Encore Capital Group Inc (ECPG) — Cash Flow Quality Index
Encore Capital Group Inc (ECPG) has a Cash Flow Quality Index of 0.95x as of March 2026. Operating cash flow of $82.33 Million is below net income of $86.24 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Encore Capital Group Inc cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Encore Capital Group Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Encore Capital Group Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Encore Capital Group Inc to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Encore Capital Group Inc (1998–2025)
Year-by-year earnings quality comparison for Encore Capital Group Inc. For live market cap and the full company financial profile, see Encore Capital Group Inc stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | $153.20 Million | $256.83 Million | ▼ -44.9% |
| 2022 | 1.08x | $210.68 Million | $194.56 Million | ▲ +25.5% |
| 2021 | 0.86x | $303.05 Million | $351.20 Million | ▼ -41.4% |
| 2020 | 1.47x | $312.86 Million | $212.52 Million | ▲ +1.6% |
| 2019 | 1.45x | $244.73 Million | $168.91 Million | ▼ -14.9% |
| 2018 | 1.70x | $186.79 Million | $109.74 Million | ▲ +8.8% |
| 2017 | 1.56x | $123.82 Million | $79.18 Million | ▼ -77.0% |
| 2016 | 6.80x | $130.33 Million | $19.17 Million | ▲ +314.3% |
| 2015 | 1.64x | $116.15 Million | $70.77 Million | ▲ +34.6% |
| 2014 | 1.22x | $111.54 Million | $91.46 Million | ▲ +20.3% |
| 2013 | 1.01x | $74.78 Million | $73.74 Million | ▼ -26.0% |
| 2012 | 1.37x | $98.52 Million | $71.89 Million | ▼ -1.2% |
| 2011 | 1.39x | $84.58 Million | $60.96 Million | ▼ -7.3% |
| 2010 | 1.50x | $73.45 Million | $49.05 Million | ▼ -35.0% |
| 2009 | 2.30x | $76.12 Million | $33.05 Million | ▼ -49.4% |
| 2008 | 4.56x | $63.07 Million | $13.85 Million | ▲ +332.7% |
| 2007 | 1.05x | $15.83 Million | $15.04 Million | ▼ -33.5% |
| 2006 | 1.58x | $38.03 Million | $24.01 Million | ▲ +57.7% |
| 2005 | 1.00x | $31.23 Million | $31.09 Million | ▼ -36.1% |
| 2004 | 1.57x | $36.41 Million | $23.18 Million | ▼ -14.8% |
| 2003 | 1.84x | $33.97 Million | $18.42 Million | ▲ +3.0% |
| 2002 | 1.79x | $24.69 Million | $13.79 Million | ▲ +295.0% |
| 1998 | 0.45x | $3.40 Million | $7.50 Million | — |