Preferred Bank (PFBC) — Defensive Interval Ratio
Preferred Bank (PFBC) has a Defensive Interval Ratio of 3433 days as of December 2025. Defensive assets of $54.15 Million (cash $-, short-term investments $20.00 Million, receivables $34.15 Million) cover 3433 days of daily cash needs of $15.77K/day. Check Preferred Bank tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Preferred Bank Defensive Interval Ratio (2004–2025)
This chart shows how Preferred Bank's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 3433 days, meaning defensive assets of $54.15 Million can fund 3433 days of operations without new revenue. Also explore PFBC net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Preferred Bank (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Preferred Bank from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Preferred Bank worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3433 days | $54.15 Million | $15.77K/day | $- | $20.00 Million | ▲ +3431 days |
| 2024 | 2 days | $35.76 Million | $16.26 Million/day | $- | $3.00K | ▼ -20 days |
| 2023 | 22 days | $350.12 Million | $15.69 Million/day | $- | $313.84 Million | ▼ -7 days |
| 2022 | 30 days | $451.89 Million | $15.23 Million/day | $- | $428.30 Million | ▼ -3 days |
| 2021 | 33 days | $466.56 Million | $14.32 Million/day | $- | $451.91 Million | ▲ +11 days |
| 2020 | 22 days | $263.37 Million | $12.17 Million/day | $- | $239.68 Million | ▼ -2 days |
| 2019 | 24 days | $258.97 Million | $10.92 Million/day | $- | $240.64 Million | ▲ +4 days |
| 2018 | 20 days | $196.68 Million | $9.99 Million/day | $- | $182.41 Million | ▼ -3 days |
| 2017 | 23 days | $202.21 Million | $8.95 Million/day | $- | $188.20 Million | ▼ -5 days |
| 2016 | 28 days | $209.38 Million | $7.60 Million/day | $- | $199.83 Million | ▼ -1 days |
| 2015 | 28 days | $177.93 Million | $6.27 Million/day | $- | $169.50 Million | ▼ -4 days |
| 2014 | 32 days | $157.04 Million | $4.87 Million/day | $- | $150.54 Million | ▼ -3 days |
| 2013 | 36 days | $149.83 Million | $4.19 Million/day | $- | $142.67 Million | ▼ -23 days |
| 2012 | 58 days | $216.93 Million | $3.72 Million/day | $- | $210.74 Million | ▲ +3 days |
| 2011 | 56 days | $170.93 Million | $3.07 Million/day | $- | $166.08 Million | ▲ +53 days |
| 2010 | 3 days | $9.01 Million | $2.97 Million/day | $- | $- | ▼ -25 days |
| 2009 | 28 days | $89.73 Million | $3.19 Million/day | $- | $54.00 Million | ▲ +11 days |
| 2008 | 17 days | $58.01 Million | $3.46 Million/day | $- | $50.20 Million | ▲ +14 days |
| 2007 | 3 days | $10.16 Million | $3.45 Million/day | $- | $- | ▼ -32 days |
| 2006 | 35 days | $112.33 Million | $3.20 Million/day | $- | $103.70 Million | ▼ -26 days |
| 2005 | 61 days | $163.83 Million | $2.70 Million/day | $- | $158.30 Million | ▲ +24 days |
| 2004 | 36 days | $81.06 Million | $2.22 Million/day | $- | $73.00 Million | — |