Preferred Bank (PFBC) — Working Capital to Net Assets Ratio
Preferred Bank (PFBC) has a Working Capital to Net Assets ratio of 108.5% as of March 2026. Working capital of $835.38 Million (current assets of $839.97 Million minus current liabilities of $4.59 Million) is measured against net assets of $770.20 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Preferred Bank free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Preferred Bank Working Capital to Net Assets (2002–2025)
This chart shows how Preferred Bank's Working Capital to Net Assets ratio has evolved across 23 annual periods from 2002 to 2025. As of March 2026, the ratio stands at 108.5%, reflecting working capital of $835.38 Million against net assets of $770.20 Million USD. See operational self-sufficiency of Preferred Bank to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Preferred Bank (2002–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Preferred Bank from 2002 to 2025, covering 23 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see PFBC stock market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 108.4% | $855.50 Million | $789.48 Million | $861.25 Million | $5.76 Million | ▲ +780.8 pp |
| 2024 | -672.5% | $-5.13 Billion | $763.15 Million | $801.27 Million | $5.93 Billion | ▼ -27.3 pp |
| 2023 | -645.2% | $-4.48 Billion | $695.11 Million | $1.24 Billion | $5.73 Billion | ▲ +46.5 pp |
| 2022 | -691.6% | $-4.36 Billion | $630.43 Million | $1.20 Billion | $5.56 Billion | ▼ -56.0 pp |
| 2021 | -635.6% | $-3.73 Billion | $586.72 Million | $1.50 Billion | $5.23 Billion | ▲ +19.3 pp |
| 2020 | -654.8% | $-3.44 Billion | $525.45 Million | $1.00 Billion | $4.44 Billion | ▲ +32.2 pp |
| 2019 | -687.0% | $-3.23 Billion | $470.01 Million | $757.61 Million | $3.99 Billion | ▲ +14.6 pp |
| 2018 | -701.6% | $-2.92 Billion | $416.65 Million | $723.44 Million | $3.65 Billion | ▲ +35.7 pp |
| 2017 | -737.3% | $-2.62 Billion | $355.03 Million | $649.03 Million | $3.27 Billion | ▲ +20.6 pp |
| 2016 | -757.8% | $-2.26 Billion | $298.06 Million | $515.71 Million | $2.77 Billion | ▼ -70.9 pp |
| 2015 | -686.9% | $-1.81 Billion | $264.14 Million | $474.10 Million | $2.29 Billion | ▼ -88.9 pp |
| 2014 | -598.0% | $-1.41 Billion | $235.03 Million | $372.23 Million | $1.78 Billion | ▼ -40.4 pp |
| 2013 | -557.6% | $-1.15 Billion | $206.92 Million | $376.45 Million | $1.53 Billion | ▼ -30.8 pp |
| 2012 | -526.8% | $-989.57 Million | $187.84 Million | $368.93 Million | $1.36 Billion | ▼ -16.9 pp |
| 2011 | -509.9% | $-805.85 Million | $158.05 Million | $313.40 Million | $1.12 Billion | ▲ +173.4 pp |
| 2010 | -683.3% | $-965.74 Million | $141.33 Million | $117.24 Million | $1.08 Billion | ▲ +621.0 pp |
| 2009 | -1304.3% | $-1.11 Billion | $85.37 Million | $49.80 Million | $1.16 Billion | ▼ -405.7 pp |
| 2008 | -898.7% | $-1.24 Billion | $137.49 Million | $27.19 Million | $1.26 Billion | ▼ -97.3 pp |
| 2007 | -801.3% | $-1.23 Billion | $152.95 Million | $32.97 Million | $1.26 Billion | ▼ -26.2 pp |
| 2006 | -775.1% | $-1.13 Billion | $145.93 Million | $35.51 Million | $1.17 Billion | ▼ -132.6 pp |
| 2005 | -642.5% | $-795.65 Million | $123.85 Million | $188.95 Million | $984.61 Million | ▲ +357.8 pp |
| 2004 | -1000.2% | $-768.27 Million | $76.81 Million | $43.27 Million | $811.53 Million | ▼ -14.7 pp |
| 2002 | -985.5% | $-590.52 Million | $59.92 Million | $24.35 Million | $614.87 Million | — |