Encore Capital Group Inc (ECPG) — Cash Flow Quality Index
Encore Capital Group Inc (ECPG) has a Cash Flow Quality Index of -0.46x as of June 2026. Operating cash flow of $-29.38 Million is below net income of $64.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Encore Capital Group Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Encore Capital Group Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Encore Capital Group Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Encore Capital Group Inc.
Annual Cash Flow Quality Index for Encore Capital Group Inc (1998–2025)
Year-by-year earnings quality comparison for Encore Capital Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | $153.20 Million | $256.83 Million | ▼ -44.9% |
| 2022 | 1.08x | $210.68 Million | $194.56 Million | ▲ +25.5% |
| 2021 | 0.86x | $303.05 Million | $351.20 Million | ▼ -41.4% |
| 2020 | 1.47x | $312.86 Million | $212.52 Million | ▲ +1.6% |
| 2019 | 1.45x | $244.73 Million | $168.91 Million | ▼ -14.9% |
| 2018 | 1.70x | $186.79 Million | $109.74 Million | ▲ +8.8% |
| 2017 | 1.56x | $123.82 Million | $79.18 Million | ▼ -77.0% |
| 2016 | 6.80x | $130.33 Million | $19.17 Million | ▲ +314.3% |
| 2015 | 1.64x | $116.15 Million | $70.77 Million | ▲ +34.6% |
| 2014 | 1.22x | $111.54 Million | $91.46 Million | ▲ +20.3% |
| 2013 | 1.01x | $74.78 Million | $73.74 Million | ▼ -26.0% |
| 2012 | 1.37x | $98.52 Million | $71.89 Million | ▼ -1.2% |
| 2011 | 1.39x | $84.58 Million | $60.96 Million | ▼ -7.3% |
| 2010 | 1.50x | $73.45 Million | $49.05 Million | ▼ -35.0% |
| 2009 | 2.30x | $76.12 Million | $33.05 Million | ▼ -49.4% |
| 2008 | 4.56x | $63.07 Million | $13.85 Million | ▲ +332.7% |
| 2007 | 1.05x | $15.83 Million | $15.04 Million | ▼ -33.5% |
| 2006 | 1.58x | $38.03 Million | $24.01 Million | ▲ +57.7% |
| 2005 | 1.00x | $31.23 Million | $31.09 Million | ▼ -36.1% |
| 2004 | 1.57x | $36.41 Million | $23.18 Million | ▼ -14.8% |
| 2003 | 1.84x | $33.97 Million | $18.42 Million | ▲ +3.0% |
| 2002 | 1.79x | $24.69 Million | $13.79 Million | ▲ +295.0% |
| 1998 | 0.45x | $3.40 Million | $7.50 Million | — |