Huntington Bancshares Incorporated (HBAN) — Cash Flow Quality Index

Latest as of September 2025: 0.77x

Huntington Bancshares Incorporated (HBAN) has a Cash Flow Quality Index of 0.77x as of September 2025. Operating cash flow of $487.00 Million is below net income of $633.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Huntington Bancshares Incorporated (HBAN) long-term investment share to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.77x
Operating CF / Net Income

Operating Cash Flow

$487.00 Million
USD

Net Income

$633.00 Million
USD

Data as of

Sep 2025
Most recent filing

Huntington Bancshares Incorporated Cash Flow Quality Index (1989–2024)

Historical Cash Flow Quality Index for Huntington Bancshares Incorporated across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Huntington Bancshares Incorporated's equity to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Huntington Bancshares Incorporated (1989–2024)

Year-by-year earnings quality comparison for Huntington Bancshares Incorporated. For live market cap and the full company financial profile, see HBAN market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.93x $1.81 Billion $1.96 Billion ▼ -31.3%
2023 1.35x $2.66 Billion $1.97 Billion ▼ -24.7%
2022 1.79x $4.03 Billion $2.25 Billion ▲ +12.6%
2021 1.59x $2.06 Billion $1.30 Billion ▼ -1.8%
2020 1.62x $1.32 Billion $817.00 Million ▲ +45.2%
2019 1.12x $1.57 Billion $1.41 Billion ▼ -10.0%
2018 1.24x $1.73 Billion $1.39 Billion ▼ -24.8%
2017 1.65x $1.95 Billion $1.19 Billion ▼ -3.5%
2016 1.71x $1.22 Billion $711.82 Million ▲ +14.5%
2015 1.49x $1.03 Billion $692.96 Million ▲ +6.1%
2014 1.41x $888.79 Million $632.39 Million ▼ -11.1%
2013 1.58x $1.01 Billion $641.28 Million ▼ -0.5%
2012 1.59x $1.00 Billion $631.29 Million ▼ -46.0%
2011 2.94x $1.59 Billion $542.61 Million ▲ +9.2%
2010 2.69x $840.82 Million $312.35 Million ▲ +159.0%
2007 -4.56x $-342.78 Million $75.17 Million ▼ -1037.0%
2006 0.49x $224.46 Million $461.22 Million ▼ -70.3%
2005 1.64x $674.70 Million $412.09 Million ▲ +23.7%
2004 1.32x $528.22 Million $398.93 Million ▼ -63.2%
2003 3.59x $1.34 Billion $372.36 Million ▲ +13.0%
2002 3.18x $1.03 Billion $323.73 Million ▼ -13.7%
2001 3.69x $497.01 Million $134.80 Million ▲ +110.3%
2000 1.75x $575.92 Million $328.45 Million ▼ -11.5%
1999 1.98x $836.50 Million $422.10 Million ▲ +257.3%
1998 0.55x $167.40 Million $301.80 Million ▼ -49.8%
1997 1.11x $323.60 Million $292.70 Million ▼ -29.8%
1996 1.57x $479.10 Million $304.30 Million ▲ +1.3%
1995 1.55x $379.90 Million $244.50 Million ▼ -68.1%
1994 4.86x $1.18 Billion $242.60 Million ▲ +1729.0%
1993 0.27x $63.00 Million $236.90 Million ▼ -66.0%
1992 0.78x $108.60 Million $139.00 Million ▲ +146.6%
1991 -1.68x $-196.00 Million $117.00 Million ▼ -206.2%
1990 1.58x $134.40 Million $85.20 Million ▲ +98.1%
1989 0.80x $86.00 Million $108.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.