Consumer Portfolio Services Inc (CPSS) — Cash Flow Quality Index

Latest as of September 2025: 17.50x

Consumer Portfolio Services Inc (CPSS) has a Cash Flow Quality Index of 17.50x as of September 2025. Operating cash flow of $84.92 Million exceeds net income of $4.85 Million, indicating high earnings quality where cash backs reported profits. Explore investment intensity of Consumer Portfolio Services Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

17.50x
Operating CF / Net Income

Operating Cash Flow

$84.92 Million
USD

Net Income

$4.85 Million
USD

Data as of

Sep 2025
Most recent filing

Consumer Portfolio Services Inc Cash Flow Quality Index (1996–2024)

Historical Cash Flow Quality Index for Consumer Portfolio Services Inc across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CPSS tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Consumer Portfolio Services Inc (1996–2024)

Year-by-year earnings quality comparison for Consumer Portfolio Services Inc. For live market cap and the full company financial profile, see how much is Consumer Portfolio Services Inc worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 12.17x $233.75 Million $19.20 Million ▲ +131.9%
2023 5.25x $237.98 Million $45.34 Million ▲ +109.0%
2022 2.51x $215.93 Million $85.98 Million ▼ -39.8%
2021 4.17x $198.19 Million $47.52 Million ▼ -62.1%
2020 11.01x $238.77 Million $21.68 Million ▼ -72.5%
2019 40.10x $216.78 Million $5.41 Million ▲ +175.7%
2018 14.55x $216.21 Million $14.86 Million ▼ -74.6%
2017 57.28x $215.65 Million $3.77 Million ▲ +754.8%
2016 6.70x $196.33 Million $29.30 Million ▲ +23.9%
2015 5.41x $187.56 Million $34.68 Million ▲ +17.5%
2014 4.60x $135.83 Million $29.52 Million ▼ -2.7%
2013 4.73x $99.37 Million $21.00 Million ▲ +838.5%
2012 0.50x $34.99 Million $69.41 Million ▼ -95.4%
2007 11.07x $153.41 Million $13.86 Million ▲ +666.7%
2006 1.44x $57.11 Million $39.55 Million ▼ -86.7%
2005 10.88x $36.68 Million $3.37 Million ▼ -95.7%
2003 252.56x $99.76 Million $395.00K ▲ +3408.9%
2002 7.20x $146.89 Million $20.41 Million ▼ -38.1%
2001 11.63x $3.72 Million $320.00K ▲ +520.5%
1998 -2.77x $-71.10 Million $25.70 Million ▼ -96.1%
1997 -1.41x $-26.10 Million $18.50 Million ▼ -105.1%
1996 -0.69x $-9.70 Million $14.10 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.