Consumer Portfolio Services Inc (CPSS) — Defensive Interval Ratio
Consumer Portfolio Services Inc (CPSS) has a Defensive Interval Ratio of 28671 days as of September 2025. Defensive assets of $3.63 Billion (cash $-, short-term investments $-, receivables $3.63 Billion) cover 28671 days of daily cash needs of $126.47K/day. Check CPSS goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Consumer Portfolio Services Inc Defensive Interval Ratio (1996–2024)
This chart shows how Consumer Portfolio Services Inc's Defensive Interval Ratio has evolved across 29 annual periods from 1996 to 2024. As of September 2025, the ratio stands at 28671 days, meaning defensive assets of $3.63 Billion can fund 28671 days of operations without new revenue. Also explore how fast is Consumer Portfolio Services Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Consumer Portfolio Services Inc (1996–2024)
The table below presents the year-by-year Defensive Interval Ratio for Consumer Portfolio Services Inc from 1996 to 2024, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Consumer Portfolio Services Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 2948 days | $3.32 Billion | $1.13 Million/day | $- | $- | ▼ -1337 days |
| 2023 | 4285 days | $2.75 Billion | $641.16K/day | $- | $- | ▼ -9981 days |
| 2022 | 14266 days | $2.55 Billion | $178.60K/day | $- | $- | ▲ +7604 days |
| 2021 | 6662 days | $1.93 Billion | $289.34K/day | $- | $- | ▲ +711 days |
| 2020 | 5951 days | $1.94 Billion | $326.02K/day | $- | $- | ▲ +5919 days |
| 2019 | 32 days | $11.64 Million | $369.29K/day | $- | $- | ▼ -38 days |
| 2018 | 69 days | $31.97 Million | $461.75K/day | $- | $- | ▼ -341 days |
| 2017 | 411 days | $158.72 Million | $386.64K/day | $- | $111.97 Million | ▼ -13 days |
| 2016 | 424 days | $148.99 Million | $351.60K/day | $- | $112.75 Million | ▲ +252 days |
| 2015 | 171 days | $106.11 Million | $619.10K/day | $- | $106.05 Million | ▼ -753 days |
| 2014 | 924 days | $198.82 Million | $215.07K/day | $- | $175.45 Million | ▲ +616 days |
| 2013 | 308 days | $28.95 Million | $93.95K/day | $- | $14.48 Million | ▲ +43 days |
| 2012 | 265 days | $70.08 Million | $264.72K/day | $- | $59.67 Million | ▼ -2180 days |
| 2011 | 2445 days | $170.07 Million | $69.57K/day | $- | $163.64 Million | ▲ +1372 days |
| 2010 | 1073 days | $133.96 Million | $124.83K/day | $- | $127.80 Million | ▼ -9391 days |
| 2009 | 10465 days | $141.40 Million | $13.51K/day | $- | $132.83 Million | ▲ +8480 days |
| 2008 | 1985 days | $171.96 Million | $86.63K/day | $- | $157.06 Million | ▲ +1681 days |
| 2007 | 304 days | $196.71 Million | $646.37K/day | $- | $172.62 Million | ▼ -816 days |
| 2006 | 1120 days | $223.84 Million | $199.86K/day | $- | $206.80 Million | ▼ -881 days |
| 2005 | 2001 days | $193.81 Million | $96.85K/day | $- | $182.88 Million | ▲ +34 days |
| 2004 | 1967 days | $184.75 Million | $93.92K/day | $- | $175.54 Million | ▼ -14 days |
| 2003 | 1981 days | $182.92 Million | $92.35K/day | $- | $178.98 Million | ▼ -40 days |
| 2002 | 2021 days | $149.49 Million | $73.97K/day | $- | $146.08 Million | ▼ -3959 days |
| 2001 | 5979 days | $121.23 Million | $20.27K/day | $- | $117.46 Million | ▲ +2659 days |
| 2000 | 3321 days | $127.36 Million | $38.36K/day | $- | $104.46 Million | ▲ +3010 days |
| 1999 | 310 days | $18.20 Million | $58.63K/day | $- | $- | ▼ -31 days |
| 1998 | 342 days | $180.00 Million | $526.85K/day | $- | $- | ▼ -6 days |
| 1997 | 347 days | $82.50 Million | $237.53K/day | $- | $- | ▼ -96 days |
| 1996 | 443 days | $26.70 Million | $60.27K/day | $- | $- | — |