDG (SP.ADR) A Cash Flow Quality Index by Year (2021–2025)
UP FINT. HLDG (SP.ADR) A cash flow quality index by year from 2021 to 2025. Year-by-year earnings quality comparison for UP FINT. HLDG (SP.ADR) A. For the full cash flow conversion analysis, see UP FINT. HLDG (SP.ADR) A (1M5) cash flow conversion.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 7.70x | €1.32 Billion | €170.90 Million | ▼ -43.5% |
| 2024 | 13.63x | €827.98 Million | €60.73 Million | ▲ +6861.4% |
| 2023 | -0.20x | €-6.57 Million | €32.56 Million | ▼ -100.7% |
| 2021 | 28.13x | €413.20 Million | €14.69 Million | — |