Preferred Bank (PFBC) — Cash Flow Quality Index
Preferred Bank (PFBC) has a Cash Flow Quality Index of 2.50x as of December 2025. Operating cash flow of $86.93 Million exceeds net income of $34.82 Million, indicating high earnings quality where cash backs reported profits. Explore Preferred Bank long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Preferred Bank Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Preferred Bank across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PFBC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Preferred Bank (2004–2025)
Year-by-year earnings quality comparison for Preferred Bank. For live market cap and the full company financial profile, see PFBC market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.26x | $168.14 Million | $133.63 Million | ▼ -0.1% |
| 2024 | 1.26x | $164.52 Million | $130.66 Million | ▲ +7.7% |
| 2023 | 1.17x | $175.39 Million | $150.04 Million | ▲ +4.8% |
| 2022 | 1.12x | $143.76 Million | $128.84 Million | ▼ -11.2% |
| 2021 | 1.26x | $119.63 Million | $95.24 Million | ▼ -15.9% |
| 2020 | 1.49x | $103.77 Million | $69.47 Million | ▲ +34.9% |
| 2019 | 1.11x | $86.76 Million | $78.37 Million | ▼ -20.6% |
| 2018 | 1.39x | $99.01 Million | $70.99 Million | ▲ +13.8% |
| 2017 | 1.23x | $53.18 Million | $43.39 Million | ▼ -15.3% |
| 2016 | 1.45x | $52.63 Million | $36.37 Million | ▲ +52.4% |
| 2015 | 0.95x | $28.24 Million | $29.74 Million | ▼ -44.0% |
| 2014 | 1.70x | $41.70 Million | $24.59 Million | ▲ +6.5% |
| 2013 | 1.59x | $30.58 Million | $19.20 Million | ▲ +43.7% |
| 2012 | 1.11x | $26.46 Million | $23.87 Million | ▼ -46.1% |
| 2011 | 2.06x | $25.15 Million | $12.23 Million | ▲ +214.7% |
| 2007 | 0.65x | $17.29 Million | $26.47 Million | ▼ -45.1% |
| 2006 | 1.19x | $27.79 Million | $23.35 Million | ▲ +36.5% |
| 2005 | 0.87x | $14.68 Million | $16.82 Million | ▼ -20.6% |
| 2004 | 1.10x | $12.25 Million | $11.15 Million | — |