Encore Capital Group Inc (ECPG) — Financial Flexibility Index
Encore Capital Group Inc (ECPG) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $87.18 Million (operating CF $82.33 Million minus capex $4.86 Million) represents 0% of total liabilities ($4.42 Billion). Check Encore Capital Group Inc (ECPG) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Encore Capital Group Inc Financial Flexibility Index (1998–2025)
Historical Financial Flexibility Index trend for Encore Capital Group Inc across 28 annual periods. See Encore Capital Group Inc (ECPG) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Encore Capital Group Inc (1998–2025)
Year-by-year free cash flow to debt coverage for Encore Capital Group Inc. For the full company profile including market capitalisation, see ECPG market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $179.47 Million | $153.20 Million | $4.36 Billion | ▼ -10.6% |
| 2024 | 0.05x | $185.18 Million | $156.17 Million | $4.02 Billion | ▼ -16.9% |
| 2023 | 0.06x | $204.70 Million | $152.99 Million | $3.69 Billion | ▼ -35.8% |
| 2022 | 0.09x | $287.25 Million | $210.68 Million | $3.33 Billion | ▼ -12.2% |
| 2021 | 0.10x | $336.43 Million | $303.05 Million | $3.42 Billion | ▲ +3.1% |
| 2020 | 0.10x | $347.46 Million | $312.86 Million | $3.64 Billion | ▲ +30.3% |
| 2019 | 0.07x | $284.33 Million | $244.73 Million | $3.88 Billion | ▲ +9.7% |
| 2018 | 0.07x | $254.27 Million | $186.79 Million | $3.81 Billion | ▲ +65.3% |
| 2017 | 0.04x | $151.94 Million | $123.82 Million | $3.77 Billion | ▼ -23.6% |
| 2016 | 0.05x | $162.00 Million | $130.33 Million | $3.07 Billion | ▲ +30.2% |
| 2015 | 0.04x | $144.77 Million | $116.15 Million | $3.57 Billion | ▼ -7.1% |
| 2014 | 0.04x | $134.63 Million | $111.54 Million | $3.09 Billion | ▲ +3.0% |
| 2013 | 0.04x | $88.20 Million | $74.78 Million | $2.08 Billion | ▼ -69.1% |
| 2012 | 0.14x | $104.78 Million | $98.52 Million | $765.52 Million | ▼ -33.0% |
| 2011 | 0.20x | $90.14 Million | $84.58 Million | $440.95 Million | ▲ +16.4% |
| 2010 | 0.18x | $76.17 Million | $73.45 Million | $433.77 Million | ▼ -23.4% |
| 2009 | 0.23x | $80.75 Million | $76.12 Million | $352.07 Million | ▲ +24.0% |
| 2008 | 0.18x | $65.35 Million | $63.07 Million | $353.41 Million | ▲ +234.3% |
| 2007 | 0.06x | $17.26 Million | $15.83 Million | $311.98 Million | ▼ -66.6% |
| 2006 | 0.17x | $40.46 Million | $38.03 Million | $244.20 Million | ▲ +18.0% |
| 2005 | 0.14x | $34.09 Million | $31.23 Million | $242.85 Million | ▼ -62.1% |
| 2004 | 0.37x | $38.94 Million | $36.41 Million | $105.13 Million | ▼ -29.2% |
| 2003 | 0.52x | $34.99 Million | $33.97 Million | $66.91 Million | ▲ +44.8% |
| 2002 | 0.36x | $25.44 Million | $24.69 Million | $70.43 Million | ▲ +211.6% |
| 2001 | 0.12x | $9.28 Million | $8.85 Million | $80.07 Million | ▲ +160.7% |
| 2000 | -0.19x | $-11.65 Million | $-12.44 Million | $61.02 Million | ▼ -1968.4% |
| 1999 | 0.01x | $700.00K | $-3.40 Million | $68.50 Million | ▼ -96.6% |
| 1998 | 0.30x | $6.20 Million | $3.40 Million | $20.90 Million | — |