Huntington Bancshares Incorporated (HBAN) — Financial Flexibility Index
Huntington Bancshares Incorporated (HBAN) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $595.00 Million (operating CF $487.00 Million minus capex $108.00 Million) represents 0% of total liabilities ($187.94 Billion). Check Huntington Bancshares Incorporated strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Huntington Bancshares Incorporated Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for Huntington Bancshares Incorporated across 36 annual periods. See Huntington Bancshares Incorporated (HBAN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Huntington Bancshares Incorporated (1989–2024)
Year-by-year free cash flow to debt coverage for Huntington Bancshares Incorporated. For the full company profile including market capitalisation, see HBAN company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $1.96 Billion | $1.81 Billion | $184.45 Billion | ▼ -35.5% |
| 2023 | 0.02x | $2.80 Billion | $2.66 Billion | $169.97 Billion | ▼ -35.9% |
| 2022 | 0.03x | $4.24 Billion | $4.03 Billion | $165.14 Billion | ▲ +72.1% |
| 2021 | 0.01x | $2.31 Billion | $2.06 Billion | $154.75 Billion | ▲ +13.9% |
| 2020 | 0.01x | $1.44 Billion | $1.32 Billion | $110.05 Billion | ▼ -24.2% |
| 2019 | 0.02x | $1.68 Billion | $1.57 Billion | $97.21 Billion | ▼ -8.0% |
| 2018 | 0.02x | $1.84 Billion | $1.73 Billion | $97.68 Billion | ▼ -18.3% |
| 2017 | 0.02x | $2.15 Billion | $1.95 Billion | $93.37 Billion | ▲ +54.0% |
| 2016 | 0.01x | $1.34 Billion | $1.22 Billion | $89.41 Billion | ▼ -14.5% |
| 2015 | 0.02x | $1.13 Billion | $1.03 Billion | $64.42 Billion | ▲ +10.5% |
| 2014 | 0.02x | $948.59 Million | $888.79 Million | $59.97 Billion | ▼ -24.3% |
| 2013 | 0.02x | $1.12 Billion | $1.01 Billion | $53.38 Billion | ▼ -7.0% |
| 2012 | 0.02x | $1.13 Billion | $1.00 Billion | $50.36 Billion | ▼ -36.6% |
| 2011 | 0.04x | $1.74 Billion | $1.59 Billion | $49.03 Billion | ▲ +90.5% |
| 2010 | 0.02x | $909.02 Million | $840.82 Million | $48.84 Billion | ▼ -57.3% |
| 2009 | 0.04x | $2.02 Billion | $1.97 Billion | $46.22 Billion | ▲ +58.4% |
| 2008 | 0.03x | $1.30 Billion | $1.24 Billion | $47.12 Billion | ▲ +675.1% |
| 2007 | 0.00x | $-233.33 Million | $-342.78 Million | $48.75 Billion | ▼ -156.9% |
| 2006 | 0.01x | $271.67 Million | $224.46 Million | $32.31 Billion | ▼ -65.3% |
| 2005 | 0.02x | $731.99 Million | $674.70 Million | $30.21 Billion | ▲ +24.4% |
| 2004 | 0.02x | $584.75 Million | $528.22 Million | $30.03 Billion | ▼ -60.7% |
| 2003 | 0.05x | $1.40 Billion | $1.34 Billion | $28.24 Billion | ▲ +15.5% |
| 2002 | 0.04x | $1.09 Billion | $1.03 Billion | $25.34 Billion | ▲ +97.6% |
| 2001 | 0.02x | $560.18 Million | $497.01 Million | $25.78 Billion | ▼ -12.1% |
| 2000 | 0.02x | $641.08 Million | $575.92 Million | $25.93 Billion | ▼ -27.3% |
| 1999 | 0.03x | $912.60 Million | $836.50 Million | $26.85 Billion | ▲ +182.6% |
| 1998 | 0.01x | $314.40 Million | $167.40 Million | $26.15 Billion | ▼ -19.6% |
| 1997 | 0.01x | $369.40 Million | $323.60 Million | $24.71 Billion | ▼ -45.5% |
| 1996 | 0.03x | $530.70 Million | $479.10 Million | $19.34 Billion | ▲ +24.4% |
| 1995 | 0.02x | $413.30 Million | $379.90 Million | $18.74 Billion | ▼ -70.1% |
| 1994 | 0.07x | $1.21 Billion | $1.18 Billion | $16.36 Billion | ▲ +902.6% |
| 1993 | 0.01x | $119.80 Million | $63.00 Million | $16.29 Billion | ▼ -25.9% |
| 1992 | 0.01x | $128.50 Million | $108.60 Million | $12.95 Billion | ▲ +167.0% |
| 1991 | -0.01x | $-169.90 Million | $-196.00 Million | $11.48 Billion | ▼ -189.2% |
| 1990 | 0.02x | $183.00 Million | $134.40 Million | $11.02 Billion | ▲ +62.9% |
| 1989 | 0.01x | $111.70 Million | $86.00 Million | $10.96 Billion | — |