Huntington Bancshares Incorporated (HBAN) — Cash Flow Quality Index
Huntington Bancshares Incorporated (HBAN) has a Cash Flow Quality Index of 0.77x as of September 2025. Operating cash flow of $487.00 Million is below net income of $633.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can Huntington Bancshares Incorporated service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Huntington Bancshares Incorporated Cash Flow Quality Index (1989–2024)
Historical Cash Flow Quality Index for Huntington Bancshares Incorporated across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Huntington Bancshares Incorporated.
Annual Cash Flow Quality Index for Huntington Bancshares Incorporated (1989–2024)
Year-by-year earnings quality comparison for Huntington Bancshares Incorporated.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.93x | $1.81 Billion | $1.96 Billion | ▼ -31.3% |
| 2023 | 1.35x | $2.66 Billion | $1.97 Billion | ▼ -24.7% |
| 2022 | 1.79x | $4.03 Billion | $2.25 Billion | ▲ +12.6% |
| 2021 | 1.59x | $2.06 Billion | $1.30 Billion | ▼ -1.8% |
| 2020 | 1.62x | $1.32 Billion | $817.00 Million | ▲ +45.2% |
| 2019 | 1.12x | $1.57 Billion | $1.41 Billion | ▼ -10.0% |
| 2018 | 1.24x | $1.73 Billion | $1.39 Billion | ▼ -24.8% |
| 2017 | 1.65x | $1.95 Billion | $1.19 Billion | ▼ -3.5% |
| 2016 | 1.71x | $1.22 Billion | $711.82 Million | ▲ +14.5% |
| 2015 | 1.49x | $1.03 Billion | $692.96 Million | ▲ +6.1% |
| 2014 | 1.41x | $888.79 Million | $632.39 Million | ▼ -11.1% |
| 2013 | 1.58x | $1.01 Billion | $641.28 Million | ▼ -0.5% |
| 2012 | 1.59x | $1.00 Billion | $631.29 Million | ▼ -46.0% |
| 2011 | 2.94x | $1.59 Billion | $542.61 Million | ▲ +9.2% |
| 2010 | 2.69x | $840.82 Million | $312.35 Million | ▲ +159.0% |
| 2007 | -4.56x | $-342.78 Million | $75.17 Million | ▼ -1037.0% |
| 2006 | 0.49x | $224.46 Million | $461.22 Million | ▼ -70.3% |
| 2005 | 1.64x | $674.70 Million | $412.09 Million | ▲ +23.7% |
| 2004 | 1.32x | $528.22 Million | $398.93 Million | ▼ -63.2% |
| 2003 | 3.59x | $1.34 Billion | $372.36 Million | ▲ +13.0% |
| 2002 | 3.18x | $1.03 Billion | $323.73 Million | ▼ -13.7% |
| 2001 | 3.69x | $497.01 Million | $134.80 Million | ▲ +110.3% |
| 2000 | 1.75x | $575.92 Million | $328.45 Million | ▼ -11.5% |
| 1999 | 1.98x | $836.50 Million | $422.10 Million | ▲ +257.3% |
| 1998 | 0.55x | $167.40 Million | $301.80 Million | ▼ -49.8% |
| 1997 | 1.11x | $323.60 Million | $292.70 Million | ▼ -29.8% |
| 1996 | 1.57x | $479.10 Million | $304.30 Million | ▲ +1.3% |
| 1995 | 1.55x | $379.90 Million | $244.50 Million | ▼ -68.1% |
| 1994 | 4.86x | $1.18 Billion | $242.60 Million | ▲ +1729.0% |
| 1993 | 0.27x | $63.00 Million | $236.90 Million | ▼ -66.0% |
| 1992 | 0.78x | $108.60 Million | $139.00 Million | ▲ +146.6% |
| 1991 | -1.68x | $-196.00 Million | $117.00 Million | ▼ -206.2% |
| 1990 | 1.58x | $134.40 Million | $85.20 Million | ▲ +98.1% |
| 1989 | 0.80x | $86.00 Million | $108.00 Million | — |