Orange County Bancorp Inc (OBT) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Orange County Bancorp Inc (OBT) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $30.80 Million (operating CF $30.20 Million minus capex $594.00K) represents 0% of total liabilities ($2.38 Billion). Also explore OBT net assets growth trend to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$30.80 Million
Operating CF − Capex

Total Liabilities

$2.38 Billion
USD

Capital Expenditures

$594.00K
USD

Orange County Bancorp Inc Financial Flexibility Index (2011–2024)

Historical Financial Flexibility Index trend for Orange County Bancorp Inc across 14 annual periods. Check strategic asset allocation of Orange County Bancorp Inc to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Orange County Bancorp Inc (2011–2024)

Year-by-year free cash flow to debt coverage for Orange County Bancorp Inc. For the full company profile including market capitalisation, see Orange County Bancorp Inc market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $36.33 Million $34.60 Million $2.32 Billion ▼ -24.5%
2023 0.02x $48.04 Million $44.50 Million $2.32 Billion ▲ +38.9%
2022 0.01x $32.03 Million $30.48 Million $2.15 Billion ▲ +31.1%
2021 0.01x $22.28 Million $20.32 Million $1.96 Billion ▲ +44.5%
2020 0.01x $12.04 Million $11.34 Million $1.53 Billion ▼ -44.1%
2019 0.01x $15.59 Million $13.73 Million $1.11 Billion ▲ +0.5%
2018 0.01x $13.39 Million $11.96 Million $956.33 Million ▲ +22.2%
2017 0.01x $9.96 Million $8.41 Million $869.43 Million ▼ -5.4%
2016 0.01x $9.90 Million $9.39 Million $817.33 Million ▲ +7.1%
2015 0.01x $8.23 Million $7.02 Million $727.86 Million ▼ -14.5%
2014 0.01x $8.30 Million $8.02 Million $627.77 Million ▼ -13.4%
2013 0.02x $8.91 Million $8.48 Million $583.71 Million ▼ -14.7%
2012 0.02x $10.18 Million $8.56 Million $568.93 Million ▲ +22.0%
2011 0.01x $8.01 Million $6.88 Million $545.67 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities