Paragon Banking Group PLC (PAG) — Financial Flexibility Index
Paragon Banking Group PLC (PAG) has a Financial Flexibility Index of -0.04x as of March 2025. Free cash flow of GBX-654.60 Million (operating CF GBX-655.20 Million minus capex GBX600.00K) represents 0% of total liabilities (GBX17.76 Billion). Check Paragon Banking Group PLC PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Paragon Banking Group PLC Financial Flexibility Index (1991–2024)
Historical Financial Flexibility Index trend for Paragon Banking Group PLC across 34 annual periods. See Paragon Banking Group PLC short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Paragon Banking Group PLC (1991–2024)
Year-by-year free cash flow to debt coverage for Paragon Banking Group PLC. For the full company profile including market capitalisation, see Paragon Banking Group PLC market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.12x | GBX2.22 Billion | GBX2.22 Billion | GBX17.85 Billion | ▼ -2.9% |
| 2023 | 0.13x | GBX2.17 Billion | GBX2.17 Billion | GBX17.01 Billion | ▲ +66.3% |
| 2022 | 0.08x | GBX1.17 Billion | GBX1.17 Billion | GBX15.24 Billion | ▲ +21.1% |
| 2021 | 0.06x | GBX882.40 Million | GBX878.10 Million | GBX13.90 Billion | ▼ -11.7% |
| 2020 | 0.07x | GBX1.03 Billion | GBX1.03 Billion | GBX14.35 Billion | ▲ +138.2% |
| 2019 | 0.03x | GBX401.00 Million | GBX397.90 Million | GBX13.29 Billion | ▼ -62.4% |
| 2018 | 0.08x | GBX1.08 Billion | GBX1.07 Billion | GBX13.42 Billion | ▼ -31.2% |
| 2017 | 0.12x | GBX1.48 Billion | GBX1.47 Billion | GBX12.67 Billion | ▲ +68.5% |
| 2016 | 0.07x | GBX868.10 Million | GBX865.20 Million | GBX12.55 Billion | ▲ +3244.5% |
| 2015 | 0.00x | GBX-24.00 Million | GBX-25.90 Million | GBX10.91 Billion | ▲ +91.0% |
| 2014 | -0.02x | GBX-243.70 Million | GBX-269.50 Million | GBX9.95 Billion | ▼ -664.4% |
| 2013 | 0.00x | GBX-30.30 Million | GBX-31.90 Million | GBX9.46 Billion | ▼ -124.7% |
| 2012 | 0.01x | GBX119.70 Million | GBX117.30 Million | GBX9.23 Billion | ▼ -49.3% |
| 2011 | 0.03x | GBX249.10 Million | GBX246.10 Million | GBX9.75 Billion | ▼ -46.1% |
| 2010 | 0.05x | GBX471.80 Million | GBX470.50 Million | GBX9.95 Billion | ▼ -32.6% |
| 2009 | 0.07x | GBX739.10 Million | GBX738.80 Million | GBX10.50 Billion | ▼ -25.0% |
| 2008 | 0.09x | GBX1.02 Billion | GBX1.02 Billion | GBX10.89 Billion | ▲ +144.2% |
| 2007 | -0.21x | GBX-2.50 Billion | GBX-2.51 Billion | GBX11.78 Billion | ▼ -3.3% |
| 2006 | -0.21x | GBX-1.82 Billion | GBX-1.82 Billion | GBX8.84 Billion | ▼ -258.6% |
| 2005 | 0.13x | GBX736.80 Million | GBX120.10 Million | GBX5.68 Billion | ▲ +465.1% |
| 2004 | 0.02x | GBX107.10 Million | GBX106.10 Million | GBX4.67 Billion | ▼ -17.1% |
| 2003 | 0.03x | GBX88.50 Million | GBX87.20 Million | GBX3.20 Billion | ▼ -12.0% |
| 2002 | 0.03x | GBX81.60 Million | GBX80.00 Million | GBX2.59 Billion | ▼ -1.0% |
| 2001 | 0.03x | GBX71.10 Million | GBX70.10 Million | GBX2.24 Billion | ▲ +1.7% |
| 2000 | 0.03x | GBX54.20 Million | GBX52.50 Million | GBX1.73 Billion | ▲ +64.2% |
| 1999 | 0.02x | GBX29.70 Million | GBX28.10 Million | GBX1.56 Billion | ▲ +16.6% |
| 1998 | 0.02x | GBX24.80 Million | GBX23.50 Million | GBX1.52 Billion | ▼ -34.5% |
| 1997 | 0.02x | GBX29.20 Million | GBX26.70 Million | GBX1.17 Billion | ▲ +8.8% |
| 1996 | 0.02x | GBX28.70 Million | GBX28.20 Million | GBX1.25 Billion | ▲ +17.8% |
| 1995 | 0.02x | GBX29.50 Million | GBX28.70 Million | GBX1.52 Billion | ▼ -39.0% |
| 1994 | 0.03x | GBX59.20 Million | GBX58.40 Million | GBX1.86 Billion | ▲ +476.6% |
| 1993 | 0.01x | GBX15.10 Million | GBX13.60 Million | GBX2.73 Billion | ▼ -48.3% |
| 1992 | 0.01x | GBX35.80 Million | GBX32.00 Million | GBX3.35 Billion | ▲ +138.8% |
| 1991 | -0.03x | GBX-52.80 Million | GBX-58.10 Million | GBX1.91 Billion | — |