Orange County Bancorp Inc (OBT) — Net Asset Quality Index
Orange County Bancorp Inc (OBT) has a Net Asset Quality Index of 10.9% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.80 Billion minus total liabilities of $2.49 Billion yields net assets of $306.60 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read Orange County Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Orange County Bancorp Inc Net Asset Quality Index Over Time (2011–2025)
This chart shows how Orange County Bancorp Inc's Net Asset Quality Index has evolved across 15 annual periods from 2011 to 2025. As of June 2026, the index stands at 10.9%, representing net assets of $306.60 Million against total assets of $2.80 Billion USD. For live market cap and overall valuation, see OBT market cap.
Annual Net Asset Quality Index for Orange County Bancorp Inc (2011–2025)
The table below presents the year-by-year Net Asset Quality Index for Orange County Bancorp Inc from 2011 to 2025, covering 15 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check OBT capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.7% | $284.36 Million | $2.66 Billion | $2.38 Billion | ▲ +3.3 pp |
| 2024 | 7.4% | $185.53 Million | $2.51 Billion | $2.32 Billion | ▲ +0.7 pp |
| 2023 | 6.7% | $165.38 Million | $2.49 Billion | $2.32 Billion | ▲ +0.6 pp |
| 2022 | 6.0% | $138.14 Million | $2.29 Billion | $2.15 Billion | ▼ -2.5 pp |
| 2021 | 8.5% | $182.84 Million | $2.14 Billion | $1.96 Billion | ▲ +0.4 pp |
| 2020 | 8.1% | $135.42 Million | $1.66 Billion | $1.53 Billion | ▼ -1.8 pp |
| 2019 | 9.9% | $122.06 Million | $1.23 Billion | $1.11 Billion | ▼ -0.3 pp |
| 2018 | 10.2% | $108.54 Million | $1.06 Billion | $956.33 Million | ▲ +0.7 pp |
| 2017 | 9.5% | $91.31 Million | $960.74 Million | $869.43 Million | ▼ -0.7 pp |
| 2016 | 10.2% | $92.38 Million | $909.71 Million | $817.33 Million | ▼ -1.4 pp |
| 2015 | 11.5% | $94.97 Million | $822.83 Million | $727.86 Million | ▼ -2.0 pp |
| 2014 | 13.5% | $98.36 Million | $726.13 Million | $627.77 Million | ▼ -0.3 pp |
| 2013 | 13.9% | $94.05 Million | $677.76 Million | $583.71 Million | ▼ -0.4 pp |
| 2012 | 14.3% | $94.83 Million | $663.76 Million | $568.93 Million | ▼ -0.2 pp |
| 2011 | 14.4% | $92.17 Million | $637.84 Million | $545.67 Million | — |