Consumer Portfolio Services Inc (CPSS) — Cash Flow Quality Index
Consumer Portfolio Services Inc (CPSS) has a Cash Flow Quality Index of 17.50x as of September 2025. Operating cash flow of $84.92 Million exceeds net income of $4.85 Million, indicating high earnings quality where cash backs reported profits. Explore Consumer Portfolio Services Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Consumer Portfolio Services Inc Cash Flow Quality Index (1996–2024)
Historical Cash Flow Quality Index for Consumer Portfolio Services Inc across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Consumer Portfolio Services Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for Consumer Portfolio Services Inc (1996–2024)
Year-by-year earnings quality comparison for Consumer Portfolio Services Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 12.17x | $233.75 Million | $19.20 Million | ▲ +131.9% |
| 2023 | 5.25x | $237.98 Million | $45.34 Million | ▲ +109.0% |
| 2022 | 2.51x | $215.93 Million | $85.98 Million | ▼ -39.8% |
| 2021 | 4.17x | $198.19 Million | $47.52 Million | ▼ -62.1% |
| 2020 | 11.01x | $238.77 Million | $21.68 Million | ▼ -72.5% |
| 2019 | 40.10x | $216.78 Million | $5.41 Million | ▲ +175.7% |
| 2018 | 14.55x | $216.21 Million | $14.86 Million | ▼ -74.6% |
| 2017 | 57.28x | $215.65 Million | $3.77 Million | ▲ +754.8% |
| 2016 | 6.70x | $196.33 Million | $29.30 Million | ▲ +23.9% |
| 2015 | 5.41x | $187.56 Million | $34.68 Million | ▲ +17.5% |
| 2014 | 4.60x | $135.83 Million | $29.52 Million | ▼ -2.7% |
| 2013 | 4.73x | $99.37 Million | $21.00 Million | ▲ +838.5% |
| 2012 | 0.50x | $34.99 Million | $69.41 Million | ▼ -95.4% |
| 2007 | 11.07x | $153.41 Million | $13.86 Million | ▲ +666.7% |
| 2006 | 1.44x | $57.11 Million | $39.55 Million | ▼ -86.7% |
| 2005 | 10.88x | $36.68 Million | $3.37 Million | ▼ -95.7% |
| 2003 | 252.56x | $99.76 Million | $395.00K | ▲ +3408.9% |
| 2002 | 7.20x | $146.89 Million | $20.41 Million | ▼ -38.1% |
| 2001 | 11.63x | $3.72 Million | $320.00K | ▲ +520.5% |
| 1998 | -2.77x | $-71.10 Million | $25.70 Million | ▼ -96.1% |
| 1997 | -1.41x | $-26.10 Million | $18.50 Million | ▼ -105.1% |
| 1996 | -0.69x | $-9.70 Million | $14.10 Million | — |