Consumer Portfolio Services Inc (CPSS) — Cash Flow-to-Debt Ratio
Consumer Portfolio Services Inc (CPSS) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of $84.92 Million could theoretically repay 0% of its total liabilities ($3.50 Billion) in one year. See CPSS FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Consumer Portfolio Services Inc Cash Flow-to-Debt Ratio (1996–2024)
Historical debt coverage capacity for Consumer Portfolio Services Inc across 29 annual periods. Also explore CPSS year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Consumer Portfolio Services Inc (1996–2024)
Year-by-year debt coverage analysis for Consumer Portfolio Services Inc. For market capitalisation and broader financial context, see CPSS company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.07x | $233.75 Million | $3.21 Billion | ▼ -19.4% |
| 2023 | 0.09x | $237.98 Million | $2.63 Billion | ▲ +5.8% |
| 2022 | 0.09x | $215.93 Million | $2.53 Billion | ▼ -14.1% |
| 2021 | 0.10x | $198.19 Million | $1.99 Billion | ▼ -16.0% |
| 2020 | 0.12x | $238.77 Million | $2.02 Billion | ▲ +27.6% |
| 2019 | 0.09x | $216.78 Million | $2.34 Billion | ▼ -1.8% |
| 2018 | 0.09x | $216.21 Million | $2.29 Billion | ▼ -1.8% |
| 2017 | 0.10x | $215.65 Million | $2.24 Billion | ▲ +9.0% |
| 2016 | 0.09x | $196.33 Million | $2.22 Billion | ▼ -6.7% |
| 2015 | 0.09x | $187.56 Million | $1.98 Billion | ▲ +18.9% |
| 2014 | 0.08x | $135.83 Million | $1.71 Billion | ▲ +4.3% |
| 2013 | 0.08x | $99.37 Million | $1.30 Billion | ▲ +113.0% |
| 2012 | 0.04x | $34.99 Million | $976.31 Million | ▲ +200.1% |
| 2011 | 0.01x | $10.80 Million | $904.26 Million | ▼ -76.8% |
| 2010 | 0.05x | $38.14 Million | $739.97 Million | ▼ -33.0% |
| 2009 | 0.08x | $79.50 Million | $1.03 Billion | ▼ -4.6% |
| 2008 | 0.08x | $124.97 Million | $1.55 Billion | ▲ +14.0% |
| 2007 | 0.07x | $153.41 Million | $2.17 Billion | ▲ +100.3% |
| 2006 | 0.04x | $57.11 Million | $1.62 Billion | ▲ +4.1% |
| 2005 | 0.03x | $36.68 Million | $1.08 Billion | ▲ +137.3% |
| 2004 | 0.01x | $9.96 Million | $696.68 Million | ▼ -94.1% |
| 2003 | 0.24x | $99.76 Million | $410.31 Million | ▼ -66.4% |
| 2002 | 0.72x | $146.89 Million | $202.87 Million | ▲ +1641.0% |
| 2001 | 0.04x | $3.72 Million | $89.52 Million | ▼ -87.8% |
| 2000 | 0.34x | $38.70 Million | $113.60 Million | ▲ +23593.5% |
| 1999 | 0.00x | $200.00K | $139.10 Million | ▲ +100.6% |
| 1998 | -0.23x | $-71.10 Million | $312.90 Million | ▼ -24.8% |
| 1997 | -0.18x | $-26.10 Million | $143.30 Million | ▲ +15.5% |
| 1996 | -0.22x | $-9.70 Million | $45.00 Million | — |