Preferred Bank (PFBC) — Financial Flexibility Index
Preferred Bank (PFBC) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $87.61 Million (operating CF $86.93 Million minus capex $681.00K) represents 0% of total liabilities ($6.81 Billion). Also explore net asset momentum of Preferred Bank to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Preferred Bank Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Preferred Bank across 22 annual periods. Check Preferred Bank strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Preferred Bank (2004–2025)
Year-by-year free cash flow to debt coverage for Preferred Bank. For the full company profile including market capitalisation, see Preferred Bank market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $169.49 Million | $168.14 Million | $6.81 Billion | ▼ -7.4% |
| 2024 | 0.03x | $165.44 Million | $164.52 Million | $6.16 Billion | ▼ -9.9% |
| 2023 | 0.03x | $177.81 Million | $175.39 Million | $5.96 Billion | ▲ +19.9% |
| 2022 | 0.02x | $144.11 Million | $143.76 Million | $5.79 Billion | ▲ +12.9% |
| 2021 | 0.02x | $120.24 Million | $119.63 Million | $5.46 Billion | ▼ -3.4% |
| 2020 | 0.02x | $105.26 Million | $103.77 Million | $4.62 Billion | ▲ +2.1% |
| 2019 | 0.02x | $92.84 Million | $86.76 Million | $4.16 Billion | ▼ -16.6% |
| 2018 | 0.03x | $101.78 Million | $99.01 Million | $3.80 Billion | ▲ +67.7% |
| 2017 | 0.02x | $54.54 Million | $53.18 Million | $3.41 Billion | ▼ -12.3% |
| 2016 | 0.02x | $53.27 Million | $52.63 Million | $2.92 Billion | ▲ +40.3% |
| 2015 | 0.01x | $30.33 Million | $28.24 Million | $2.33 Billion | ▼ -43.9% |
| 2014 | 0.02x | $42.14 Million | $41.70 Million | $1.82 Billion | ▲ +16.4% |
| 2013 | 0.02x | $31.09 Million | $30.58 Million | $1.56 Billion | ▲ +1.9% |
| 2012 | 0.02x | $26.70 Million | $26.46 Million | $1.37 Billion | ▼ -10.9% |
| 2011 | 0.02x | $25.26 Million | $25.15 Million | $1.15 Billion | ▼ -47.2% |
| 2010 | 0.04x | $46.27 Million | $46.26 Million | $1.11 Billion | ▲ +777.8% |
| 2009 | 0.00x | $5.78 Million | $5.50 Million | $1.22 Billion | ▼ -81.0% |
| 2008 | 0.02x | $33.45 Million | $30.23 Million | $1.35 Billion | ▲ +65.4% |
| 2007 | 0.02x | $20.88 Million | $17.29 Million | $1.39 Billion | ▼ -36.0% |
| 2006 | 0.02x | $28.24 Million | $27.79 Million | $1.20 Billion | ▲ +51.2% |
| 2005 | 0.02x | $15.72 Million | $14.68 Million | $1.01 Billion | ▼ -0.9% |
| 2004 | 0.02x | $13.01 Million | $12.25 Million | $830.46 Million | — |