UP FINT. HLDG (SP.ADR) A (1M5) — Defensive Interval Ratio

Latest as of September 2025: 175 days

UP FINT. HLDG (SP.ADR) A (1M5) has a Defensive Interval Ratio of 175 days as of September 2025. Defensive assets of €4.06 Billion (cash €-, short-term investments €108.30 Million, receivables €3.96 Billion) cover 175 days of daily cash needs of €23.22 Million/day. Check UP FINT. HLDG (SP.ADR) A (1M5) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

175 days
Days of operational coverage

Defensive Assets

€4.06 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€23.22 Million
Current Liabilities ÷ 365

Current Liabilities

€8.48 Billion
EUR

UP FINT. HLDG (SP.ADR) A Defensive Interval Ratio (2021–2024)

This chart shows how UP FINT. HLDG (SP.ADR) A's Defensive Interval Ratio has evolved across 4 annual periods from 2021 to 2024. As of September 2025, the ratio stands at 175 days, meaning defensive assets of €4.06 Billion can fund 175 days of operations without new revenue. Also explore how fast is UP FINT. HLDG (SP.ADR) A growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for UP FINT. HLDG (SP.ADR) A (2021–2024)

The table below presents the year-by-year Defensive Interval Ratio for UP FINT. HLDG (SP.ADR) A from 2021 to 2024, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see 1M5 market cap.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2024 225 days €3.44 Billion €15.24 Million/day €- €76.62 Million ▲ +21 days
2023 204 days €1.72 Billion €8.45 Million/day €- €429.06 Million ▲ +1 days
2022 203 days €1.77 Billion €8.71 Million/day €- €163.48 Million ▲ +112 days
2021 90 days €671.60 Million €7.45 Million/day €- €6.95 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)