Consumer Portfolio Services Inc (CPSS) — Net Asset Quality Index

Latest as of September 2025: 8.1%

Consumer Portfolio Services Inc (CPSS) has a Net Asset Quality Index of 8.1% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.81 Billion minus total liabilities of $3.50 Billion yields net assets of $307.56 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Consumer Portfolio Services Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

8.1%
Equity / Total Assets

Net Assets

$307.56 Million
USD

Total Assets

$3.81 Billion
USD

Total Liabilities

$3.50 Billion
USD

Consumer Portfolio Services Inc Net Asset Quality Index Over Time (1996–2024)

This chart shows how Consumer Portfolio Services Inc's Net Asset Quality Index has evolved across 29 annual periods from 1996 to 2024. As of September 2025, the index stands at 8.1%, representing net assets of $307.56 Million against total assets of $3.81 Billion USD. See Consumer Portfolio Services Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Consumer Portfolio Services Inc (1996–2024)

The table below presents the year-by-year Net Asset Quality Index for Consumer Portfolio Services Inc from 1996 to 2024, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Consumer Portfolio Services Inc stock valuation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2024 8.4% $292.77 Million $3.50 Billion $3.21 Billion ▼ -1.1 pp
2023 9.5% $274.67 Million $2.91 Billion $2.63 Billion ▲ +1.2 pp
2022 8.3% $228.39 Million $2.76 Billion $2.53 Billion ▲ +0.4 pp
2021 7.9% $170.21 Million $2.16 Billion $1.99 Billion ▲ +1.7 pp
2020 6.2% $133.36 Million $2.15 Billion $2.02 Billion ▼ -1.8 pp
2019 8.0% $202.64 Million $2.54 Billion $2.34 Billion ▲ +0.1 pp
2018 7.9% $197.12 Million $2.49 Billion $2.29 Billion ▲ +0.3 pp
2017 7.6% $183.94 Million $2.42 Billion $2.24 Billion ▼ -0.1 pp
2016 7.7% $186.22 Million $2.41 Billion $2.22 Billion ▲ +0.2 pp
2015 7.5% $161.16 Million $2.14 Billion $1.98 Billion ▲ +0.6 pp
2014 6.9% $127.25 Million $1.83 Billion $1.71 Billion ▲ +0.2 pp
2013 6.8% $94.60 Million $1.40 Billion $1.30 Billion ▲ +0.9 pp
2012 5.9% $61.31 Million $1.04 Billion $976.31 Million ▲ +7.5 pp
2011 -1.6% $-14.21 Million $890.05 Million $904.26 Million ▼ -1.9 pp
2010 0.3% $2.42 Million $742.39 Million $739.97 Million ▼ -3.0 pp
2009 3.3% $35.58 Million $1.07 Billion $1.03 Billion ▼ -2.2 pp
2008 5.5% $89.85 Million $1.64 Billion $1.55 Billion ▲ +0.5 pp
2007 5.0% $114.36 Million $2.28 Billion $2.17 Billion ▼ -1.4 pp
2006 6.5% $111.51 Million $1.73 Billion $1.62 Billion ▲ +0.1 pp
2005 6.4% $73.59 Million $1.16 Billion $1.08 Billion ▼ -2.8 pp
2004 9.1% $69.92 Million $766.60 Million $696.68 Million ▼ -7.6 pp
2003 16.7% $82.16 Million $492.47 Million $410.31 Million ▼ -12.2 pp
2002 28.9% $82.57 Million $285.45 Million $202.87 Million ▼ -11.9 pp
2001 40.8% $61.69 Million $151.20 Million $89.52 Million ▲ +5.5 pp
2000 35.3% $62.10 Million $175.70 Million $113.60 Million ▼ -2.4 pp
1999 37.8% $84.40 Million $223.50 Million $139.10 Million ▲ +10.2 pp
1998 27.6% $119.10 Million $432.00 Million $312.90 Million ▼ -9.0 pp
1997 36.6% $82.60 Million $225.90 Million $143.30 Million ▼ -19.3 pp
1996 55.8% $56.90 Million $101.90 Million $45.00 Million
pp = percentage points