Consumer Portfolio Services Inc (CPSS) — Financial Flexibility Index
Consumer Portfolio Services Inc (CPSS) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $85.39 Million (operating CF $84.92 Million minus capex $471.00K) represents 0% of total liabilities ($3.50 Billion). Check Consumer Portfolio Services Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Consumer Portfolio Services Inc Financial Flexibility Index (1996–2024)
Historical Financial Flexibility Index trend for Consumer Portfolio Services Inc across 29 annual periods. For the full cash flow conversion analysis, see Consumer Portfolio Services Inc cash flow conversion.
Annual Financial Flexibility Index for Consumer Portfolio Services Inc (1996–2024)
Year-by-year free cash flow to debt coverage for Consumer Portfolio Services Inc. Explore CPSS operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.07x | $234.19 Million | $233.75 Million | $3.21 Billion | ▼ -19.5% |
| 2023 | 0.09x | $238.54 Million | $237.98 Million | $2.63 Billion | ▲ +5.0% |
| 2022 | 0.09x | $218.08 Million | $215.93 Million | $2.53 Billion | ▼ -14.1% |
| 2021 | 0.10x | $200.17 Million | $198.19 Million | $1.99 Billion | ▼ -15.2% |
| 2020 | 0.12x | $238.79 Million | $238.77 Million | $2.02 Billion | ▲ +27.2% |
| 2019 | 0.09x | $217.53 Million | $216.78 Million | $2.34 Billion | ▼ -1.9% |
| 2018 | 0.09x | $217.28 Million | $216.21 Million | $2.29 Billion | ▼ -1.6% |
| 2017 | 0.10x | $216.32 Million | $215.65 Million | $2.24 Billion | ▲ +8.8% |
| 2016 | 0.09x | $197.41 Million | $196.33 Million | $2.22 Billion | ▼ -6.8% |
| 2015 | 0.10x | $188.75 Million | $187.56 Million | $1.98 Billion | ▲ +18.9% |
| 2014 | 0.08x | $136.65 Million | $135.83 Million | $1.71 Billion | ▲ +4.4% |
| 2013 | 0.08x | $99.85 Million | $99.37 Million | $1.30 Billion | ▲ +111.6% |
| 2012 | 0.04x | $35.38 Million | $34.99 Million | $976.31 Million | ▲ +192.6% |
| 2011 | 0.01x | $11.20 Million | $10.80 Million | $904.26 Million | ▼ -76.1% |
| 2010 | 0.05x | $38.42 Million | $38.14 Million | $739.97 Million | ▼ -33.2% |
| 2009 | 0.08x | $80.31 Million | $79.50 Million | $1.03 Billion | ▼ -3.9% |
| 2008 | 0.08x | $125.42 Million | $124.97 Million | $1.55 Billion | ▲ +13.6% |
| 2007 | 0.07x | $154.50 Million | $153.41 Million | $2.17 Billion | ▲ +100.3% |
| 2006 | 0.04x | $57.52 Million | $57.11 Million | $1.62 Billion | ▲ +4.4% |
| 2005 | 0.03x | $36.85 Million | $36.68 Million | $1.08 Billion | ▲ +108.9% |
| 2004 | 0.02x | $11.36 Million | $9.96 Million | $696.68 Million | ▼ -93.3% |
| 2003 | 0.24x | $99.86 Million | $99.76 Million | $410.31 Million | ▼ -66.5% |
| 2002 | 0.73x | $147.18 Million | $146.89 Million | $202.87 Million | ▲ +1346.7% |
| 2001 | 0.05x | $4.49 Million | $3.72 Million | $89.52 Million | ▼ -85.5% |
| 2000 | 0.35x | $39.30 Million | $38.70 Million | $113.60 Million | ▲ +23960.9% |
| 1999 | 0.00x | $200.00K | $200.00K | $139.10 Million | ▲ +100.6% |
| 1998 | -0.22x | $-69.80 Million | $-71.10 Million | $312.90 Million | ▼ -27.4% |
| 1997 | -0.18x | $-25.10 Million | $-26.10 Million | $143.30 Million | ▲ +15.2% |
| 1996 | -0.21x | $-9.30 Million | $-9.70 Million | $45.00 Million | — |