Paragon Banking Group PLC (PAG) — Cash Flow Quality Index
Paragon Banking Group PLC (PAG) has a Cash Flow Quality Index of -6.50x as of March 2025. Operating cash flow of GBX-655.20 Million is below net income of GBX100.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Paragon Banking Group PLC long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Paragon Banking Group PLC Cash Flow Quality Index (1994–2024)
Historical Cash Flow Quality Index for Paragon Banking Group PLC across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PAG goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Paragon Banking Group PLC (1994–2024)
Year-by-year earnings quality comparison for Paragon Banking Group PLC. For live market cap and the full company financial profile, see PAG market cap overview.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 8.73x | GBX2.22 Billion | GBX253.80 Million | ▼ -19.6% |
| 2023 | 10.86x | GBX2.17 Billion | GBX199.90 Million | ▲ +288.5% |
| 2022 | 2.80x | GBX1.17 Billion | GBX417.90 Million | ▼ -31.9% |
| 2021 | 4.11x | GBX878.10 Million | GBX213.70 Million | ▼ -52.7% |
| 2020 | 8.69x | GBX1.03 Billion | GBX118.40 Million | ▲ +247.2% |
| 2019 | 2.50x | GBX397.90 Million | GBX159.00 Million | ▼ -57.7% |
| 2018 | 5.92x | GBX1.07 Billion | GBX181.50 Million | ▼ -41.9% |
| 2017 | 10.18x | GBX1.47 Billion | GBX144.80 Million | ▲ +68.6% |
| 2016 | 6.04x | GBX865.20 Million | GBX143.20 Million | ▲ +3230.6% |
| 2015 | -0.19x | GBX-25.90 Million | GBX134.20 Million | ▲ +91.2% |
| 2014 | -2.19x | GBX-269.50 Million | GBX122.80 Million | ▼ -625.1% |
| 2013 | -0.30x | GBX-31.90 Million | GBX105.40 Million | ▼ -124.6% |
| 2012 | 1.23x | GBX117.30 Million | GBX95.50 Million | ▼ -59.7% |
| 2011 | 3.05x | GBX246.10 Million | GBX80.80 Million | ▼ -53.5% |
| 2010 | 6.55x | GBX470.50 Million | GBX71.80 Million | ▼ -51.8% |
| 2009 | 13.61x | GBX738.80 Million | GBX54.30 Million | ▼ -28.4% |
| 2008 | 18.99x | GBX1.02 Billion | GBX53.70 Million | ▲ +168.8% |
| 2007 | -27.60x | GBX-2.51 Billion | GBX91.00 Million | ▼ -25.3% |
| 2006 | -22.03x | GBX-1.82 Billion | GBX82.80 Million | ▼ -1508.7% |
| 2005 | 1.56x | GBX120.10 Million | GBX76.80 Million | ▲ +4.6% |
| 2004 | 1.49x | GBX106.10 Million | GBX71.00 Million | ▼ -11.1% |
| 2003 | 1.68x | GBX87.20 Million | GBX51.90 Million | ▼ -3.4% |
| 2002 | 1.74x | GBX80.00 Million | GBX46.00 Million | ▲ +2.0% |
| 2001 | 1.71x | GBX70.10 Million | GBX41.10 Million | ▲ +15.3% |
| 2000 | 1.48x | GBX52.50 Million | GBX35.50 Million | ▲ +64.7% |
| 1999 | 0.90x | GBX28.10 Million | GBX31.30 Million | ▼ -4.1% |
| 1998 | 0.94x | GBX23.50 Million | GBX25.10 Million | ▼ -24.3% |
| 1997 | 1.24x | GBX26.70 Million | GBX21.60 Million | ▼ -20.7% |
| 1996 | 1.56x | GBX28.20 Million | GBX18.10 Million | ▼ -18.0% |
| 1995 | 1.90x | GBX28.70 Million | GBX15.10 Million | ▼ -62.9% |
| 1994 | 5.12x | GBX58.40 Million | GBX11.40 Million | — |