Encore Capital Group Inc (ECPG) — Cash Flow-to-Debt Ratio
Encore Capital Group Inc (ECPG) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2026, meaning its operating cash flow of $-29.38 Million could theoretically repay 0% of its total liabilities ($4.49 Billion) in one year. See ECPG financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Encore Capital Group Inc Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Encore Capital Group Inc across 28 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Encore Capital Group Inc.
Annual Cash Flow-to-Debt Ratio for Encore Capital Group Inc (1998–2025)
Year-by-year debt coverage analysis for Encore Capital Group Inc. Check cash flow quality index of Encore Capital Group Inc to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $153.20 Million | $4.36 Billion | ▼ -9.6% |
| 2024 | 0.04x | $156.17 Million | $4.02 Billion | ▼ -6.3% |
| 2023 | 0.04x | $152.99 Million | $3.69 Billion | ▼ -34.6% |
| 2022 | 0.06x | $210.68 Million | $3.33 Billion | ▼ -28.5% |
| 2021 | 0.09x | $303.05 Million | $3.42 Billion | ▲ +3.1% |
| 2020 | 0.09x | $312.86 Million | $3.64 Billion | ▲ +36.3% |
| 2019 | 0.06x | $244.73 Million | $3.88 Billion | ▲ +28.6% |
| 2018 | 0.05x | $186.79 Million | $3.81 Billion | ▲ +49.1% |
| 2017 | 0.03x | $123.82 Million | $3.77 Billion | ▼ -22.6% |
| 2016 | 0.04x | $130.33 Million | $3.07 Billion | ▲ +30.5% |
| 2015 | 0.03x | $116.15 Million | $3.57 Billion | ▼ -10.0% |
| 2014 | 0.04x | $111.54 Million | $3.09 Billion | ▲ +0.7% |
| 2013 | 0.04x | $74.78 Million | $2.08 Billion | ▼ -72.1% |
| 2012 | 0.13x | $98.52 Million | $765.52 Million | ▼ -32.9% |
| 2011 | 0.19x | $84.58 Million | $440.95 Million | ▲ +13.3% |
| 2010 | 0.17x | $73.45 Million | $433.77 Million | ▼ -21.7% |
| 2009 | 0.22x | $76.12 Million | $352.07 Million | ▲ +21.1% |
| 2008 | 0.18x | $63.07 Million | $353.41 Million | ▲ +251.6% |
| 2007 | 0.05x | $15.83 Million | $311.98 Million | ▼ -67.4% |
| 2006 | 0.16x | $38.03 Million | $244.20 Million | ▲ +21.1% |
| 2005 | 0.13x | $31.23 Million | $242.85 Million | ▼ -62.9% |
| 2004 | 0.35x | $36.41 Million | $105.13 Million | ▼ -31.8% |
| 2003 | 0.51x | $33.97 Million | $66.91 Million | ▲ +44.8% |
| 2002 | 0.35x | $24.69 Million | $70.43 Million | ▲ +217.0% |
| 2001 | 0.11x | $8.85 Million | $80.07 Million | ▲ +154.2% |
| 2000 | -0.20x | $-12.44 Million | $61.02 Million | ▼ -310.6% |
| 1999 | -0.05x | $-3.40 Million | $68.50 Million | ▼ -130.5% |
| 1998 | 0.16x | $3.40 Million | $20.90 Million | — |