Paragon Banking Group PLC (PAG) — Working Capital to Net Assets Ratio
Paragon Banking Group PLC (PAG) has a Working Capital to Net Assets ratio of -982.6% as of March 2025. Working capital of GBX-13.84 Billion (current assets of GBX2.14 Billion minus current liabilities of GBX15.98 Billion) is measured against net assets of GBX1.41 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PAG financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Paragon Banking Group PLC Working Capital to Net Assets (1986–2024)
This chart shows how Paragon Banking Group PLC's Working Capital to Net Assets ratio has evolved across 39 annual periods from 1986 to 2024. As of March 2025, the ratio stands at -982.6%, reflecting working capital of GBX-13.84 Billion against net assets of GBX1.41 Billion GBX. See PAG days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Paragon Banking Group PLC (1986–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Paragon Banking Group PLC from 1986 to 2024, covering 39 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Paragon Banking Group PLC market cap and net worth.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -209.0% | GBX-2.97 Billion | GBX1.42 Billion | GBX5.09 Billion | GBX8.06 Billion | ▼ -407.9 pp |
| 2023 | 198.9% | GBX2.81 Billion | GBX1.41 Billion | GBX2.99 Billion | GBX188.20 Million | ▲ +66.3 pp |
| 2022 | 132.7% | GBX1.88 Billion | GBX1.42 Billion | GBX1.94 Billion | GBX55.90 Million | ▲ +23.5 pp |
| 2021 | 109.2% | GBX1.36 Billion | GBX1.24 Billion | GBX1.39 Billion | GBX33.10 Million | ▼ -55.3 pp |
| 2020 | 164.5% | GBX1.90 Billion | GBX1.16 Billion | GBX1.95 Billion | GBX45.10 Million | ▲ +58.1 pp |
| 2019 | 106.4% | GBX1.18 Billion | GBX1.11 Billion | GBX1.23 Billion | GBX53.20 Million | ▼ -10.4 pp |
| 2018 | 116.8% | GBX1.28 Billion | GBX1.10 Billion | GBX1.32 Billion | GBX42.60 Million | ▼ -28.9 pp |
| 2017 | 145.7% | GBX1.47 Billion | GBX1.01 Billion | GBX1.50 Billion | GBX34.30 Million | ▲ +20.5 pp |
| 2016 | 125.2% | GBX1.21 Billion | GBX969.50 Million | GBX1.25 Billion | GBX36.40 Million | ▲ +18.1 pp |
| 2015 | 107.1% | GBX1.04 Billion | GBX969.50 Million | GBX1.06 Billion | GBX23.90 Million | ▲ +19.2 pp |
| 2014 | 87.9% | GBX832.20 Million | GBX947.10 Million | GBX855.30 Million | GBX23.10 Million | ▲ +22.3 pp |
| 2013 | 65.6% | GBX572.80 Million | GBX873.30 Million | GBX592.80 Million | GBX20.00 Million | ▲ +8.3 pp |
| 2012 | 57.3% | GBX460.10 Million | GBX803.50 Million | GBX512.10 Million | GBX52.00 Million | ▼ -13.6 pp |
| 2011 | 70.8% | GBX525.50 Million | GBX742.00 Million | GBX576.30 Million | GBX50.80 Million | ▼ -0.4 pp |
| 2010 | 71.2% | GBX492.80 Million | GBX692.00 Million | GBX542.60 Million | GBX49.80 Million | ▲ +1.2 pp |
| 2009 | 70.0% | GBX455.60 Million | GBX650.80 Million | GBX487.60 Million | GBX32.00 Million | ▼ -50.0 pp |
| 2008 | 120.0% | GBX746.00 Million | GBX621.50 Million | GBX832.90 Million | GBX86.90 Million | ▼ -51.7 pp |
| 2007 | 171.7% | GBX537.90 Million | GBX313.30 Million | GBX934.40 Million | GBX396.50 Million | ▲ +20.9 pp |
| 2006 | 150.8% | GBX420.70 Million | GBX279.00 Million | GBX629.00 Million | GBX208.30 Million | ▲ +29.8 pp |
| 2005 | 120.9% | GBX372.50 Million | GBX308.00 Million | GBX455.90 Million | GBX83.40 Million | ▼ -8.8 pp |
| 2004 | 129.8% | GBX348.30 Million | GBX268.40 Million | GBX414.70 Million | GBX66.40 Million | ▲ +49.7 pp |
| 2003 | 80.1% | GBX180.50 Million | GBX225.30 Million | GBX308.50 Million | GBX128.00 Million | ▼ -27.7 pp |
| 2002 | 107.8% | GBX216.40 Million | GBX200.80 Million | GBX260.10 Million | GBX43.70 Million | ▼ -16.9 pp |
| 2001 | 124.7% | GBX210.70 Million | GBX169.00 Million | GBX248.30 Million | GBX37.60 Million | ▲ +26.5 pp |
| 2000 | 98.2% | GBX135.20 Million | GBX137.70 Million | GBX165.70 Million | GBX30.50 Million | ▼ -40.6 pp |
| 1999 | 138.8% | GBX157.50 Million | GBX113.50 Million | GBX184.50 Million | GBX27.00 Million | ▼ -55.8 pp |
| 1998 | 194.6% | GBX168.90 Million | GBX86.80 Million | GBX201.70 Million | GBX32.80 Million | ▲ +55.9 pp |
| 1997 | 138.7% | GBX87.40 Million | GBX63.00 Million | GBX115.30 Million | GBX27.90 Million | ▼ -56.0 pp |
| 1996 | 194.7% | GBX95.40 Million | GBX49.00 Million | GBX127.40 Million | GBX32.00 Million | ▲ +59.6 pp |
| 1995 | 135.1% | GBX53.50 Million | GBX39.60 Million | GBX167.50 Million | GBX114.00 Million | ▲ +947.2 pp |
| 1994 | -812.1% | GBX201.40 Million | GBX-24.80 Million | GBX220.70 Million | GBX19.30 Million | ▲ +95.9 pp |
| 1993 | -908.0% | GBX327.80 Million | GBX-36.10 Million | GBX397.10 Million | GBX69.30 Million | ▲ +7368.2 pp |
| 1992 | -8276.2% | GBX173.80 Million | GBX-2.10 Million | GBX357.10 Million | GBX183.30 Million | ▼ -7915.0 pp |
| 1991 | -361.2% | GBX-570.30 Million | GBX157.90 Million | GBX377.80 Million | GBX948.10 Million | ▲ +75.3 pp |
| 1990 | -436.5% | GBX-956.80 Million | GBX219.20 Million | GBX254.20 Million | GBX1.21 Billion | ▲ +125.0 pp |
| 1989 | -561.5% | GBX-1.17 Billion | GBX208.49 Million | GBX92.66 Million | GBX1.26 Billion | ▼ -135.8 pp |
| 1988 | -425.7% | GBX-819.84 Million | GBX192.60 Million | GBX119.39 Million | GBX939.22 Million | ▲ +150.9 pp |
| 1987 | -576.6% | GBX-364.09 Million | GBX63.14 Million | GBX6.32 Million | GBX370.42 Million | ▼ -515.1 pp |
| 1986 | -61.5% | GBX-28.28 Million | GBX46.02 Million | GBX25.29 Million | GBX53.58 Million | — |