Preferred Bank (PFBC) — Cash Flow-to-Debt Ratio
Preferred Bank (PFBC) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $86.93 Million could theoretically repay 0% of its total liabilities ($6.81 Billion) in one year. See Preferred Bank free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Preferred Bank Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Preferred Bank across 22 annual periods. Also explore Preferred Bank (PFBC) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Preferred Bank (2004–2025)
Year-by-year debt coverage analysis for Preferred Bank. For market capitalisation and broader financial context, see Preferred Bank stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $168.14 Million | $6.81 Billion | ▼ -7.6% |
| 2024 | 0.03x | $164.52 Million | $6.16 Billion | ▼ -9.2% |
| 2023 | 0.03x | $175.39 Million | $5.96 Billion | ▲ +18.5% |
| 2022 | 0.02x | $143.76 Million | $5.79 Billion | ▲ +13.2% |
| 2021 | 0.02x | $119.63 Million | $5.46 Billion | ▼ -2.5% |
| 2020 | 0.02x | $103.77 Million | $4.62 Billion | ▲ +7.7% |
| 2019 | 0.02x | $86.76 Million | $4.16 Billion | ▼ -19.9% |
| 2018 | 0.03x | $99.01 Million | $3.80 Billion | ▲ +67.3% |
| 2017 | 0.02x | $53.18 Million | $3.41 Billion | ▼ -13.5% |
| 2016 | 0.02x | $52.63 Million | $2.92 Billion | ▲ +48.8% |
| 2015 | 0.01x | $28.24 Million | $2.33 Billion | ▼ -47.2% |
| 2014 | 0.02x | $41.70 Million | $1.82 Billion | ▲ +17.1% |
| 2013 | 0.02x | $30.58 Million | $1.56 Billion | ▲ +1.1% |
| 2012 | 0.02x | $26.46 Million | $1.37 Billion | ▼ -11.4% |
| 2011 | 0.02x | $25.15 Million | $1.15 Billion | ▼ -47.4% |
| 2010 | 0.04x | $46.26 Million | $1.11 Billion | ▲ +822.5% |
| 2009 | 0.00x | $5.50 Million | $1.22 Billion | ▼ -80.0% |
| 2008 | 0.02x | $30.23 Million | $1.35 Billion | ▲ +80.5% |
| 2007 | 0.01x | $17.29 Million | $1.39 Billion | ▼ -46.2% |
| 2006 | 0.02x | $27.79 Million | $1.20 Billion | ▲ +59.5% |
| 2005 | 0.01x | $14.68 Million | $1.01 Billion | ▼ -1.8% |
| 2004 | 0.01x | $12.25 Million | $830.46 Million | — |