Paragon Banking Group PLC (PAG) — Cash Flow Quality Index
Paragon Banking Group PLC (PAG) has a Cash Flow Quality Index of -6.50x as of March 2025. Operating cash flow of GBX-655.20 Million is below net income of GBX100.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Paragon Banking Group PLC (PAG) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Paragon Banking Group PLC Cash Flow Quality Index (1994–2024)
Historical Cash Flow Quality Index for Paragon Banking Group PLC across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PAG cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Paragon Banking Group PLC (1994–2024)
Year-by-year earnings quality comparison for Paragon Banking Group PLC. For live market cap and the full company financial profile, see Paragon Banking Group PLC (PAG) total market value.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 8.73x | GBX2.22 Billion | GBX253.80 Million | ▼ -19.6% |
| 2023 | 10.86x | GBX2.17 Billion | GBX199.90 Million | ▲ +288.5% |
| 2022 | 2.80x | GBX1.17 Billion | GBX417.90 Million | ▼ -31.9% |
| 2021 | 4.11x | GBX878.10 Million | GBX213.70 Million | ▼ -52.7% |
| 2020 | 8.69x | GBX1.03 Billion | GBX118.40 Million | ▲ +247.2% |
| 2019 | 2.50x | GBX397.90 Million | GBX159.00 Million | ▼ -57.7% |
| 2018 | 5.92x | GBX1.07 Billion | GBX181.50 Million | ▼ -41.9% |
| 2017 | 10.18x | GBX1.47 Billion | GBX144.80 Million | ▲ +68.6% |
| 2016 | 6.04x | GBX865.20 Million | GBX143.20 Million | ▲ +3230.6% |
| 2015 | -0.19x | GBX-25.90 Million | GBX134.20 Million | ▲ +91.2% |
| 2014 | -2.19x | GBX-269.50 Million | GBX122.80 Million | ▼ -625.1% |
| 2013 | -0.30x | GBX-31.90 Million | GBX105.40 Million | ▼ -124.6% |
| 2012 | 1.23x | GBX117.30 Million | GBX95.50 Million | ▼ -59.7% |
| 2011 | 3.05x | GBX246.10 Million | GBX80.80 Million | ▼ -53.5% |
| 2010 | 6.55x | GBX470.50 Million | GBX71.80 Million | ▼ -51.8% |
| 2009 | 13.61x | GBX738.80 Million | GBX54.30 Million | ▼ -28.4% |
| 2008 | 18.99x | GBX1.02 Billion | GBX53.70 Million | ▲ +168.8% |
| 2007 | -27.60x | GBX-2.51 Billion | GBX91.00 Million | ▼ -25.3% |
| 2006 | -22.03x | GBX-1.82 Billion | GBX82.80 Million | ▼ -1508.7% |
| 2005 | 1.56x | GBX120.10 Million | GBX76.80 Million | ▲ +4.6% |
| 2004 | 1.49x | GBX106.10 Million | GBX71.00 Million | ▼ -11.1% |
| 2003 | 1.68x | GBX87.20 Million | GBX51.90 Million | ▼ -3.4% |
| 2002 | 1.74x | GBX80.00 Million | GBX46.00 Million | ▲ +2.0% |
| 2001 | 1.71x | GBX70.10 Million | GBX41.10 Million | ▲ +15.3% |
| 2000 | 1.48x | GBX52.50 Million | GBX35.50 Million | ▲ +64.7% |
| 1999 | 0.90x | GBX28.10 Million | GBX31.30 Million | ▼ -4.1% |
| 1998 | 0.94x | GBX23.50 Million | GBX25.10 Million | ▼ -24.3% |
| 1997 | 1.24x | GBX26.70 Million | GBX21.60 Million | ▼ -20.7% |
| 1996 | 1.56x | GBX28.20 Million | GBX18.10 Million | ▼ -18.0% |
| 1995 | 1.90x | GBX28.70 Million | GBX15.10 Million | ▼ -62.9% |
| 1994 | 5.12x | GBX58.40 Million | GBX11.40 Million | — |