Paragon Banking Group PLC (PAG) — Financial Flexibility Index
Paragon Banking Group PLC (PAG) has a Financial Flexibility Index of -0.04x as of March 2025. Free cash flow of GBX-654.60 Million (operating CF GBX-655.20 Million minus capex GBX600.00K) represents 0% of total liabilities (GBX17.76 Billion). Also explore Paragon Banking Group PLC equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Paragon Banking Group PLC Financial Flexibility Index (1991–2024)
Historical Financial Flexibility Index trend for Paragon Banking Group PLC across 34 annual periods. Check asset allocation strategy of Paragon Banking Group PLC to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Paragon Banking Group PLC (1991–2024)
Year-by-year free cash flow to debt coverage for Paragon Banking Group PLC. For the full company profile including market capitalisation, see PAG market cap.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.12x | GBX2.22 Billion | GBX2.22 Billion | GBX17.85 Billion | ▼ -2.9% |
| 2023 | 0.13x | GBX2.17 Billion | GBX2.17 Billion | GBX17.01 Billion | ▲ +66.3% |
| 2022 | 0.08x | GBX1.17 Billion | GBX1.17 Billion | GBX15.24 Billion | ▲ +21.1% |
| 2021 | 0.06x | GBX882.40 Million | GBX878.10 Million | GBX13.90 Billion | ▼ -11.7% |
| 2020 | 0.07x | GBX1.03 Billion | GBX1.03 Billion | GBX14.35 Billion | ▲ +138.2% |
| 2019 | 0.03x | GBX401.00 Million | GBX397.90 Million | GBX13.29 Billion | ▼ -62.4% |
| 2018 | 0.08x | GBX1.08 Billion | GBX1.07 Billion | GBX13.42 Billion | ▼ -31.2% |
| 2017 | 0.12x | GBX1.48 Billion | GBX1.47 Billion | GBX12.67 Billion | ▲ +68.5% |
| 2016 | 0.07x | GBX868.10 Million | GBX865.20 Million | GBX12.55 Billion | ▲ +3244.5% |
| 2015 | 0.00x | GBX-24.00 Million | GBX-25.90 Million | GBX10.91 Billion | ▲ +91.0% |
| 2014 | -0.02x | GBX-243.70 Million | GBX-269.50 Million | GBX9.95 Billion | ▼ -664.4% |
| 2013 | 0.00x | GBX-30.30 Million | GBX-31.90 Million | GBX9.46 Billion | ▼ -124.7% |
| 2012 | 0.01x | GBX119.70 Million | GBX117.30 Million | GBX9.23 Billion | ▼ -49.3% |
| 2011 | 0.03x | GBX249.10 Million | GBX246.10 Million | GBX9.75 Billion | ▼ -46.1% |
| 2010 | 0.05x | GBX471.80 Million | GBX470.50 Million | GBX9.95 Billion | ▼ -32.6% |
| 2009 | 0.07x | GBX739.10 Million | GBX738.80 Million | GBX10.50 Billion | ▼ -25.0% |
| 2008 | 0.09x | GBX1.02 Billion | GBX1.02 Billion | GBX10.89 Billion | ▲ +144.2% |
| 2007 | -0.21x | GBX-2.50 Billion | GBX-2.51 Billion | GBX11.78 Billion | ▼ -3.3% |
| 2006 | -0.21x | GBX-1.82 Billion | GBX-1.82 Billion | GBX8.84 Billion | ▼ -258.6% |
| 2005 | 0.13x | GBX736.80 Million | GBX120.10 Million | GBX5.68 Billion | ▲ +465.1% |
| 2004 | 0.02x | GBX107.10 Million | GBX106.10 Million | GBX4.67 Billion | ▼ -17.1% |
| 2003 | 0.03x | GBX88.50 Million | GBX87.20 Million | GBX3.20 Billion | ▼ -12.0% |
| 2002 | 0.03x | GBX81.60 Million | GBX80.00 Million | GBX2.59 Billion | ▼ -1.0% |
| 2001 | 0.03x | GBX71.10 Million | GBX70.10 Million | GBX2.24 Billion | ▲ +1.7% |
| 2000 | 0.03x | GBX54.20 Million | GBX52.50 Million | GBX1.73 Billion | ▲ +64.2% |
| 1999 | 0.02x | GBX29.70 Million | GBX28.10 Million | GBX1.56 Billion | ▲ +16.6% |
| 1998 | 0.02x | GBX24.80 Million | GBX23.50 Million | GBX1.52 Billion | ▼ -34.5% |
| 1997 | 0.02x | GBX29.20 Million | GBX26.70 Million | GBX1.17 Billion | ▲ +8.8% |
| 1996 | 0.02x | GBX28.70 Million | GBX28.20 Million | GBX1.25 Billion | ▲ +17.8% |
| 1995 | 0.02x | GBX29.50 Million | GBX28.70 Million | GBX1.52 Billion | ▼ -39.0% |
| 1994 | 0.03x | GBX59.20 Million | GBX58.40 Million | GBX1.86 Billion | ▲ +476.6% |
| 1993 | 0.01x | GBX15.10 Million | GBX13.60 Million | GBX2.73 Billion | ▼ -48.3% |
| 1992 | 0.01x | GBX35.80 Million | GBX32.00 Million | GBX3.35 Billion | ▲ +138.8% |
| 1991 | -0.03x | GBX-52.80 Million | GBX-58.10 Million | GBX1.91 Billion | — |