Encore Capital Group Inc (ECPG) — Financial Flexibility Index
Encore Capital Group Inc (ECPG) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $23.74 Million (operating CF $16.81 Million minus capex $6.93 Million) represents 0% of total liabilities ($4.36 Billion). Also explore net asset growth rate of Encore Capital Group Inc to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Encore Capital Group Inc Financial Flexibility Index (1998–2025)
Historical Financial Flexibility Index trend for Encore Capital Group Inc across 28 annual periods. Check Encore Capital Group Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Encore Capital Group Inc (1998–2025)
Year-by-year free cash flow to debt coverage for Encore Capital Group Inc. For the full company profile including market capitalisation, see market cap of Encore Capital Group Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $179.47 Million | $153.20 Million | $4.36 Billion | ▼ -10.6% |
| 2024 | 0.05x | $185.18 Million | $156.17 Million | $4.02 Billion | ▼ -16.9% |
| 2023 | 0.06x | $204.70 Million | $152.99 Million | $3.69 Billion | ▼ -35.8% |
| 2022 | 0.09x | $287.25 Million | $210.68 Million | $3.33 Billion | ▼ -12.2% |
| 2021 | 0.10x | $336.43 Million | $303.05 Million | $3.42 Billion | ▲ +3.1% |
| 2020 | 0.10x | $347.46 Million | $312.86 Million | $3.64 Billion | ▲ +30.3% |
| 2019 | 0.07x | $284.33 Million | $244.73 Million | $3.88 Billion | ▲ +9.7% |
| 2018 | 0.07x | $254.27 Million | $186.79 Million | $3.81 Billion | ▲ +65.3% |
| 2017 | 0.04x | $151.94 Million | $123.82 Million | $3.77 Billion | ▼ -23.6% |
| 2016 | 0.05x | $162.00 Million | $130.33 Million | $3.07 Billion | ▲ +30.2% |
| 2015 | 0.04x | $144.77 Million | $116.15 Million | $3.57 Billion | ▼ -7.1% |
| 2014 | 0.04x | $134.63 Million | $111.54 Million | $3.09 Billion | ▲ +3.0% |
| 2013 | 0.04x | $88.20 Million | $74.78 Million | $2.08 Billion | ▼ -69.1% |
| 2012 | 0.14x | $104.78 Million | $98.52 Million | $765.52 Million | ▼ -33.0% |
| 2011 | 0.20x | $90.14 Million | $84.58 Million | $440.95 Million | ▲ +16.4% |
| 2010 | 0.18x | $76.17 Million | $73.45 Million | $433.77 Million | ▼ -23.4% |
| 2009 | 0.23x | $80.75 Million | $76.12 Million | $352.07 Million | ▲ +24.0% |
| 2008 | 0.18x | $65.35 Million | $63.07 Million | $353.41 Million | ▲ +234.3% |
| 2007 | 0.06x | $17.26 Million | $15.83 Million | $311.98 Million | ▼ -66.6% |
| 2006 | 0.17x | $40.46 Million | $38.03 Million | $244.20 Million | ▲ +18.0% |
| 2005 | 0.14x | $34.09 Million | $31.23 Million | $242.85 Million | ▼ -62.1% |
| 2004 | 0.37x | $38.94 Million | $36.41 Million | $105.13 Million | ▼ -29.2% |
| 2003 | 0.52x | $34.99 Million | $33.97 Million | $66.91 Million | ▲ +44.8% |
| 2002 | 0.36x | $25.44 Million | $24.69 Million | $70.43 Million | ▲ +211.6% |
| 2001 | 0.12x | $9.28 Million | $8.85 Million | $80.07 Million | ▲ +160.7% |
| 2000 | -0.19x | $-11.65 Million | $-12.44 Million | $61.02 Million | ▼ -1968.4% |
| 1999 | 0.01x | $700.00K | $-3.40 Million | $68.50 Million | ▼ -96.6% |
| 1998 | 0.30x | $6.20 Million | $3.40 Million | $20.90 Million | — |