Encore Capital Group Inc (ECPG) — Tangible Net Worth Ratio
Encore Capital Group Inc (ECPG) has a Tangible Net Worth Ratio of 45.1% as of December 2025. This metric is calculated by deducting intangible assets ($536.29 Million) from net assets ($976.75 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Encore Capital Group Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Encore Capital Group Inc Tangible Net Worth Ratio (1998–2025)
This chart shows how Encore Capital Group Inc's Tangible Net Worth Ratio has changed across 27 annual periods from 1998 to 2025. As of December 2025, the ratio stands at 45.1%, reflecting net assets of $976.75 Million with intangible assets of $536.29 Million USD. See Encore Capital Group Inc (ECPG) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Encore Capital Group Inc (1998–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Encore Capital Group Inc from 1998 to 2025, covering 27 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see how much is Encore Capital Group Inc worth.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 45.1% | $976.75 Million | $536.29 Million | $5.34 Billion | ▼ -54.9 pp |
| 2024 | 100.0% | $767.33 Million | $0.00 | $4.79 Billion | ▲ +0.0 pp |
| 2023 | 100.0% | $936.54 Million | $48.00K | $4.63 Billion | ▲ +1.9 pp |
| 2022 | 98.1% | $1.18 Billion | $22.11 Million | $4.51 Billion | ▲ +1.2 pp |
| 2021 | 96.9% | $1.19 Billion | $36.32 Million | $4.61 Billion | ▲ +0.6 pp |
| 2020 | 96.3% | $1.22 Billion | $45.01 Million | $4.86 Billion | ▲ +1.3 pp |
| 2019 | 95.0% | $1.03 Billion | $51.37 Million | $4.91 Billion | ▲ +2.4 pp |
| 2018 | 92.6% | $819.69 Million | $60.58 Million | $4.63 Billion | ▲ +3.1 pp |
| 2017 | 89.5% | $723.91 Million | $75.74 Million | $4.49 Billion | ▼ -5.8 pp |
| 2016 | 95.3% | $600.51 Million | $28.24 Million | $3.67 Billion | ▼ -1.9 pp |
| 2015 | 97.2% | $648.49 Million | $18.13 Million | $4.22 Billion | ▲ +0.4 pp |
| 2014 | 96.8% | $664.94 Million | $21.56 Million | $3.75 Billion | ▲ +0.7 pp |
| 2013 | 96.1% | $602.47 Million | $23.55 Million | $2.69 Billion | ▼ -3.8 pp |
| 2012 | 99.9% | $405.82 Million | $487.00K | $1.17 Billion | ▲ +0.0 pp |
| 2011 | 99.9% | $371.54 Million | $462.00K | $812.48 Million | ▲ +0.1 pp |
| 2010 | 99.8% | $302.70 Million | $748.00K | $736.47 Million | ▲ +0.2 pp |
| 2009 | 99.5% | $243.09 Million | $1.14 Million | $595.16 Million | ▲ +0.4 pp |
| 2008 | 99.1% | $195.89 Million | $1.74 Million | $549.30 Million | ▲ +0.6 pp |
| 2007 | 98.5% | $171.52 Million | $2.56 Million | $483.50 Million | ▲ +0.9 pp |
| 2006 | 97.6% | $151.14 Million | $3.63 Million | $395.34 Million | ▲ +2.0 pp |
| 2005 | 95.6% | $118.35 Million | $5.23 Million | $361.20 Million | ▼ -4.4 pp |
| 2004 | 100.0% | $96.02 Million | $0.00 | $201.14 Million | ▲ +0.0 pp |
| 2003 | 100.0% | $71.37 Million | $0.00 | $138.28 Million | ▲ +0.0 pp |
| 2002 | 100.0% | $19.54 Million | $0.00 | $89.97 Million | ▲ +0.0 pp |
| 2000 | 100.0% | $10.08 Million | $0.00 | $71.10 Million | ▲ +0.0 pp |
| 1999 | 100.0% | $33.00 Million | $0.00 | $101.50 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $13.90 Million | $0.00 | $34.80 Million | — |