Consumer Portfolio Services Inc Working Capital to Net Assets Ratio
Consumer Portfolio Services Inc working capital to net assets ratio. Consumer Portfolio Services Inc (CPSS) has a Working Capital to Net Assets ratio of -12.0% as of September 2025. Working capital of $-36.77 Million (current assets of $9.39 Million minus current liabilities of $46.16 Million) is measured against net assets of $307.56 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible net worth ratio of Consumer Portfolio Services Inc to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Consumer Portfolio Services Inc (1998–2024)
Working capital to net assets ratio of Consumer Portfolio Services Inc from 1998 to 2024. This chart shows how Consumer Portfolio Services Inc's Working Capital to Net Assets ratio has evolved across 27 annual periods from 1998 to 2024. As of September 2025, the ratio stands at -12.0%, reflecting working capital of $-36.77 Million against net assets of $307.56 Million USD. See CPSS days of operational coverage to measure how many days the company can operate on defensive assets alone.
Consumer Portfolio Services Inc Working Capital to Net Assets Ratio by Year (1998–2024)
Consumer Portfolio Services Inc working capital to net assets ratio by year from 1998 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for Consumer Portfolio Services Inc from 1998 to 2024, covering 27 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see balance sheet size of Consumer Portfolio Services Inc.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -136.3% | $-399.19 Million | $292.77 Million | $11.71 Million | $410.90 Million | ▼ -53.4 pp |
| 2023 | -83.0% | $-227.85 Million | $274.67 Million | $6.17 Million | $234.03 Million | ▼ -60.6 pp |
| 2022 | -22.4% | $-51.05 Million | $228.39 Million | $14.14 Million | $65.19 Million | ▲ +20.8 pp |
| 2021 | -43.1% | $-73.41 Million | $170.21 Million | $32.20 Million | $105.61 Million | ▼ -1106.5 pp |
| 2020 | 1063.4% | $1.42 Billion | $133.36 Million | $1.54 Billion | $119.00 Million | ▲ +1121.6 pp |
| 2019 | -58.2% | $-117.85 Million | $202.64 Million | $16.94 Million | $134.79 Million | ▲ +4.6 pp |
| 2018 | -62.8% | $-123.78 Million | $197.12 Million | $44.76 Million | $168.54 Million | ▼ -18.4 pp |
| 2017 | -44.4% | $-81.64 Million | $183.94 Million | $59.48 Million | $141.12 Million | ▼ -2.4 pp |
| 2016 | -42.0% | $-78.17 Million | $186.22 Million | $50.17 Million | $128.34 Million | ▲ +86.2 pp |
| 2015 | -128.2% | $-206.59 Million | $161.16 Million | $19.38 Million | $225.97 Million | ▼ -98.9 pp |
| 2014 | -29.3% | $-37.27 Million | $127.25 Million | $41.23 Million | $78.50 Million | ▼ -31.7 pp |
| 2013 | 2.4% | $2.30 Million | $94.60 Million | $36.59 Million | $34.29 Million | ▲ +121.9 pp |
| 2012 | -119.5% | $-73.25 Million | $61.31 Million | $23.38 Million | $96.62 Million | ▼ -181.9 pp |
| 2011 | 62.4% | $-8.87 Million | $-14.21 Million | $16.53 Million | $25.39 Million | ▲ +1018.5 pp |
| 2010 | -956.1% | $-23.15 Million | $2.42 Million | $22.42 Million | $45.56 Million | ▼ -1001.3 pp |
| 2009 | 45.2% | $16.07 Million | $35.58 Million | $21.01 Million | $4.93 Million | ▲ +39.2 pp |
| 2008 | 6.0% | $5.37 Million | $89.85 Million | $36.99 Million | $31.62 Million | ▲ +172.9 pp |
| 2007 | -167.0% | $-190.95 Million | $114.36 Million | $44.98 Million | $235.93 Million | ▼ -129.6 pp |
| 2006 | -37.4% | $-41.69 Million | $111.51 Million | $31.26 Million | $72.95 Million | ▼ -28.4 pp |
| 2005 | -9.0% | $-6.63 Million | $73.59 Million | $28.72 Million | $35.35 Million | ▲ +6.3 pp |
| 2004 | -15.3% | $-10.71 Million | $69.92 Million | $23.57 Million | $34.28 Million | ▼ -19.5 pp |
| 2003 | 4.2% | $3.44 Million | $82.16 Million | $37.15 Million | $33.71 Million | ▼ -7.1 pp |
| 2002 | 11.3% | $9.35 Million | $82.57 Million | $36.35 Million | $27.00 Million | ▲ +13.0 pp |
| 2001 | -1.7% | $-1.06 Million | $61.69 Million | $6.34 Million | $7.40 Million | ▼ -46.8 pp |
| 2000 | 45.1% | $28.00 Million | $62.10 Million | $42.00 Million | $14.00 Million | ▲ +47.0 pp |
| 1999 | -1.9% | $-1.60 Million | $84.40 Million | $19.80 Million | $21.40 Million | ▲ +6.8 pp |
| 1998 | -8.7% | $-10.40 Million | $119.10 Million | $181.90 Million | $192.30 Million | — |