Consumer Portfolio Services Inc (CPSS) — Financial Flexibility Index

Latest as of September 2025: 0.02x

Consumer Portfolio Services Inc (CPSS) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $85.39 Million (operating CF $84.92 Million minus capex $471.00K) represents 0% of total liabilities ($3.50 Billion). Also explore CPSS year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$85.39 Million
Operating CF − Capex

Total Liabilities

$3.50 Billion
USD

Capital Expenditures

$471.00K
USD

Consumer Portfolio Services Inc Financial Flexibility Index (1996–2024)

Historical Financial Flexibility Index trend for Consumer Portfolio Services Inc across 29 annual periods. Check how strategically is Consumer Portfolio Services Inc's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Consumer Portfolio Services Inc (1996–2024)

Year-by-year free cash flow to debt coverage for Consumer Portfolio Services Inc. For the full company profile including market capitalisation, see CPSS market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.07x $234.19 Million $233.75 Million $3.21 Billion ▼ -19.5%
2023 0.09x $238.54 Million $237.98 Million $2.63 Billion ▲ +5.0%
2022 0.09x $218.08 Million $215.93 Million $2.53 Billion ▼ -14.1%
2021 0.10x $200.17 Million $198.19 Million $1.99 Billion ▼ -15.2%
2020 0.12x $238.79 Million $238.77 Million $2.02 Billion ▲ +27.2%
2019 0.09x $217.53 Million $216.78 Million $2.34 Billion ▼ -1.9%
2018 0.09x $217.28 Million $216.21 Million $2.29 Billion ▼ -1.6%
2017 0.10x $216.32 Million $215.65 Million $2.24 Billion ▲ +8.8%
2016 0.09x $197.41 Million $196.33 Million $2.22 Billion ▼ -6.8%
2015 0.10x $188.75 Million $187.56 Million $1.98 Billion ▲ +18.9%
2014 0.08x $136.65 Million $135.83 Million $1.71 Billion ▲ +4.4%
2013 0.08x $99.85 Million $99.37 Million $1.30 Billion ▲ +111.6%
2012 0.04x $35.38 Million $34.99 Million $976.31 Million ▲ +192.6%
2011 0.01x $11.20 Million $10.80 Million $904.26 Million ▼ -76.1%
2010 0.05x $38.42 Million $38.14 Million $739.97 Million ▼ -33.2%
2009 0.08x $80.31 Million $79.50 Million $1.03 Billion ▼ -3.9%
2008 0.08x $125.42 Million $124.97 Million $1.55 Billion ▲ +13.6%
2007 0.07x $154.50 Million $153.41 Million $2.17 Billion ▲ +100.3%
2006 0.04x $57.52 Million $57.11 Million $1.62 Billion ▲ +4.4%
2005 0.03x $36.85 Million $36.68 Million $1.08 Billion ▲ +108.9%
2004 0.02x $11.36 Million $9.96 Million $696.68 Million ▼ -93.3%
2003 0.24x $99.86 Million $99.76 Million $410.31 Million ▼ -66.5%
2002 0.73x $147.18 Million $146.89 Million $202.87 Million ▲ +1346.7%
2001 0.05x $4.49 Million $3.72 Million $89.52 Million ▼ -85.5%
2000 0.35x $39.30 Million $38.70 Million $113.60 Million ▲ +23960.9%
1999 0.00x $200.00K $200.00K $139.10 Million ▲ +100.6%
1998 -0.22x $-69.80 Million $-71.10 Million $312.90 Million ▼ -27.4%
1997 -0.18x $-25.10 Million $-26.10 Million $143.30 Million ▲ +15.2%
1996 -0.21x $-9.30 Million $-9.70 Million $45.00 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities