Preferred Bank (PFBC) — Financial Flexibility Index
Preferred Bank (PFBC) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $30.30 Million (operating CF $28.44 Million minus capex $1.86 Million) represents 0% of total liabilities ($6.94 Billion). Check PFBC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Preferred Bank Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Preferred Bank across 22 annual periods. For the full cash flow conversion analysis, see Preferred Bank (PFBC) cash conversion ratio.
Annual Financial Flexibility Index for Preferred Bank (2004–2025)
Year-by-year free cash flow to debt coverage for Preferred Bank. Explore Preferred Bank (PFBC) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $169.49 Million | $168.14 Million | $6.81 Billion | ▼ -7.4% |
| 2024 | 0.03x | $165.44 Million | $164.52 Million | $6.16 Billion | ▼ -9.9% |
| 2023 | 0.03x | $177.81 Million | $175.39 Million | $5.96 Billion | ▲ +19.9% |
| 2022 | 0.02x | $144.11 Million | $143.76 Million | $5.79 Billion | ▲ +12.9% |
| 2021 | 0.02x | $120.24 Million | $119.63 Million | $5.46 Billion | ▼ -3.4% |
| 2020 | 0.02x | $105.26 Million | $103.77 Million | $4.62 Billion | ▲ +2.1% |
| 2019 | 0.02x | $92.84 Million | $86.76 Million | $4.16 Billion | ▼ -16.6% |
| 2018 | 0.03x | $101.78 Million | $99.01 Million | $3.80 Billion | ▲ +67.7% |
| 2017 | 0.02x | $54.54 Million | $53.18 Million | $3.41 Billion | ▼ -12.3% |
| 2016 | 0.02x | $53.27 Million | $52.63 Million | $2.92 Billion | ▲ +40.3% |
| 2015 | 0.01x | $30.33 Million | $28.24 Million | $2.33 Billion | ▼ -43.9% |
| 2014 | 0.02x | $42.14 Million | $41.70 Million | $1.82 Billion | ▲ +16.4% |
| 2013 | 0.02x | $31.09 Million | $30.58 Million | $1.56 Billion | ▲ +1.9% |
| 2012 | 0.02x | $26.70 Million | $26.46 Million | $1.37 Billion | ▼ -10.9% |
| 2011 | 0.02x | $25.26 Million | $25.15 Million | $1.15 Billion | ▼ -47.2% |
| 2010 | 0.04x | $46.27 Million | $46.26 Million | $1.11 Billion | ▲ +777.8% |
| 2009 | 0.00x | $5.78 Million | $5.50 Million | $1.22 Billion | ▼ -81.0% |
| 2008 | 0.02x | $33.45 Million | $30.23 Million | $1.35 Billion | ▲ +65.4% |
| 2007 | 0.02x | $20.88 Million | $17.29 Million | $1.39 Billion | ▼ -36.0% |
| 2006 | 0.02x | $28.24 Million | $27.79 Million | $1.20 Billion | ▲ +51.2% |
| 2005 | 0.02x | $15.72 Million | $14.68 Million | $1.01 Billion | ▼ -0.9% |
| 2004 | 0.02x | $13.01 Million | $12.25 Million | $830.46 Million | — |