Paragon Banking Group PLC (PAG) — Cash Flow-to-Debt Ratio
Paragon Banking Group PLC (PAG) has a Cash Flow-to-Debt Ratio of -0.04x as of March 2025, meaning its operating cash flow of GBX-655.20 Million could theoretically repay 0% of its total liabilities (GBX17.76 Billion) in one year. See Paragon Banking Group PLC financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Paragon Banking Group PLC Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for Paragon Banking Group PLC across 34 annual periods. For the full cash flow conversion analysis, see Paragon Banking Group PLC cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Paragon Banking Group PLC (1991–2024)
Year-by-year debt coverage analysis for Paragon Banking Group PLC. Check Paragon Banking Group PLC (PAG) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.12x | GBX2.22 Billion | GBX17.85 Billion | ▼ -2.7% |
| 2023 | 0.13x | GBX2.17 Billion | GBX17.01 Billion | ▲ +66.4% |
| 2022 | 0.08x | GBX1.17 Billion | GBX15.24 Billion | ▲ +21.4% |
| 2021 | 0.06x | GBX878.10 Million | GBX13.90 Billion | ▼ -11.8% |
| 2020 | 0.07x | GBX1.03 Billion | GBX14.35 Billion | ▲ +139.4% |
| 2019 | 0.03x | GBX397.90 Million | GBX13.29 Billion | ▼ -62.6% |
| 2018 | 0.08x | GBX1.07 Billion | GBX13.42 Billion | ▼ -31.2% |
| 2017 | 0.12x | GBX1.47 Billion | GBX12.67 Billion | ▲ +68.8% |
| 2016 | 0.07x | GBX865.20 Million | GBX12.55 Billion | ▲ +3004.1% |
| 2015 | 0.00x | GBX-25.90 Million | GBX10.91 Billion | ▲ +91.2% |
| 2014 | -0.03x | GBX-269.50 Million | GBX9.95 Billion | ▼ -703.0% |
| 2013 | 0.00x | GBX-31.90 Million | GBX9.46 Billion | ▼ -126.6% |
| 2012 | 0.01x | GBX117.30 Million | GBX9.23 Billion | ▼ -49.7% |
| 2011 | 0.03x | GBX246.10 Million | GBX9.75 Billion | ▼ -46.6% |
| 2010 | 0.05x | GBX470.50 Million | GBX9.95 Billion | ▼ -32.8% |
| 2009 | 0.07x | GBX738.80 Million | GBX10.50 Billion | ▼ -24.9% |
| 2008 | 0.09x | GBX1.02 Billion | GBX10.89 Billion | ▲ +143.9% |
| 2007 | -0.21x | GBX-2.51 Billion | GBX11.78 Billion | ▼ -3.3% |
| 2006 | -0.21x | GBX-1.82 Billion | GBX8.84 Billion | ▼ -1076.2% |
| 2005 | 0.02x | GBX120.10 Million | GBX5.68 Billion | ▼ -7.0% |
| 2004 | 0.02x | GBX106.10 Million | GBX4.67 Billion | ▼ -16.6% |
| 2003 | 0.03x | GBX87.20 Million | GBX3.20 Billion | ▼ -11.6% |
| 2002 | 0.03x | GBX80.00 Million | GBX2.59 Billion | ▼ -1.6% |
| 2001 | 0.03x | GBX70.10 Million | GBX2.24 Billion | ▲ +3.5% |
| 2000 | 0.03x | GBX52.50 Million | GBX1.73 Billion | ▲ +68.1% |
| 1999 | 0.02x | GBX28.10 Million | GBX1.56 Billion | ▲ +16.4% |
| 1998 | 0.02x | GBX23.50 Million | GBX1.52 Billion | ▼ -32.1% |
| 1997 | 0.02x | GBX26.70 Million | GBX1.17 Billion | ▲ +1.3% |
| 1996 | 0.02x | GBX28.20 Million | GBX1.25 Billion | ▲ +18.9% |
| 1995 | 0.02x | GBX28.70 Million | GBX1.52 Billion | ▼ -39.8% |
| 1994 | 0.03x | GBX58.40 Million | GBX1.86 Billion | ▲ +531.5% |
| 1993 | 0.00x | GBX13.60 Million | GBX2.73 Billion | ▼ -47.9% |
| 1992 | 0.01x | GBX32.00 Million | GBX3.35 Billion | ▲ +131.5% |
| 1991 | -0.03x | GBX-58.10 Million | GBX1.91 Billion | — |