UP FINT. HLDG (SP.ADR) A Financial Flexibility Index
UP FINT. HLDG (SP.ADR) A financial flexibility index. UP FINT. HLDG (SP.ADR) A (1M5) has a Financial Flexibility Index of 0.18x as of December 2025. Free cash flow of €1.32 Billion (operating CF €1.32 Billion minus capex €5.48 Million) represents 0% of total liabilities (€7.36 Billion). See how much free cash does UP FINT. HLDG (SP.ADR) A generate to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of UP FINT. HLDG (SP.ADR) A (2021–2025)
Financial flexibility index of UP FINT. HLDG (SP.ADR) A from 2021 to 2025. Historical Financial Flexibility Index trend for UP FINT. HLDG (SP.ADR) A across 5 annual periods. Check UP FINT. HLDG (SP.ADR) A earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
UP FINT. HLDG (SP.ADR) A Financial Flexibility Index by Year (2021–2025)
UP FINT. HLDG (SP.ADR) A financial flexibility index by year from 2021 to 2025. Year-by-year free cash flow to debt coverage for UP FINT. HLDG (SP.ADR) A. For the full cash flow conversion analysis, see UP FINT. HLDG (SP.ADR) A (1M5) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.18x | €1.32 Billion | €1.32 Billion | €7.36 Billion | ▲ +24.1% |
| 2024 | 0.14x | €829.53 Million | €827.98 Million | €5.73 Billion | ▲ +12478.2% |
| 2023 | 0.00x | €-3.80 Million | €-6.57 Million | €3.25 Billion | ▼ -101.5% |
| 2022 | 0.08x | €262.95 Million | €258.06 Million | €3.35 Billion | ▼ -46.0% |
| 2021 | 0.15x | €418.17 Million | €413.20 Million | €2.87 Billion | — |