Encore Capital Group Inc Cash Flow Quality Index
Encore Capital Group Inc cash flow quality index. Encore Capital Group Inc (ECPG) has a Cash Flow Quality Index of -0.46x as of June 2026. Operating cash flow of $-29.38 Million is below net income of $64.00 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial flexibility index of Encore Capital Group Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Encore Capital Group Inc (1998–2025)
Cash flow quality index of Encore Capital Group Inc from 1998 to 2025. Historical Cash Flow Quality Index for Encore Capital Group Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Encore Capital Group Inc (ECPG) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Encore Capital Group Inc Cash Flow Quality Index by Year (1998–2025)
Encore Capital Group Inc cash flow quality index by year from 1998 to 2025. Year-by-year earnings quality comparison for Encore Capital Group Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Encore Capital Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | $153.20 Million | $256.83 Million | ▼ -44.9% |
| 2022 | 1.08x | $210.68 Million | $194.56 Million | ▲ +25.5% |
| 2021 | 0.86x | $303.05 Million | $351.20 Million | ▼ -41.4% |
| 2020 | 1.47x | $312.86 Million | $212.52 Million | ▲ +1.6% |
| 2019 | 1.45x | $244.73 Million | $168.91 Million | ▼ -14.9% |
| 2018 | 1.70x | $186.79 Million | $109.74 Million | ▲ +8.8% |
| 2017 | 1.56x | $123.82 Million | $79.18 Million | ▼ -77.0% |
| 2016 | 6.80x | $130.33 Million | $19.17 Million | ▲ +314.3% |
| 2015 | 1.64x | $116.15 Million | $70.77 Million | ▲ +34.6% |
| 2014 | 1.22x | $111.54 Million | $91.46 Million | ▲ +20.3% |
| 2013 | 1.01x | $74.78 Million | $73.74 Million | ▼ -26.0% |
| 2012 | 1.37x | $98.52 Million | $71.89 Million | ▼ -1.2% |
| 2011 | 1.39x | $84.58 Million | $60.96 Million | ▼ -7.3% |
| 2010 | 1.50x | $73.45 Million | $49.05 Million | ▼ -35.0% |
| 2009 | 2.30x | $76.12 Million | $33.05 Million | ▼ -49.4% |
| 2008 | 4.56x | $63.07 Million | $13.85 Million | ▲ +332.7% |
| 2007 | 1.05x | $15.83 Million | $15.04 Million | ▼ -33.5% |
| 2006 | 1.58x | $38.03 Million | $24.01 Million | ▲ +57.7% |
| 2005 | 1.00x | $31.23 Million | $31.09 Million | ▼ -36.1% |
| 2004 | 1.57x | $36.41 Million | $23.18 Million | ▼ -14.8% |
| 2003 | 1.84x | $33.97 Million | $18.42 Million | ▲ +3.0% |
| 2002 | 1.79x | $24.69 Million | $13.79 Million | ▲ +295.0% |
| 1998 | 0.45x | $3.40 Million | $7.50 Million | — |