Preferred Bank (PFBC) — Cash Flow Quality Index
Preferred Bank (PFBC) has a Cash Flow Quality Index of 1.46x as of March 2026. Operating cash flow of $45.57 Million exceeds net income of $31.14 Million, indicating high earnings quality where cash backs reported profits. Explore PFBC cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Preferred Bank Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Preferred Bank across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PFBC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Preferred Bank (2004–2025)
Year-by-year earnings quality comparison for Preferred Bank. For live market cap and the full company financial profile, see Preferred Bank market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.26x | $168.14 Million | $133.63 Million | ▼ -0.1% |
| 2024 | 1.26x | $164.52 Million | $130.66 Million | ▲ +7.7% |
| 2023 | 1.17x | $175.39 Million | $150.04 Million | ▲ +4.8% |
| 2022 | 1.12x | $143.76 Million | $128.84 Million | ▼ -11.2% |
| 2021 | 1.26x | $119.63 Million | $95.24 Million | ▼ -15.9% |
| 2020 | 1.49x | $103.77 Million | $69.47 Million | ▲ +34.9% |
| 2019 | 1.11x | $86.76 Million | $78.37 Million | ▼ -20.6% |
| 2018 | 1.39x | $99.01 Million | $70.99 Million | ▲ +13.8% |
| 2017 | 1.23x | $53.18 Million | $43.39 Million | ▼ -15.3% |
| 2016 | 1.45x | $52.63 Million | $36.37 Million | ▲ +52.4% |
| 2015 | 0.95x | $28.24 Million | $29.74 Million | ▼ -44.0% |
| 2014 | 1.70x | $41.70 Million | $24.59 Million | ▲ +6.5% |
| 2013 | 1.59x | $30.58 Million | $19.20 Million | ▲ +43.7% |
| 2012 | 1.11x | $26.46 Million | $23.87 Million | ▼ -46.1% |
| 2011 | 2.06x | $25.15 Million | $12.23 Million | ▲ +214.7% |
| 2007 | 0.65x | $17.29 Million | $26.47 Million | ▼ -45.1% |
| 2006 | 1.19x | $27.79 Million | $23.35 Million | ▲ +36.5% |
| 2005 | 0.87x | $14.68 Million | $16.82 Million | ▼ -20.6% |
| 2004 | 1.10x | $12.25 Million | $11.15 Million | — |