Consumer Portfolio Services Inc (CPSS) — Cash Flow Quality Index
Consumer Portfolio Services Inc (CPSS) has a Cash Flow Quality Index of 17.50x as of September 2025. Operating cash flow of $84.92 Million exceeds net income of $4.85 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does Consumer Portfolio Services Inc generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Consumer Portfolio Services Inc Cash Flow Quality Index (1996–2024)
Historical Cash Flow Quality Index for Consumer Portfolio Services Inc across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CPSS capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Consumer Portfolio Services Inc (1996–2024)
Year-by-year earnings quality comparison for Consumer Portfolio Services Inc. For live market cap and the full company financial profile, see how much is Consumer Portfolio Services Inc worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 12.17x | $233.75 Million | $19.20 Million | ▲ +131.9% |
| 2023 | 5.25x | $237.98 Million | $45.34 Million | ▲ +109.0% |
| 2022 | 2.51x | $215.93 Million | $85.98 Million | ▼ -39.8% |
| 2021 | 4.17x | $198.19 Million | $47.52 Million | ▼ -62.1% |
| 2020 | 11.01x | $238.77 Million | $21.68 Million | ▼ -72.5% |
| 2019 | 40.10x | $216.78 Million | $5.41 Million | ▲ +175.7% |
| 2018 | 14.55x | $216.21 Million | $14.86 Million | ▼ -74.6% |
| 2017 | 57.28x | $215.65 Million | $3.77 Million | ▲ +754.8% |
| 2016 | 6.70x | $196.33 Million | $29.30 Million | ▲ +23.9% |
| 2015 | 5.41x | $187.56 Million | $34.68 Million | ▲ +17.5% |
| 2014 | 4.60x | $135.83 Million | $29.52 Million | ▼ -2.7% |
| 2013 | 4.73x | $99.37 Million | $21.00 Million | ▲ +838.5% |
| 2012 | 0.50x | $34.99 Million | $69.41 Million | ▼ -95.4% |
| 2007 | 11.07x | $153.41 Million | $13.86 Million | ▲ +666.7% |
| 2006 | 1.44x | $57.11 Million | $39.55 Million | ▼ -86.7% |
| 2005 | 10.88x | $36.68 Million | $3.37 Million | ▼ -95.7% |
| 2003 | 252.56x | $99.76 Million | $395.00K | ▲ +3408.9% |
| 2002 | 7.20x | $146.89 Million | $20.41 Million | ▼ -38.1% |
| 2001 | 11.63x | $3.72 Million | $320.00K | ▲ +520.5% |
| 1998 | -2.77x | $-71.10 Million | $25.70 Million | ▼ -96.1% |
| 1997 | -1.41x | $-26.10 Million | $18.50 Million | ▼ -105.1% |
| 1996 | -0.69x | $-9.70 Million | $14.10 Million | — |