Orange County Bancorp Inc Cash Flow Quality Index
Orange County Bancorp Inc cash flow quality index. Orange County Bancorp Inc (OBT) has a Cash Flow Quality Index of 0.92x as of June 2026. Operating cash flow of $12.58 Million is below net income of $13.66 Million, suggesting accrual-heavy earnings not yet converted to cash. See OBT FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Orange County Bancorp Inc (2011–2025)
Cash flow quality index of Orange County Bancorp Inc from 2011 to 2025. Historical Cash Flow Quality Index for Orange County Bancorp Inc across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Orange County Bancorp Inc (OBT) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Orange County Bancorp Inc Cash Flow Quality Index by Year (2011–2025)
Orange County Bancorp Inc cash flow quality index by year from 2011 to 2025. Year-by-year earnings quality comparison for Orange County Bancorp Inc. For the full cash flow conversion analysis, see Orange County Bancorp Inc (OBT) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.05x | $43.85 Million | $41.61 Million | ▼ -15.1% |
| 2024 | 1.24x | $34.60 Million | $27.88 Million | ▼ -17.8% |
| 2023 | 1.51x | $44.50 Million | $29.48 Million | ▲ +20.7% |
| 2022 | 1.25x | $30.48 Million | $24.36 Million | ▲ +31.1% |
| 2021 | 0.95x | $20.32 Million | $21.29 Million | ▼ -1.7% |
| 2020 | 0.97x | $11.34 Million | $11.68 Million | ▼ -21.5% |
| 2019 | 1.24x | $13.73 Million | $11.10 Million | ▼ -21.9% |
| 2018 | 1.58x | $11.96 Million | $7.55 Million | ▼ -55.7% |
| 2017 | 3.58x | $8.41 Million | $2.35 Million | ▲ +38.5% |
| 2016 | 2.58x | $9.39 Million | $3.64 Million | ▲ +99.6% |
| 2014 | 1.29x | $8.02 Million | $6.20 Million | ▼ -0.6% |
| 2013 | 1.30x | $8.48 Million | $6.51 Million | ▲ +18.3% |
| 2012 | 1.10x | $8.56 Million | $7.78 Million | ▲ +21.7% |
| 2011 | 0.90x | $6.88 Million | $7.60 Million | — |