UP FINT. HLDG (SP.ADR) A (1M5) — Free Cash Flow Generation Index
UP FINT. HLDG (SP.ADR) A (1M5) has a Free Cash Flow Generation Index of 1.00x as of December 2025. Free cash flow of €1.31 Billion represents 1% of operating cash flow (€1.32 Billion). Explore 1M5 capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
UP FINT. HLDG (SP.ADR) A Free Cash Flow Generation Index (2021–2025)
Historical FCF Generation Index trend for UP FINT. HLDG (SP.ADR) A across 4 annual periods. For the full cash flow conversion analysis, see cash flow conversion of UP FINT. HLDG (SP.ADR) A.
Annual Free Cash Flow Generation for UP FINT. HLDG (SP.ADR) A (2021–2025)
Year-by-year Free Cash Flow Generation Index for UP FINT. HLDG (SP.ADR) A. Check 1M5 cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (EUR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | €1.31 Billion | €1.32 Billion | €5.48 Million | ▼ -0.2% |
| 2024 | 1.00x | €826.42 Million | €827.98 Million | €1.55 Million | ▲ +1.7% |
| 2022 | 0.98x | €253.17 Million | €258.06 Million | €4.89 Million | ▼ -0.7% |
| 2021 | 0.99x | €408.24 Million | €413.20 Million | €4.97 Million | — |