UP FINT. HLDG (SP.ADR) A (1M5) — Cash Flow Reinvestment Rate
UP FINT. HLDG (SP.ADR) A (1M5) has a Cash Flow Reinvestment Rate of 0.00x as of December 2025, reinvesting €5.95 Million (capex €5.48 Million plus investments €470.75K) from operating cash flow of €1.32 Billion. See 1M5 FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
UP FINT. HLDG (SP.ADR) A Cash Flow Reinvestment Rate (2021–2025)
Historical reinvestment intensity for UP FINT. HLDG (SP.ADR) A across 4 annual periods. For the full cash flow conversion analysis, see 1M5 operating cash flow.
Annual Cash Flow Reinvestment Rate for UP FINT. HLDG (SP.ADR) A (2021–2025)
Year-by-year capital reinvestment analysis for UP FINT. HLDG (SP.ADR) A. See 1M5 financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (EUR) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | €5.95 Million | €1.32 Billion | €5.48 Million | ▼ -10.3% |
| 2024 | 0.01x | €4.17 Million | €827.98 Million | €1.55 Million | ▼ -84.7% |
| 2022 | 0.03x | €8.50 Million | €258.06 Million | €4.89 Million | ▼ -14.3% |
| 2021 | 0.04x | €15.89 Million | €413.20 Million | €4.97 Million | — |