Orange County Bancorp Inc Net Asset Quality Index

Latest as of June 2026: 10.9%

Orange County Bancorp Inc net asset quality index. Orange County Bancorp Inc (OBT) has a Net Asset Quality Index of 10.9% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.80 Billion minus total liabilities of $2.49 Billion yields net assets of $306.60 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Orange County Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.

Quality Index

10.9%
Equity / Total Assets

Net Assets

$306.60 Million
USD

Total Assets

$2.80 Billion
USD

Total Liabilities

$2.49 Billion
USD

Net Asset Quality Index of Orange County Bancorp Inc (2011–2025)

Net asset quality index of Orange County Bancorp Inc from 2011 to 2025. This chart shows how Orange County Bancorp Inc's Net Asset Quality Index has evolved across 15 annual periods from 2011 to 2025. As of June 2026, the index stands at 10.9%, representing net assets of $306.60 Million against total assets of $2.80 Billion USD. Check Orange County Bancorp Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Orange County Bancorp Inc Net Asset Quality Index by Year (2011–2025)

Orange County Bancorp Inc net asset quality index by year from 2011 to 2025. The table below presents the year-by-year Net Asset Quality Index for Orange County Bancorp Inc from 2011 to 2025, covering 15 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Orange County Bancorp Inc stock valuation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.7% $284.36 Million $2.66 Billion $2.38 Billion ▲ +3.3 pp
2024 7.4% $185.53 Million $2.51 Billion $2.32 Billion ▲ +0.7 pp
2023 6.7% $165.38 Million $2.49 Billion $2.32 Billion ▲ +0.6 pp
2022 6.0% $138.14 Million $2.29 Billion $2.15 Billion ▼ -2.5 pp
2021 8.5% $182.84 Million $2.14 Billion $1.96 Billion ▲ +0.4 pp
2020 8.1% $135.42 Million $1.66 Billion $1.53 Billion ▼ -1.8 pp
2019 9.9% $122.06 Million $1.23 Billion $1.11 Billion ▼ -0.3 pp
2018 10.2% $108.54 Million $1.06 Billion $956.33 Million ▲ +0.7 pp
2017 9.5% $91.31 Million $960.74 Million $869.43 Million ▼ -0.7 pp
2016 10.2% $92.38 Million $909.71 Million $817.33 Million ▼ -1.4 pp
2015 11.5% $94.97 Million $822.83 Million $727.86 Million ▼ -2.0 pp
2014 13.5% $98.36 Million $726.13 Million $627.77 Million ▼ -0.3 pp
2013 13.9% $94.05 Million $677.76 Million $583.71 Million ▼ -0.4 pp
2012 14.3% $94.83 Million $663.76 Million $568.93 Million ▼ -0.2 pp
2011 14.4% $92.17 Million $637.84 Million $545.67 Million —
pp = percentage points