Orange County Bancorp Inc (OBT) — Working Capital to Net Assets Ratio
Orange County Bancorp Inc (OBT) has a Working Capital to Net Assets ratio of -551.1% as of June 2026. Working capital of $-1.69 Billion (current assets of $741.62 Million minus current liabilities of $2.43 Billion) is measured against net assets of $306.60 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See OBT cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Orange County Bancorp Inc Working Capital to Net Assets (2012–2025)
This chart shows how Orange County Bancorp Inc's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at -551.1%, reflecting working capital of $-1.69 Billion against net assets of $306.60 Million USD. For the complete balance sheet picture, see total assets of Orange County Bancorp Inc.
Annual Working Capital to Net Assets for Orange County Bancorp Inc (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Orange County Bancorp Inc from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check how resilient are Orange County Bancorp Inc's assets to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -681.3% | $-1.94 Billion | $284.36 Million | $372.95 Million | $2.31 Billion | ▲ +216.7 pp |
| 2024 | -898.0% | $-1.67 Billion | $185.53 Million | $600.79 Million | $2.27 Billion | ▲ +81.6 pp |
| 2023 | -979.6% | $-1.62 Billion | $165.38 Million | $643.26 Million | $2.26 Billion | ▲ +109.1 pp |
| 2022 | -1088.7% | $-1.50 Billion | $138.14 Million | $625.86 Million | $2.13 Billion | ▼ -454.4 pp |
| 2021 | -634.3% | $-1.16 Billion | $182.84 Million | $777.62 Million | $1.94 Billion | ▲ +140.7 pp |
| 2020 | -775.0% | $-1.05 Billion | $135.42 Million | $457.63 Million | $1.51 Billion | ▼ -106.3 pp |
| 2019 | -668.7% | $-816.26 Million | $122.06 Million | $283.23 Million | $1.10 Billion | ▼ -78.3 pp |
| 2018 | -590.4% | $-640.86 Million | $108.54 Million | $276.92 Million | $917.78 Million | ▼ -51.8 pp |
| 2017 | -538.7% | $-491.86 Million | $91.31 Million | $330.71 Million | $822.57 Million | ▼ -57.0 pp |
| 2016 | -481.7% | $-444.96 Million | $92.38 Million | $309.20 Million | $754.17 Million | ▼ -132.3 pp |
| 2015 | -349.3% | $-331.75 Million | $94.97 Million | $322.89 Million | $654.65 Million | ▼ -350.3 pp |
| 2014 | 0.9% | $908.00K | $98.36 Million | $9.52 Million | $8.61 Million | ▼ -1.6 pp |
| 2013 | 2.5% | $2.39 Million | $94.05 Million | $10.29 Million | $7.89 Million | ▼ -2.1 pp |
| 2012 | 4.7% | $4.43 Million | $94.83 Million | $11.29 Million | $6.86 Million | — |