Preferred Bank (PFBC) — Cash Flow-to-Debt Ratio
Preferred Bank (PFBC) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $28.44 Million could theoretically repay 0% of its total liabilities ($6.94 Billion) in one year. See financial flexibility index of Preferred Bank to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Preferred Bank Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Preferred Bank across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Preferred Bank.
Annual Cash Flow-to-Debt Ratio for Preferred Bank (2004–2025)
Year-by-year debt coverage analysis for Preferred Bank. Check how high is Preferred Bank's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $168.14 Million | $6.81 Billion | ▼ -7.6% |
| 2024 | 0.03x | $164.52 Million | $6.16 Billion | ▼ -9.2% |
| 2023 | 0.03x | $175.39 Million | $5.96 Billion | ▲ +18.5% |
| 2022 | 0.02x | $143.76 Million | $5.79 Billion | ▲ +13.2% |
| 2021 | 0.02x | $119.63 Million | $5.46 Billion | ▼ -2.5% |
| 2020 | 0.02x | $103.77 Million | $4.62 Billion | ▲ +7.7% |
| 2019 | 0.02x | $86.76 Million | $4.16 Billion | ▼ -19.9% |
| 2018 | 0.03x | $99.01 Million | $3.80 Billion | ▲ +67.3% |
| 2017 | 0.02x | $53.18 Million | $3.41 Billion | ▼ -13.5% |
| 2016 | 0.02x | $52.63 Million | $2.92 Billion | ▲ +48.8% |
| 2015 | 0.01x | $28.24 Million | $2.33 Billion | ▼ -47.2% |
| 2014 | 0.02x | $41.70 Million | $1.82 Billion | ▲ +17.1% |
| 2013 | 0.02x | $30.58 Million | $1.56 Billion | ▲ +1.1% |
| 2012 | 0.02x | $26.46 Million | $1.37 Billion | ▼ -11.4% |
| 2011 | 0.02x | $25.15 Million | $1.15 Billion | ▼ -47.4% |
| 2010 | 0.04x | $46.26 Million | $1.11 Billion | ▲ +822.5% |
| 2009 | 0.00x | $5.50 Million | $1.22 Billion | ▼ -80.0% |
| 2008 | 0.02x | $30.23 Million | $1.35 Billion | ▲ +80.5% |
| 2007 | 0.01x | $17.29 Million | $1.39 Billion | ▼ -46.2% |
| 2006 | 0.02x | $27.79 Million | $1.20 Billion | ▲ +59.5% |
| 2005 | 0.01x | $14.68 Million | $1.01 Billion | ▼ -1.8% |
| 2004 | 0.01x | $12.25 Million | $830.46 Million | — |