Encore Capital Group Inc (ECPG) — Cash Flow Quality Index
Encore Capital Group Inc (ECPG) has a Cash Flow Quality Index of 0.22x as of December 2025. Operating cash flow of $16.81 Million is below net income of $76.66 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore ECPG long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Encore Capital Group Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Encore Capital Group Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ECPG goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Encore Capital Group Inc (1998–2025)
Year-by-year earnings quality comparison for Encore Capital Group Inc. For live market cap and the full company financial profile, see Encore Capital Group Inc market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | $153.20 Million | $256.83 Million | ▼ -44.9% |
| 2022 | 1.08x | $210.68 Million | $194.56 Million | ▲ +25.5% |
| 2021 | 0.86x | $303.05 Million | $351.20 Million | ▼ -41.4% |
| 2020 | 1.47x | $312.86 Million | $212.52 Million | ▲ +1.6% |
| 2019 | 1.45x | $244.73 Million | $168.91 Million | ▼ -14.9% |
| 2018 | 1.70x | $186.79 Million | $109.74 Million | ▲ +8.8% |
| 2017 | 1.56x | $123.82 Million | $79.18 Million | ▼ -77.0% |
| 2016 | 6.80x | $130.33 Million | $19.17 Million | ▲ +314.3% |
| 2015 | 1.64x | $116.15 Million | $70.77 Million | ▲ +34.6% |
| 2014 | 1.22x | $111.54 Million | $91.46 Million | ▲ +20.3% |
| 2013 | 1.01x | $74.78 Million | $73.74 Million | ▼ -26.0% |
| 2012 | 1.37x | $98.52 Million | $71.89 Million | ▼ -1.2% |
| 2011 | 1.39x | $84.58 Million | $60.96 Million | ▼ -7.3% |
| 2010 | 1.50x | $73.45 Million | $49.05 Million | ▼ -35.0% |
| 2009 | 2.30x | $76.12 Million | $33.05 Million | ▼ -49.4% |
| 2008 | 4.56x | $63.07 Million | $13.85 Million | ▲ +332.7% |
| 2007 | 1.05x | $15.83 Million | $15.04 Million | ▼ -33.5% |
| 2006 | 1.58x | $38.03 Million | $24.01 Million | ▲ +57.7% |
| 2005 | 1.00x | $31.23 Million | $31.09 Million | ▼ -36.1% |
| 2004 | 1.57x | $36.41 Million | $23.18 Million | ▼ -14.8% |
| 2003 | 1.84x | $33.97 Million | $18.42 Million | ▲ +3.0% |
| 2002 | 1.79x | $24.69 Million | $13.79 Million | ▲ +295.0% |
| 1998 | 0.45x | $3.40 Million | $7.50 Million | — |