Preferred Bank (PFBC) — Working Capital to Net Assets Ratio
Preferred Bank (PFBC) has a Working Capital to Net Assets ratio of 98.2% as of June 2026. Working capital of $779.57 Million (current assets of $782.64 Million minus current liabilities of $3.07 Million) is measured against net assets of $793.53 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Preferred Bank defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Preferred Bank Working Capital to Net Assets (2002–2025)
This chart shows how Preferred Bank's Working Capital to Net Assets ratio has evolved across 23 annual periods from 2002 to 2025. As of June 2026, the ratio stands at 98.2%, reflecting working capital of $779.57 Million against net assets of $793.53 Million USD. For the complete balance sheet picture, see Preferred Bank asset portfolio.
Annual Working Capital to Net Assets for Preferred Bank (2002–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Preferred Bank from 2002 to 2025, covering 23 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check financial resilience of Preferred Bank to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 108.4% | $855.50 Million | $789.48 Million | $861.25 Million | $5.76 Million | ▲ +780.8 pp |
| 2024 | -672.5% | $-5.13 Billion | $763.15 Million | $801.27 Million | $5.93 Billion | ▼ -27.3 pp |
| 2023 | -645.2% | $-4.48 Billion | $695.11 Million | $1.24 Billion | $5.73 Billion | ▲ +46.5 pp |
| 2022 | -691.6% | $-4.36 Billion | $630.43 Million | $1.20 Billion | $5.56 Billion | ▼ -56.0 pp |
| 2021 | -635.6% | $-3.73 Billion | $586.72 Million | $1.50 Billion | $5.23 Billion | ▲ +19.3 pp |
| 2020 | -654.8% | $-3.44 Billion | $525.45 Million | $1.00 Billion | $4.44 Billion | ▲ +32.2 pp |
| 2019 | -687.0% | $-3.23 Billion | $470.01 Million | $757.61 Million | $3.99 Billion | ▲ +14.6 pp |
| 2018 | -701.6% | $-2.92 Billion | $416.65 Million | $723.44 Million | $3.65 Billion | ▲ +35.7 pp |
| 2017 | -737.3% | $-2.62 Billion | $355.03 Million | $649.03 Million | $3.27 Billion | ▲ +20.6 pp |
| 2016 | -757.8% | $-2.26 Billion | $298.06 Million | $515.71 Million | $2.77 Billion | ▼ -70.9 pp |
| 2015 | -686.9% | $-1.81 Billion | $264.14 Million | $474.10 Million | $2.29 Billion | ▼ -88.9 pp |
| 2014 | -598.0% | $-1.41 Billion | $235.03 Million | $372.23 Million | $1.78 Billion | ▼ -40.4 pp |
| 2013 | -557.6% | $-1.15 Billion | $206.92 Million | $376.45 Million | $1.53 Billion | ▼ -30.8 pp |
| 2012 | -526.8% | $-989.57 Million | $187.84 Million | $368.93 Million | $1.36 Billion | ▼ -16.9 pp |
| 2011 | -509.9% | $-805.85 Million | $158.05 Million | $313.40 Million | $1.12 Billion | ▲ +173.4 pp |
| 2010 | -683.3% | $-965.74 Million | $141.33 Million | $117.24 Million | $1.08 Billion | ▲ +621.0 pp |
| 2009 | -1304.3% | $-1.11 Billion | $85.37 Million | $49.80 Million | $1.16 Billion | ▼ -405.7 pp |
| 2008 | -898.7% | $-1.24 Billion | $137.49 Million | $27.19 Million | $1.26 Billion | ▼ -97.3 pp |
| 2007 | -801.3% | $-1.23 Billion | $152.95 Million | $32.97 Million | $1.26 Billion | ▼ -26.2 pp |
| 2006 | -775.1% | $-1.13 Billion | $145.93 Million | $35.51 Million | $1.17 Billion | ▼ -132.6 pp |
| 2005 | -642.5% | $-795.65 Million | $123.85 Million | $188.95 Million | $984.61 Million | ▲ +357.8 pp |
| 2004 | -1000.2% | $-768.27 Million | $76.81 Million | $43.27 Million | $811.53 Million | ▼ -14.7 pp |
| 2002 | -985.5% | $-590.52 Million | $59.92 Million | $24.35 Million | $614.87 Million | — |