Paragon Banking Group PLC (PAG) — Cash Flow-to-Debt Ratio
Paragon Banking Group PLC (PAG) has a Cash Flow-to-Debt Ratio of -0.04x as of March 2025, meaning its operating cash flow of GBX-655.20 Million could theoretically repay 0% of its total liabilities (GBX17.76 Billion) in one year. See Paragon Banking Group PLC free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Paragon Banking Group PLC Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for Paragon Banking Group PLC across 34 annual periods. Also explore Paragon Banking Group PLC (PAG) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Paragon Banking Group PLC (1991–2024)
Year-by-year debt coverage analysis for Paragon Banking Group PLC. For market capitalisation and broader financial context, see PAG market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.12x | GBX2.22 Billion | GBX17.85 Billion | ▼ -2.7% |
| 2023 | 0.13x | GBX2.17 Billion | GBX17.01 Billion | ▲ +66.4% |
| 2022 | 0.08x | GBX1.17 Billion | GBX15.24 Billion | ▲ +21.4% |
| 2021 | 0.06x | GBX878.10 Million | GBX13.90 Billion | ▼ -11.8% |
| 2020 | 0.07x | GBX1.03 Billion | GBX14.35 Billion | ▲ +139.4% |
| 2019 | 0.03x | GBX397.90 Million | GBX13.29 Billion | ▼ -62.6% |
| 2018 | 0.08x | GBX1.07 Billion | GBX13.42 Billion | ▼ -31.2% |
| 2017 | 0.12x | GBX1.47 Billion | GBX12.67 Billion | ▲ +68.8% |
| 2016 | 0.07x | GBX865.20 Million | GBX12.55 Billion | ▲ +3004.1% |
| 2015 | 0.00x | GBX-25.90 Million | GBX10.91 Billion | ▲ +91.2% |
| 2014 | -0.03x | GBX-269.50 Million | GBX9.95 Billion | ▼ -703.0% |
| 2013 | 0.00x | GBX-31.90 Million | GBX9.46 Billion | ▼ -126.6% |
| 2012 | 0.01x | GBX117.30 Million | GBX9.23 Billion | ▼ -49.7% |
| 2011 | 0.03x | GBX246.10 Million | GBX9.75 Billion | ▼ -46.6% |
| 2010 | 0.05x | GBX470.50 Million | GBX9.95 Billion | ▼ -32.8% |
| 2009 | 0.07x | GBX738.80 Million | GBX10.50 Billion | ▼ -24.9% |
| 2008 | 0.09x | GBX1.02 Billion | GBX10.89 Billion | ▲ +143.9% |
| 2007 | -0.21x | GBX-2.51 Billion | GBX11.78 Billion | ▼ -3.3% |
| 2006 | -0.21x | GBX-1.82 Billion | GBX8.84 Billion | ▼ -1076.2% |
| 2005 | 0.02x | GBX120.10 Million | GBX5.68 Billion | ▼ -7.0% |
| 2004 | 0.02x | GBX106.10 Million | GBX4.67 Billion | ▼ -16.6% |
| 2003 | 0.03x | GBX87.20 Million | GBX3.20 Billion | ▼ -11.6% |
| 2002 | 0.03x | GBX80.00 Million | GBX2.59 Billion | ▼ -1.6% |
| 2001 | 0.03x | GBX70.10 Million | GBX2.24 Billion | ▲ +3.5% |
| 2000 | 0.03x | GBX52.50 Million | GBX1.73 Billion | ▲ +68.1% |
| 1999 | 0.02x | GBX28.10 Million | GBX1.56 Billion | ▲ +16.4% |
| 1998 | 0.02x | GBX23.50 Million | GBX1.52 Billion | ▼ -32.1% |
| 1997 | 0.02x | GBX26.70 Million | GBX1.17 Billion | ▲ +1.3% |
| 1996 | 0.02x | GBX28.20 Million | GBX1.25 Billion | ▲ +18.9% |
| 1995 | 0.02x | GBX28.70 Million | GBX1.52 Billion | ▼ -39.8% |
| 1994 | 0.03x | GBX58.40 Million | GBX1.86 Billion | ▲ +531.5% |
| 1993 | 0.00x | GBX13.60 Million | GBX2.73 Billion | ▼ -47.9% |
| 1992 | 0.01x | GBX32.00 Million | GBX3.35 Billion | ▲ +131.5% |
| 1991 | -0.03x | GBX-58.10 Million | GBX1.91 Billion | — |