Consumer Portfolio Services Inc Financial Flexibility Index
Consumer Portfolio Services Inc financial flexibility index. Consumer Portfolio Services Inc (CPSS) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $85.39 Million (operating CF $84.92 Million minus capex $471.00K) represents 0% of total liabilities ($3.50 Billion). See CPSS free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Consumer Portfolio Services Inc (1996–2024)
Financial flexibility index of Consumer Portfolio Services Inc from 1996 to 2024. Historical Financial Flexibility Index trend for Consumer Portfolio Services Inc across 29 annual periods. Check Consumer Portfolio Services Inc (CPSS) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Consumer Portfolio Services Inc Financial Flexibility Index by Year (1996–2024)
Consumer Portfolio Services Inc financial flexibility index by year from 1996 to 2024. Year-by-year free cash flow to debt coverage for Consumer Portfolio Services Inc. For the full cash flow conversion analysis, see Consumer Portfolio Services Inc (CPSS) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.07x | $234.19 Million | $233.75 Million | $3.21 Billion | ▼ -19.5% |
| 2023 | 0.09x | $238.54 Million | $237.98 Million | $2.63 Billion | ▲ +5.0% |
| 2022 | 0.09x | $218.08 Million | $215.93 Million | $2.53 Billion | ▼ -14.1% |
| 2021 | 0.10x | $200.17 Million | $198.19 Million | $1.99 Billion | ▼ -15.2% |
| 2020 | 0.12x | $238.79 Million | $238.77 Million | $2.02 Billion | ▲ +27.2% |
| 2019 | 0.09x | $217.53 Million | $216.78 Million | $2.34 Billion | ▼ -1.9% |
| 2018 | 0.09x | $217.28 Million | $216.21 Million | $2.29 Billion | ▼ -1.6% |
| 2017 | 0.10x | $216.32 Million | $215.65 Million | $2.24 Billion | ▲ +8.8% |
| 2016 | 0.09x | $197.41 Million | $196.33 Million | $2.22 Billion | ▼ -6.8% |
| 2015 | 0.10x | $188.75 Million | $187.56 Million | $1.98 Billion | ▲ +18.9% |
| 2014 | 0.08x | $136.65 Million | $135.83 Million | $1.71 Billion | ▲ +4.4% |
| 2013 | 0.08x | $99.85 Million | $99.37 Million | $1.30 Billion | ▲ +111.6% |
| 2012 | 0.04x | $35.38 Million | $34.99 Million | $976.31 Million | ▲ +192.6% |
| 2011 | 0.01x | $11.20 Million | $10.80 Million | $904.26 Million | ▼ -76.1% |
| 2010 | 0.05x | $38.42 Million | $38.14 Million | $739.97 Million | ▼ -33.2% |
| 2009 | 0.08x | $80.31 Million | $79.50 Million | $1.03 Billion | ▼ -3.9% |
| 2008 | 0.08x | $125.42 Million | $124.97 Million | $1.55 Billion | ▲ +13.6% |
| 2007 | 0.07x | $154.50 Million | $153.41 Million | $2.17 Billion | ▲ +100.3% |
| 2006 | 0.04x | $57.52 Million | $57.11 Million | $1.62 Billion | ▲ +4.4% |
| 2005 | 0.03x | $36.85 Million | $36.68 Million | $1.08 Billion | ▲ +108.9% |
| 2004 | 0.02x | $11.36 Million | $9.96 Million | $696.68 Million | ▼ -93.3% |
| 2003 | 0.24x | $99.86 Million | $99.76 Million | $410.31 Million | ▼ -66.5% |
| 2002 | 0.73x | $147.18 Million | $146.89 Million | $202.87 Million | ▲ +1346.7% |
| 2001 | 0.05x | $4.49 Million | $3.72 Million | $89.52 Million | ▼ -85.5% |
| 2000 | 0.35x | $39.30 Million | $38.70 Million | $113.60 Million | ▲ +23960.9% |
| 1999 | 0.00x | $200.00K | $200.00K | $139.10 Million | ▲ +100.6% |
| 1998 | -0.22x | $-69.80 Million | $-71.10 Million | $312.90 Million | ▼ -27.4% |
| 1997 | -0.18x | $-25.10 Million | $-26.10 Million | $143.30 Million | ▲ +15.2% |
| 1996 | -0.21x | $-9.30 Million | $-9.70 Million | $45.00 Million | — |