Orange County Bancorp Inc (OBT) — Free Cash Flow Generation Index

Latest as of September 2025: 0.98x

Orange County Bancorp Inc (OBT) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $29.61 Million represents 1% of operating cash flow ($30.20 Million). See Orange County Bancorp Inc (OBT) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

$29.61 Million
USD

Operating Cash Flow

$30.20 Million
USD

Capital Expenditures

$594.00K
USD

Orange County Bancorp Inc Free Cash Flow Generation Index (2011–2024)

Historical FCF Generation Index trend for Orange County Bancorp Inc across 14 annual periods. Explore OBT operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Orange County Bancorp Inc (2011–2024)

Year-by-year Free Cash Flow Generation Index for Orange County Bancorp Inc. For the full company profile including market capitalisation, see OBT market cap.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.95x $32.87 Million $34.60 Million $1.73 Million ▲ +3.2%
2023 0.92x $40.96 Million $44.50 Million $3.54 Million ▼ -3.0%
2022 0.95x $28.94 Million $30.48 Million $1.54 Million ▲ +5.1%
2021 0.90x $18.36 Million $20.32 Million $1.96 Million ▼ -3.8%
2020 0.94x $10.65 Million $11.34 Million $692.00K ▲ +8.6%
2019 0.86x $11.88 Million $13.73 Million $1.85 Million ▼ -1.7%
2018 0.88x $10.53 Million $11.96 Million $1.43 Million ▲ +8.0%
2017 0.82x $6.86 Million $8.41 Million $1.55 Million ▼ -13.8%
2016 0.95x $8.89 Million $9.39 Million $504.00K ▲ +14.4%
2015 0.83x $5.80 Million $7.02 Million $1.21 Million ▼ -14.3%
2014 0.97x $7.74 Million $8.02 Million $280.00K ▲ +1.8%
2013 0.95x $8.04 Million $8.48 Million $438.00K ▲ +17.0%
2012 0.81x $6.94 Million $8.56 Million $1.62 Million ▼ -3.0%
2011 0.84x $5.74 Million $6.88 Million $1.13 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).