Orange County Bancorp Inc (OBT) — Working Capital to Net Assets Ratio
Orange County Bancorp Inc (OBT) has a Working Capital to Net Assets ratio of -588.8% as of September 2025. Working capital of $-1.67 Billion (current assets of $627.02 Million minus current liabilities of $2.30 Billion) is measured against net assets of $284.36 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See OBT FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Orange County Bancorp Inc Working Capital to Net Assets (2012–2025)
This chart shows how Orange County Bancorp Inc's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the ratio stands at -588.8%, reflecting working capital of $-1.67 Billion against net assets of $284.36 Million USD. See Orange County Bancorp Inc (OBT) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Orange County Bancorp Inc (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Orange County Bancorp Inc from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Orange County Bancorp Inc (OBT) market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -554.7% | $-1.58 Billion | $284.36 Million | $214.62 Million | $1.79 Billion | ▲ +343.3 pp |
| 2024 | -898.0% | $-1.67 Billion | $185.53 Million | $600.79 Million | $2.27 Billion | ▲ +81.6 pp |
| 2023 | -979.6% | $-1.62 Billion | $165.38 Million | $643.26 Million | $2.26 Billion | ▲ +109.1 pp |
| 2022 | -1088.7% | $-1.50 Billion | $138.14 Million | $625.86 Million | $2.13 Billion | ▼ -454.4 pp |
| 2021 | -634.3% | $-1.16 Billion | $182.84 Million | $777.62 Million | $1.94 Billion | ▲ +140.7 pp |
| 2020 | -775.0% | $-1.05 Billion | $135.42 Million | $457.63 Million | $1.51 Billion | ▼ -106.3 pp |
| 2019 | -668.7% | $-816.26 Million | $122.06 Million | $283.23 Million | $1.10 Billion | ▼ -78.3 pp |
| 2018 | -590.4% | $-640.86 Million | $108.54 Million | $276.92 Million | $917.78 Million | ▼ -51.8 pp |
| 2017 | -538.7% | $-491.86 Million | $91.31 Million | $330.71 Million | $822.57 Million | ▼ -57.0 pp |
| 2016 | -481.7% | $-444.96 Million | $92.38 Million | $309.20 Million | $754.17 Million | ▼ -132.3 pp |
| 2015 | -349.3% | $-331.75 Million | $94.97 Million | $322.89 Million | $654.65 Million | ▼ -350.3 pp |
| 2014 | 0.9% | $908.00K | $98.36 Million | $9.52 Million | $8.61 Million | ▼ -1.6 pp |
| 2013 | 2.5% | $2.39 Million | $94.05 Million | $10.29 Million | $7.89 Million | ▼ -2.1 pp |
| 2012 | 4.7% | $4.43 Million | $94.83 Million | $11.29 Million | $6.86 Million | — |