Consumer Portfolio Services Inc (CPSS) — Cash Flow-to-Debt Ratio
Consumer Portfolio Services Inc (CPSS) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of $84.92 Million could theoretically repay 0% of its total liabilities ($3.50 Billion) in one year. See how financially flexible is Consumer Portfolio Services Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Consumer Portfolio Services Inc Cash Flow-to-Debt Ratio (1996–2024)
Historical debt coverage capacity for Consumer Portfolio Services Inc across 29 annual periods. For the full cash flow conversion analysis, see how efficiently does Consumer Portfolio Services Inc generate cash.
Annual Cash Flow-to-Debt Ratio for Consumer Portfolio Services Inc (1996–2024)
Year-by-year debt coverage analysis for Consumer Portfolio Services Inc. Check Consumer Portfolio Services Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.07x | $233.75 Million | $3.21 Billion | ▼ -19.4% |
| 2023 | 0.09x | $237.98 Million | $2.63 Billion | ▲ +5.8% |
| 2022 | 0.09x | $215.93 Million | $2.53 Billion | ▼ -14.1% |
| 2021 | 0.10x | $198.19 Million | $1.99 Billion | ▼ -16.0% |
| 2020 | 0.12x | $238.77 Million | $2.02 Billion | ▲ +27.6% |
| 2019 | 0.09x | $216.78 Million | $2.34 Billion | ▼ -1.8% |
| 2018 | 0.09x | $216.21 Million | $2.29 Billion | ▼ -1.8% |
| 2017 | 0.10x | $215.65 Million | $2.24 Billion | ▲ +9.0% |
| 2016 | 0.09x | $196.33 Million | $2.22 Billion | ▼ -6.7% |
| 2015 | 0.09x | $187.56 Million | $1.98 Billion | ▲ +18.9% |
| 2014 | 0.08x | $135.83 Million | $1.71 Billion | ▲ +4.3% |
| 2013 | 0.08x | $99.37 Million | $1.30 Billion | ▲ +113.0% |
| 2012 | 0.04x | $34.99 Million | $976.31 Million | ▲ +200.1% |
| 2011 | 0.01x | $10.80 Million | $904.26 Million | ▼ -76.8% |
| 2010 | 0.05x | $38.14 Million | $739.97 Million | ▼ -33.0% |
| 2009 | 0.08x | $79.50 Million | $1.03 Billion | ▼ -4.6% |
| 2008 | 0.08x | $124.97 Million | $1.55 Billion | ▲ +14.0% |
| 2007 | 0.07x | $153.41 Million | $2.17 Billion | ▲ +100.3% |
| 2006 | 0.04x | $57.11 Million | $1.62 Billion | ▲ +4.1% |
| 2005 | 0.03x | $36.68 Million | $1.08 Billion | ▲ +137.3% |
| 2004 | 0.01x | $9.96 Million | $696.68 Million | ▼ -94.1% |
| 2003 | 0.24x | $99.76 Million | $410.31 Million | ▼ -66.4% |
| 2002 | 0.72x | $146.89 Million | $202.87 Million | ▲ +1641.0% |
| 2001 | 0.04x | $3.72 Million | $89.52 Million | ▼ -87.8% |
| 2000 | 0.34x | $38.70 Million | $113.60 Million | ▲ +23593.5% |
| 1999 | 0.00x | $200.00K | $139.10 Million | ▲ +100.6% |
| 1998 | -0.23x | $-71.10 Million | $312.90 Million | ▼ -24.8% |
| 1997 | -0.18x | $-26.10 Million | $143.30 Million | ▲ +15.5% |
| 1996 | -0.22x | $-9.70 Million | $45.00 Million | — |