Preferred Bank Cash Flow Quality Index
Preferred Bank cash flow quality index. Preferred Bank (PFBC) has a Cash Flow Quality Index of 0.85x as of June 2026. Operating cash flow of $28.44 Million is below net income of $33.54 Million, suggesting accrual-heavy earnings not yet converted to cash. See PFBC financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Preferred Bank (2004–2025)
Cash flow quality index of Preferred Bank from 2004 to 2025. Historical Cash Flow Quality Index for Preferred Bank across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore PFBC operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Preferred Bank Cash Flow Quality Index by Year (2004–2025)
Preferred Bank cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for Preferred Bank. For the full cash flow conversion analysis, see how efficiently does Preferred Bank generate cash.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.26x | $168.14 Million | $133.63 Million | ▼ -0.1% |
| 2024 | 1.26x | $164.52 Million | $130.66 Million | ▲ +7.7% |
| 2023 | 1.17x | $175.39 Million | $150.04 Million | ▲ +4.8% |
| 2022 | 1.12x | $143.76 Million | $128.84 Million | ▼ -11.2% |
| 2021 | 1.26x | $119.63 Million | $95.24 Million | ▼ -15.9% |
| 2020 | 1.49x | $103.77 Million | $69.47 Million | ▲ +34.9% |
| 2019 | 1.11x | $86.76 Million | $78.37 Million | ▼ -20.6% |
| 2018 | 1.39x | $99.01 Million | $70.99 Million | ▲ +13.8% |
| 2017 | 1.23x | $53.18 Million | $43.39 Million | ▼ -15.3% |
| 2016 | 1.45x | $52.63 Million | $36.37 Million | ▲ +52.4% |
| 2015 | 0.95x | $28.24 Million | $29.74 Million | ▼ -44.0% |
| 2014 | 1.70x | $41.70 Million | $24.59 Million | ▲ +6.5% |
| 2013 | 1.59x | $30.58 Million | $19.20 Million | ▲ +43.7% |
| 2012 | 1.11x | $26.46 Million | $23.87 Million | ▼ -46.1% |
| 2011 | 2.06x | $25.15 Million | $12.23 Million | ▲ +214.7% |
| 2007 | 0.65x | $17.29 Million | $26.47 Million | ▼ -45.1% |
| 2006 | 1.19x | $27.79 Million | $23.35 Million | ▲ +36.5% |
| 2005 | 0.87x | $14.68 Million | $16.82 Million | ▼ -20.6% |
| 2004 | 1.10x | $12.25 Million | $11.15 Million | — |