Orange County Bancorp Inc (OBT) — Financial Flexibility Index
Orange County Bancorp Inc (OBT) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $13.15 Million (operating CF $12.58 Million minus capex $563.00K) represents 0% of total liabilities ($2.49 Billion). Check OBT capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Orange County Bancorp Inc Financial Flexibility Index (2011–2025)
Historical Financial Flexibility Index trend for Orange County Bancorp Inc across 15 annual periods. For the full cash flow conversion analysis, see Orange County Bancorp Inc (OBT) cash flow conversion.
Annual Financial Flexibility Index for Orange County Bancorp Inc (2011–2025)
Year-by-year free cash flow to debt coverage for Orange County Bancorp Inc. Explore how well can Orange County Bancorp Inc service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $46.37 Million | $43.85 Million | $2.38 Billion | ▲ +24.9% |
| 2024 | 0.02x | $36.33 Million | $34.60 Million | $2.32 Billion | ▼ -24.5% |
| 2023 | 0.02x | $48.04 Million | $44.50 Million | $2.32 Billion | ▲ +38.9% |
| 2022 | 0.01x | $32.03 Million | $30.48 Million | $2.15 Billion | ▲ +31.1% |
| 2021 | 0.01x | $22.28 Million | $20.32 Million | $1.96 Billion | ▲ +44.5% |
| 2020 | 0.01x | $12.04 Million | $11.34 Million | $1.53 Billion | ▼ -44.1% |
| 2019 | 0.01x | $15.59 Million | $13.73 Million | $1.11 Billion | ▲ +0.5% |
| 2018 | 0.01x | $13.39 Million | $11.96 Million | $956.33 Million | ▲ +22.2% |
| 2017 | 0.01x | $9.96 Million | $8.41 Million | $869.43 Million | ▼ -5.4% |
| 2016 | 0.01x | $9.90 Million | $9.39 Million | $817.33 Million | ▲ +7.1% |
| 2015 | 0.01x | $8.23 Million | $7.02 Million | $727.86 Million | ▼ -14.5% |
| 2014 | 0.01x | $8.30 Million | $8.02 Million | $627.77 Million | ▼ -13.4% |
| 2013 | 0.02x | $8.91 Million | $8.48 Million | $583.71 Million | ▼ -14.7% |
| 2012 | 0.02x | $10.18 Million | $8.56 Million | $568.93 Million | ▲ +22.0% |
| 2011 | 0.01x | $8.01 Million | $6.88 Million | $545.67 Million | — |