Preferred Bank Financial Flexibility Index
Preferred Bank financial flexibility index. Preferred Bank (PFBC) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $30.30 Million (operating CF $28.44 Million minus capex $1.86 Million) represents 0% of total liabilities ($6.94 Billion). See Preferred Bank free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Preferred Bank (2004–2025)
Financial flexibility index of Preferred Bank from 2004 to 2025. Historical Financial Flexibility Index trend for Preferred Bank across 22 annual periods. Check Preferred Bank (PFBC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Preferred Bank Financial Flexibility Index by Year (2004–2025)
Preferred Bank financial flexibility index by year from 2004 to 2025. Year-by-year free cash flow to debt coverage for Preferred Bank. For the full cash flow conversion analysis, see Preferred Bank (PFBC) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $169.49 Million | $168.14 Million | $6.81 Billion | ▼ -7.4% |
| 2024 | 0.03x | $165.44 Million | $164.52 Million | $6.16 Billion | ▼ -9.9% |
| 2023 | 0.03x | $177.81 Million | $175.39 Million | $5.96 Billion | ▲ +19.9% |
| 2022 | 0.02x | $144.11 Million | $143.76 Million | $5.79 Billion | ▲ +12.9% |
| 2021 | 0.02x | $120.24 Million | $119.63 Million | $5.46 Billion | ▼ -3.4% |
| 2020 | 0.02x | $105.26 Million | $103.77 Million | $4.62 Billion | ▲ +2.1% |
| 2019 | 0.02x | $92.84 Million | $86.76 Million | $4.16 Billion | ▼ -16.6% |
| 2018 | 0.03x | $101.78 Million | $99.01 Million | $3.80 Billion | ▲ +67.7% |
| 2017 | 0.02x | $54.54 Million | $53.18 Million | $3.41 Billion | ▼ -12.3% |
| 2016 | 0.02x | $53.27 Million | $52.63 Million | $2.92 Billion | ▲ +40.3% |
| 2015 | 0.01x | $30.33 Million | $28.24 Million | $2.33 Billion | ▼ -43.9% |
| 2014 | 0.02x | $42.14 Million | $41.70 Million | $1.82 Billion | ▲ +16.4% |
| 2013 | 0.02x | $31.09 Million | $30.58 Million | $1.56 Billion | ▲ +1.9% |
| 2012 | 0.02x | $26.70 Million | $26.46 Million | $1.37 Billion | ▼ -10.9% |
| 2011 | 0.02x | $25.26 Million | $25.15 Million | $1.15 Billion | ▼ -47.2% |
| 2010 | 0.04x | $46.27 Million | $46.26 Million | $1.11 Billion | ▲ +777.8% |
| 2009 | 0.00x | $5.78 Million | $5.50 Million | $1.22 Billion | ▼ -81.0% |
| 2008 | 0.02x | $33.45 Million | $30.23 Million | $1.35 Billion | ▲ +65.4% |
| 2007 | 0.02x | $20.88 Million | $17.29 Million | $1.39 Billion | ▼ -36.0% |
| 2006 | 0.02x | $28.24 Million | $27.79 Million | $1.20 Billion | ▲ +51.2% |
| 2005 | 0.02x | $15.72 Million | $14.68 Million | $1.01 Billion | ▼ -0.9% |
| 2004 | 0.02x | $13.01 Million | $12.25 Million | $830.46 Million | — |