Encore Capital Group Inc (ECPG) — Financial Flexibility Index
Encore Capital Group Inc (ECPG) has a Financial Flexibility Index of -0.01x as of June 2026. Free cash flow of $-25.84 Million (operating CF $-29.38 Million minus capex $3.54 Million) represents 0% of total liabilities ($4.49 Billion). Check ECPG cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Encore Capital Group Inc Financial Flexibility Index (1998–2025)
Historical Financial Flexibility Index trend for Encore Capital Group Inc across 28 annual periods. For the full cash flow conversion analysis, see ECPG cash flow conversion.
Annual Financial Flexibility Index for Encore Capital Group Inc (1998–2025)
Year-by-year free cash flow to debt coverage for Encore Capital Group Inc. Explore Encore Capital Group Inc (ECPG) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $179.47 Million | $153.20 Million | $4.36 Billion | ▼ -10.8% |
| 2024 | 0.05x | $185.39 Million | $156.17 Million | $4.02 Billion | ▼ -16.8% |
| 2023 | 0.06x | $204.70 Million | $152.99 Million | $3.69 Billion | ▼ -35.8% |
| 2022 | 0.09x | $287.25 Million | $210.68 Million | $3.33 Billion | ▼ -12.2% |
| 2021 | 0.10x | $336.43 Million | $303.05 Million | $3.42 Billion | ▲ +3.1% |
| 2020 | 0.10x | $347.46 Million | $312.86 Million | $3.64 Billion | ▲ +30.3% |
| 2019 | 0.07x | $284.33 Million | $244.73 Million | $3.88 Billion | ▲ +9.7% |
| 2018 | 0.07x | $254.27 Million | $186.79 Million | $3.81 Billion | ▲ +65.3% |
| 2017 | 0.04x | $151.94 Million | $123.82 Million | $3.77 Billion | ▼ -23.6% |
| 2016 | 0.05x | $162.00 Million | $130.33 Million | $3.07 Billion | ▲ +30.2% |
| 2015 | 0.04x | $144.77 Million | $116.15 Million | $3.57 Billion | ▼ -7.1% |
| 2014 | 0.04x | $134.63 Million | $111.54 Million | $3.09 Billion | ▲ +3.0% |
| 2013 | 0.04x | $88.20 Million | $74.78 Million | $2.08 Billion | ▼ -69.1% |
| 2012 | 0.14x | $104.78 Million | $98.52 Million | $765.52 Million | ▼ -33.0% |
| 2011 | 0.20x | $90.14 Million | $84.58 Million | $440.95 Million | ▲ +16.4% |
| 2010 | 0.18x | $76.17 Million | $73.45 Million | $433.77 Million | ▼ -23.4% |
| 2009 | 0.23x | $80.75 Million | $76.12 Million | $352.07 Million | ▲ +24.0% |
| 2008 | 0.18x | $65.35 Million | $63.07 Million | $353.41 Million | ▲ +234.3% |
| 2007 | 0.06x | $17.26 Million | $15.83 Million | $311.98 Million | ▼ -66.6% |
| 2006 | 0.17x | $40.46 Million | $38.03 Million | $244.20 Million | ▲ +18.0% |
| 2005 | 0.14x | $34.09 Million | $31.23 Million | $242.85 Million | ▼ -62.1% |
| 2004 | 0.37x | $38.94 Million | $36.41 Million | $105.13 Million | ▼ -29.2% |
| 2003 | 0.52x | $34.99 Million | $33.97 Million | $66.91 Million | ▲ +44.8% |
| 2002 | 0.36x | $25.44 Million | $24.69 Million | $70.43 Million | ▲ +211.6% |
| 2001 | 0.12x | $9.28 Million | $8.85 Million | $80.07 Million | ▲ +160.7% |
| 2000 | -0.19x | $-11.65 Million | $-12.44 Million | $61.02 Million | ▼ -1968.4% |
| 1999 | 0.01x | $700.00K | $-3.40 Million | $68.50 Million | ▼ -96.6% |
| 1998 | 0.30x | $6.20 Million | $3.40 Million | $20.90 Million | — |