Paragon Banking Group PLC Financial Flexibility Index
Paragon Banking Group PLC financial flexibility index. Paragon Banking Group PLC (PAG) has a Financial Flexibility Index of -0.04x as of March 2025. Free cash flow of GBX-654.60 Million (operating CF GBX-655.20 Million minus capex GBX600.00K) represents 0% of total liabilities (GBX17.76 Billion). See Paragon Banking Group PLC free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Paragon Banking Group PLC (1991–2024)
Financial flexibility index of Paragon Banking Group PLC from 1991 to 2024. Historical Financial Flexibility Index trend for Paragon Banking Group PLC across 34 annual periods. Check PAG cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Paragon Banking Group PLC Financial Flexibility Index by Year (1991–2024)
Paragon Banking Group PLC financial flexibility index by year from 1991 to 2024. Year-by-year free cash flow to debt coverage for Paragon Banking Group PLC. For the full cash flow conversion analysis, see cash efficiency ratio of Paragon Banking Group PLC.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.12x | GBX2.22 Billion | GBX2.22 Billion | GBX17.85 Billion | ▼ -2.9% |
| 2023 | 0.13x | GBX2.17 Billion | GBX2.17 Billion | GBX17.01 Billion | ▲ +66.3% |
| 2022 | 0.08x | GBX1.17 Billion | GBX1.17 Billion | GBX15.24 Billion | ▲ +21.1% |
| 2021 | 0.06x | GBX882.40 Million | GBX878.10 Million | GBX13.90 Billion | ▼ -11.7% |
| 2020 | 0.07x | GBX1.03 Billion | GBX1.03 Billion | GBX14.35 Billion | ▲ +138.2% |
| 2019 | 0.03x | GBX401.00 Million | GBX397.90 Million | GBX13.29 Billion | ▼ -62.4% |
| 2018 | 0.08x | GBX1.08 Billion | GBX1.07 Billion | GBX13.42 Billion | ▼ -31.2% |
| 2017 | 0.12x | GBX1.48 Billion | GBX1.47 Billion | GBX12.67 Billion | ▲ +68.5% |
| 2016 | 0.07x | GBX868.10 Million | GBX865.20 Million | GBX12.55 Billion | ▲ +3244.5% |
| 2015 | 0.00x | GBX-24.00 Million | GBX-25.90 Million | GBX10.91 Billion | ▲ +91.0% |
| 2014 | -0.02x | GBX-243.70 Million | GBX-269.50 Million | GBX9.95 Billion | ▼ -664.4% |
| 2013 | 0.00x | GBX-30.30 Million | GBX-31.90 Million | GBX9.46 Billion | ▼ -124.7% |
| 2012 | 0.01x | GBX119.70 Million | GBX117.30 Million | GBX9.23 Billion | ▼ -49.3% |
| 2011 | 0.03x | GBX249.10 Million | GBX246.10 Million | GBX9.75 Billion | ▼ -46.1% |
| 2010 | 0.05x | GBX471.80 Million | GBX470.50 Million | GBX9.95 Billion | ▼ -32.6% |
| 2009 | 0.07x | GBX739.10 Million | GBX738.80 Million | GBX10.50 Billion | ▼ -25.0% |
| 2008 | 0.09x | GBX1.02 Billion | GBX1.02 Billion | GBX10.89 Billion | ▲ +144.2% |
| 2007 | -0.21x | GBX-2.50 Billion | GBX-2.51 Billion | GBX11.78 Billion | ▼ -3.3% |
| 2006 | -0.21x | GBX-1.82 Billion | GBX-1.82 Billion | GBX8.84 Billion | ▼ -258.6% |
| 2005 | 0.13x | GBX736.80 Million | GBX120.10 Million | GBX5.68 Billion | ▲ +465.1% |
| 2004 | 0.02x | GBX107.10 Million | GBX106.10 Million | GBX4.67 Billion | ▼ -17.1% |
| 2003 | 0.03x | GBX88.50 Million | GBX87.20 Million | GBX3.20 Billion | ▼ -12.0% |
| 2002 | 0.03x | GBX81.60 Million | GBX80.00 Million | GBX2.59 Billion | ▼ -1.0% |
| 2001 | 0.03x | GBX71.10 Million | GBX70.10 Million | GBX2.24 Billion | ▲ +1.7% |
| 2000 | 0.03x | GBX54.20 Million | GBX52.50 Million | GBX1.73 Billion | ▲ +64.2% |
| 1999 | 0.02x | GBX29.70 Million | GBX28.10 Million | GBX1.56 Billion | ▲ +16.6% |
| 1998 | 0.02x | GBX24.80 Million | GBX23.50 Million | GBX1.52 Billion | ▼ -34.5% |
| 1997 | 0.02x | GBX29.20 Million | GBX26.70 Million | GBX1.17 Billion | ▲ +8.8% |
| 1996 | 0.02x | GBX28.70 Million | GBX28.20 Million | GBX1.25 Billion | ▲ +17.8% |
| 1995 | 0.02x | GBX29.50 Million | GBX28.70 Million | GBX1.52 Billion | ▼ -39.0% |
| 1994 | 0.03x | GBX59.20 Million | GBX58.40 Million | GBX1.86 Billion | ▲ +476.6% |
| 1993 | 0.01x | GBX15.10 Million | GBX13.60 Million | GBX2.73 Billion | ▼ -48.3% |
| 1992 | 0.01x | GBX35.80 Million | GBX32.00 Million | GBX3.35 Billion | ▲ +138.8% |
| 1991 | -0.03x | GBX-52.80 Million | GBX-58.10 Million | GBX1.91 Billion | — |